Safety payment method and apparatus based on eID

A technology for secure payment and payment account, which is applied in the field of Internet applications, can solve the problems of reducing online payment efficiency, reducing payment security, and cumbersome payment operations, so as to achieve the effect of improving payment security, improving efficiency, and eliminating cumbersome operations

Inactive Publication Date: 2017-05-31
BEIJING QIHOO TECH CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In practice, it is found that this payment method requires the user to manually enter the payment password, which makes the payment operation more cumbersome, thus reducing the efficiency of online payment
In addition, manually entering the payment password may easily lead to the disclosure of the payment password and reduce payment security.

Method used

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  • Safety payment method and apparatus based on eID
  • Safety payment method and apparatus based on eID
  • Safety payment method and apparatus based on eID

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Embodiment Construction

[0058] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0059]At present, the "association comparison" method is generally used in domestic network remote identity verification, that is, the personal information such as "name + ID number" entered by the user is transmitted to the background to compare the correctness of the personal information to determine their identity. There are several problems in the "associated comparison" method in large-scale application scenarios: (1) the corre...

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PUM

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Abstract

The invention provides a safety payment method and apparatus based on eID. The method includes: receiving a payment request from a user, and generating a payment bill on an interface of a payment application; generating a message for reminding the user to perform eID authentication and calling a reader capable of reading eID information in an eID terminal carrier when the user confirms payment according to the payment bill; obtaining the eID information read by the eID reader from the eID terminal carrier; sending a payment account and the obtained eID information to an eID unified authentication server, and receiving authentication results returned by the eID unified authentication server; and determining whether subsequent payment operation is conducted according to the authentication results. According to the method and apparatus, physical isolation of the eID information and the Internet is realized by employing the eID terminal carrier, safety payment authentication of the payment account can be performed according to the eID information before payment operation, and the payment safety can be improved.

Description

technical field [0001] The invention relates to the technical field of Internet applications, in particular to an eID-based secure payment method and device. Background technique [0002] With the rapid development of Internet technology, online payment has become a convenient and popular payment method using user terminals such as smartphones, tablet computers, handheld computers, and mobile Internet devices. [0003] In practical applications, when a user uses a user terminal to make online payment, the user usually needs to manually enter a payment password on the user terminal to complete the online payment. In practice, it is found that this payment method requires the user to manually input the payment password, which makes the payment operation more cumbersome, thereby reducing the efficiency of online payment. Moreover, manually inputting the payment password may easily lead to leakage of the payment password, reducing payment security. Contents of the invention ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/32G06Q20/38
CPCG06Q20/3278G06Q20/382G06Q20/401
Inventor 王务志王军
Owner BEIJING QIHOO TECH CO LTD
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