Insurance claim settlement method and device, computer device, and storage medium

A computer program and insurance policy technology, applied in the computer field, can solve the problems of claims impact, data tampering and loss of insurance documents, etc.

Pending Publication Date: 2018-11-09
CHINA PING AN LIFE INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

If the insurance documents are lost or damaged, it will bring difficulties to claim settlement, cause delays and other problems, and bring huge potential risks to insurance companies and customers
At present, electronic documen

Method used

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  • Insurance claim settlement method and device, computer device, and storage medium
  • Insurance claim settlement method and device, computer device, and storage medium
  • Insurance claim settlement method and device, computer device, and storage medium

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Embodiment Construction

[0059] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0060]The insurance claim settlement method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the terminal 102 communicates with the server 104 through the network. The server 104 obtains the policy information and customer information, and generates a smart contract according to the policy information and customer information. The smart contract includes the customer identification and claim settlement conditions; the smart contract is written into the block chain; the server 104 receives the claim settlement r...

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Abstract

The invention relates to an insurance claim settlement method and device, a computer device, and a storage medium. The method includes the steps: obtaining policy information and customer information,and generating intelligent contracts according to the policy information and the customer information, wherein the intelligent contracts includes customer identifications and claim settlement conditions; writing the intelligent contracts into a blockchain; receiving a claim settlement request, wherein the claim settlement request comprises the first claim settlement condition and the first customer identification, and searching for the corresponding target intelligent contract in the blockchain according to the first customer identification; obtaining the target claim settlement condition inthe target intelligent contract; executing the target intelligent contract when the target claim condition in the target intelligent contract is consistent with the first claim settlement condition, and getting a claim amount. This method can improve the efficiency of insurance claim settlement.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to an insurance claim settlement method, device, computer equipment and storage medium. Background technique [0002] When conducting insurance business in the insurance industry, various insurance documents, namely insurance policies, will be produced. The insurance document is the proof of the insurance company's commitment to the policyholder, and it is also a contract between the insurance company and the policyholder, which specifies the rights and obligations of both parties. When the insured goods suffer losses, the insurance document is the basis for the insured to claim, and it is also the main basis for the insurance company to settle the claim. If the insurance documents are lost or damaged, it will bring difficulties to claim settlement, cause delays and other problems, and bring huge potential risks to insurance companies and customers. At present, electro...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 沈楚杰
Owner CHINA PING AN LIFE INSURANCE CO LTD
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