Car insurance claim evidence information collection method and device

Abstract

The invention provides a car insurance claim evidence information collection device which comprises a radio frequency identification module, a camera forensic module, a location positioning module, a display module and a communication module. The radio frequency identification module, the camera forensic module, the location positioning module, the display module and the communication module communicate with a system control module and receive an instruction issued by the system control module. The radio frequency identification module is used to accurately read encrypted vehicle registration information stored in a vehicle electronic identifier on a vehicle. The camera forensic module is used to photograph pictures when car insurance claim evidence information is collected, and carry out image identification on the photographed vehicle pictures to identify a vehicle license plate number from the vehicle pictures. The location positioning module is used to record location latitude and longitude information and forensic time information when photographing is carried out. The communication module is used to automatically send the acquired car insurance claim evidence information to an insurance company or a traffic police department. The system control module is used to control the operation of the modules, record relevant information and display relevant results on the display module. According to the invention, the problems of malicious fraud and the like are solved.

Description

technical field [0001] The invention belongs to the field of video image processing technology and radio frequency technology, and in particular relates to a novel method and device for collecting evidence information of auto insurance claims. Background technique [0002] At present, auto insurance is already the largest type of property insurance, accounting for more than 60% of the property insurance market. Car insurance is a measure for car owners to share risks and reduce losses. However, driven by various temptations, it is now used by some people with ulterior motives as a way to make money. There are frequent claims disputes and car insurance fraud in various places, making my country The auto insurance loss rate has been at a high level of 50%-60% for a long time. According to statistics, fraudulent claims account for about 20% of auto insurance claims in my country, which seriously damages the legitimate interests of insurance parties. The main reasons for the su...

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to provide a method and device for collecting evidence information of auto insurance claims, which is used to synchronously collect accident vehicle photos, license plate numbers, and electronic identity information in automobile electronic identification, perform consistency comparison, and automatically upload accident vehicle photos, etc. information, put an end to human factors, and fundamentally solve the problems of insiders using fake vehicles to maliciously defraud insurance

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