Financial wireless payment system

Abstract

The invention discloses a financial wireless payment system. The financial wireless payment system comprises a client mobile phone end, a tenant computer end and a special wireless internet access device which provides wireless internet access signals and bank payment channel software for the client mobile phone end and the tenant computer end; the client mobile phone end is wirelessly connected with the tenant computer end and the special wireless internet access device through a wireless network; the tenant computer end is wirelessly connected with the client mobile phone end and the special wireless internet access device through the wireless network; the client mobile phone end includes a human-computer interaction interface; and the human-computer interaction interface includes a client login interface, a client consumption interface and a mobile phone payment interface. With the financial wireless payment system of the invention, payment settlement can be realized before a client goes to a check-out counter to perform a WeChat or Alipay and Unionpay third party code scanning payment link, so that the other payment modes are blocked behind, and an extremely effective means for competing with WeChat and other payment channels can be realized; the precipitation of low-cost demand deposits can be realized for banks, and the accumulations of the demand deposits can be converted into fixed-time deposits.

Description

technical field [0001] The invention relates to the field of electronic technology, in particular to a financial wireless payment system. Background technique [0002] "Payment determines finance, products determine the market, and credit and payment determine the future of finance." A broad consensus has been reached in the financial industry. The future of China's financial development will definitely depend on payment. The current development of commercial banks has gradually got rid of the limitation of relying on relationship marketing. After all, the circle of friends of each manager or employee is limited and will always be exhausted. Moreover, in the reality of "businessmen value profit and efficiency", relationship marketing has greatly restricted the long-term development of the business. Without good products to provide customers with safe, convenient and fast services, it is difficult for banks to attract and retain high-quality customer groups, and it is diffic...

AI Technical Summary

Problems solved by technology

[0004] At present, customers need to order and record together with the hotel ordering waiter when ordering food. The waiter manually records and passes it to the front desk and kitchen for overall arrangement and settlement, which is inefficient and takes up manpower; I don’t know the total consumption of the dishes I ordered, other consumption and the total cost. Only when the meal is over and I go to the main counter to check out, the merchant will provide the total consumption. When choosing a payment method at checkout, you can either swipe your card with a UnionPay QR code POS, or Alipay, or WeChat payment, etc. However, the existing payment methods of banks are backward, and under the impact of WeChat, Alipay and other payment tools, they have almost been squeezed out of the payment market.

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