Payment channel selection method and system based on data analysis

Abstract

The invention relates to a payment channel selection method and system based on data analysis. The payment channel selection method comprises the steps of acquiring mass incremental order data; analyzing the order data, and acquiring weighted scores of dimensions of all channels of the order data and weighting success rate of different channels combined by the dimensions; performing order accuracymatching according to the weighting success rates in allusion to new order data, and selecting an optimal channel. According to the invention, the incremental order data is analyzed, the weighting success rates of different channels of the dimensions of the order data are acquired, a channel is obtained in allusion to new order data, the channel payment success rate is obtained according to a specific dimension, and a channel with the highest success rate is selected, so that analysis is performed on the mass historical data, analysis is performed in allusion to an operation decision, the order quantity and the success rate of different channels of different operators are analyzed in allusion to different provinces, ranking is performed, a decision maker is enabled to clearly select a channel with the highest success rate, a problem that the success rate is low is solved, and the channel selecting and decision making efficiency is improved.

Description

technical field [0001] The present invention relates to a method for selecting a payment channel, more specifically, a method for selecting a payment channel based on data analysis and a system thereof. Background technique [0002] The telecom operator payment industry has access to a large number of upstream operator channels on the payment platform to provide billing support, but is limited by factors such as operator risk control, channel risk control of each operator, system quality of each channel, and system restrictions of each channel. , the success rate of payment orders will be greatly affected. Faced with massive channel access and low order success rate, it is difficult for business personnel to make decisions. For the provinces and channels that need to be developed, and for various channels How to make election priorities. [0003] At present, for the payment industry, there are also data analysis to recommend payment channels. However, the current data analy...

AI Technical Summary

Problems solved by technology

[0005] The above-mentioned patent push efficiency is not high, and the analysis based on the reconciliation documents cannot clearly analyze the order volume and success rate of different operators and different channels for different provinces

[0006] Therefore, it is necessary to design a payment channel selection method based on data analysis to analyze massive historical data, analyze operational decision-making, and analyze the order volume and success rate of different operators and different channels in different provinces for ranking. , so that decision makers can clearly select the channel with the highest success rate, solve the problem of low success rate, and improve the efficiency of channel selection and decision-making

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