Insurance policy centralized checking method, electronic device and readable storage medium

An electronic device and insurance policy technology, applied in the computer field, can solve the problems of reducing claim settlement efficiency, consuming labor and time costs, and poor customer experience, and achieving the effect of improving claim settlement efficiency, saving labor and time costs, and improving customer experience.

Pending Publication Date: 2018-07-31
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The entire process is driven by manual labor, which is time-consuming and labor-intensive. With the rapid increase in the number of risky parts, it will consume a lot of labor and time costs, greatly reducing the efficiency of claims settlement, resulting in poor customer experience

Method used

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  • Insurance policy centralized checking method, electronic device and readable storage medium
  • Insurance policy centralized checking method, electronic device and readable storage medium

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Embodiment Construction

[0045] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0046] It should be noted that the descriptions involving "first", "second", etc. in the present invention are only for descriptive purposes, and should not be understood as indicating or implying their relative importance or implicitly indicating the number of indicated technical features . Thus, the features defined as "first" and "second" may explicitly or implicitly include at least one...

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Abstract

The invention relates to an insurance policy centralized checking method, an electronic device and a readable storage medium. The method comprises the steps that an insurance policy to be processed isreceived; the preset attribute information in the insurance policy is extracted, and whether the insurance policy is a risk piece is judged based on the preset attribute information by using the preset risk piece judgment rules; if the insurance policy is judged as the risk piece, the insurance policy is allocated to the risk piece underwriting process according to the preset allocation mode; andif the insurance policy is judged not to be the risk piece, the process directly enters the preset normal claim process. The labor and time cost can be saved, and the insurance policy judged as the non-risk piece can directly and automatically enter the normal claim process so that the claim efficiency can be enhanced and the customer experience can be enhanced.

Description

technical field [0001] The invention relates to the technical field of computers, in particular to a method for centralized verification of insurance policies, an electronic device and a readable storage medium. Background technique [0002] With the deepening of people's understanding of the insurance industry, the number of policyholders is also increasing, and the number of risky items in the process of insurance policy claims has also increased significantly. In the prior art, the process of handling suspected risk items is usually as follows: [0003] After collecting relevant information, the accident personnel manually screen the insurance policy, and upload the relevant information of the suspected risk parts to the headquarters by fax or other means. Then the headquarters will have a professional underwriting team to make manual judgments, and then post the manual judgment results. Sent to the local company for processing. The entire process is driven by manual la...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/08
CPCG06Q10/103G06Q40/08
Inventor 刘洪晔
Owner PING AN TECH (SHENZHEN) CO LTD
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