161 results about "Customer identification" patented technology

A system and computer-implemented method of continuously updating information about one or more of a customer approved for a mortgage and a real estate property identified as mortgage ready. The method includes monitoring information accessed from a memory storage location corresponding to a customer identification number, the information used to determine the customer is approved for a mortgage, and receiving new information about the customer, the new information used to determine the customer is approved for a mortgage. The method also includes updating, at a memory coupled to the one or more processors, the memory storage location to include the new information. The method still further includes recalculating the amount in which the customer is approved for a mortgage based upon the new information received.

The embodiment of the invention discloses an embedded subscriber identity module (eSIM) card changing method and related equipment, and the method comprises the steps that an authentication server receives a first card changing request sent by terminal equipment, and the first card changing request comprises a user account, a password, a user number and an eUICC chip identifier; verifying the user identity of the terminal equipment according to the user account and the password; and if the verification is passed, a second card changing request is sent to an operator service support system (BSS), the second card changing request comprises the user number and the eUICC chip identifier, the second card changing request is used for indicating the BSS to complete eSIM card changing, and an eSIM server is notified to generate an eSIM configuration file and associate the eSIM configuration file with the eUICC chip identifier. By adopting the embodiment of the invention, the eSIM card changing process is simplified, and the eSIM card changing efficiency is improved.

A computer-implemented method of continuously updating information about a customer approved for a mortgage, the customer associated with a customer identification number. In one aspect, the method may include monitoring information accessed from a blockchain corresponding to the customer identification number, the information used to determine the customer is approved for a mortgage. In addition, the method may further include receiving new information about the customer, the new information used to determine the customer is approved for a mortgage. Further, the method may include updating a block of the blockchain to include the new information and recalculating the amount in which the customer is approved for a mortgage based upon the new information received.

The invention provides an authentication method and device, equipment, a storage medium and a program product, and is applied to a first terminal, and the specific technical scheme comprises the steps: responding to the operation of a user, and displaying a login interface; signature information sent by a near field communication (NFC) reading device is received, the signature information comprises key information, and the signature information is acquired by the NFC reading device from a subscriber identity module (SIM) card of a second terminal; and acquiring encrypted account information corresponding to the login interface from a locally stored password warehouse, and decrypting the encrypted account information by using the key information to obtain login information. Thus, the encrypted account information is stored in the first terminal, the key information is stored in the second terminal, the encrypted account information and the key information are stored separately, and the security of the terminals is improved.

Some embodiments provide systems comprises: a customer database; a product database; a training data database; a customer evaluation system configured to implement one or more machine learning acceptance probability models to identify an acceptance likelihood factor, and determine whether the each respective customer has a corresponding acceptance likelihood factor greater than a likelihood threshold value; and a plurality of point of sale (POS) systems configured to complete sales transactions, obtain customer identifying information, and communicate the customer identifying information to the customer evaluation system; wherein the customer evaluation system is configured to communicate customer information to the payment method offer entity when the customer has an acceptance likelihood factor greater than a likelihood threshold value, receive authorization to present the customer with a payment method offer, and to present the payment method offer.

To provide a technique for individually identifying a customer even if the customer visits a store without making a reservation, and easily grasping information regarding the customer's visit situation. [Solution] The information processing system acquires first customer visit order information including first identification information from an information communication terminal, issues second identification information if the first identification information included in the first customer visit order information is not registered in pre-stored customer relationship information, acquires second identification information corresponding to the first identification information from the customer relationship information if the first identification information included in the acquired first customer visit order information is registered in the customer relationship information, registers the first customer visit order information with the second identification information assigned to it in the customer visit order information, associates the customer visit order information with transaction information based on the second identification information and registers it in the customer relationship information, and when a specified period is acquired from the second information communication terminal, displays information regarding the customer's visit status on the second information communication terminal based on the customer relationship information compiled based on the specified period.

The invention relates to the technical field of data analysis, can be applied to business system platforms of financial science and technology, medical health and the like, and discloses an abnormal customer identification method, device, equipment and medium based on multi-modal data, and the method comprises the steps: constructing a heterogeneous network diagram corresponding to a target customer according to multi-source data; extracting a sub-graph mode in the heterogeneous network graph according to a transaction detection demand, and extracting text semantic features and image features corresponding to the sub-graph mode; performing feature fusion on the text semantic features and the image features, and analyzing an abnormal mode corresponding to a target fusion feature by using a time sequence; updating the multi-source data of the target customer in real time by using incremental learning, and updating model parameters of a preset federated learning model according to the updated multi-source data; and performing score analysis on the abnormal mode by using the updated federal learning model, and when the target score is greater than a preset score threshold, determining the target customer as an abnormal customer. And the accuracy of abnormal customer identification is improved.

The present invention provides a system and method for customer identification and address verification during onboarding, integrating multi-layered authentication mechanisms to enhance security and prevent fraud. The method for customer identification and address verification during onboarding involves a multi-step authentication process integrating geolocation validation, triggering the document verification, and facial recognition. Additionally, the system includes client executive devices, field devices, and a server unit that work in coordination to verify customer identity and location in real time. This AI-driven, automated identity verification system and method ensures fast, accurate, and highly secure customer onboarding, making it ideal for banks, financial institutions, and fintech companies.

The invention provides an intelligent key matching method and related equipment. The method comprises the following steps: reading identification information of a target key; determining that the target key is in a to-be-matched state according to the identification information and key matching information stored in the controller; reading the customer identification code of the target key, and verifying the matching permission of the target key based on the customer identification code; and if the matching permission verification of the target key is passed, executing an authentication key data writing operation on the target key. According to the embodiment of the invention, the matching state and the matching authority of the target key are determined by reading the identification information of the key and the customer identification code, and the key writing operation of the key is realized under the condition that the matching authentication condition is met, so that the intelligent key matching efficiency is improved.

The invention relates to the technical field of relation identification management and control, and discloses a group customer identification management and control method and system based on a knowledge graph, and the method comprises the following steps: constructing a relation graph between enterprises; automatically generating an optimal graph database query statement by utilizing a machine learning technology, and identifying an association relationship between enterprises; calculating the comprehensive association strength between the enterprises and determining the association hierarchy of the association strength between the enterprises; and configuring a corresponding management and control rule for management and control based on the association hierarchy of the association strength between the enterprises. According to the method, the optimal graph database query statement can be automatically generated, and a multi-layer stock equity relationship, an entrusted payment relationship, a login equipment relationship, a commercial cooperation relationship and a legal litigation relationship are effectively mined and analyzed, so that potential commercial groups or risk groups are revealed; the problem that a traditional data analysis method dependent on a table is often low in efficiency and not visual enough when processing complex and multi-level equity relations is effectively solved.

The invention discloses a drugstore high-value customer identification method and device. The method comprises the following steps: 1) acquiring customer historical order data in a target drugstore; 2) performing desensitization processing on the data; 3) calculating a customer value evaluation index according to customer historical order data; 4) storing the obtained index data of the three dimensions into a database; 5) grouping the index data of the three dimensions by using a set box dividing strategy, and setting a label marking value of each box after grouping; circulating each binning strategy in sequence, and performing combination according to a grouping result after binning of the index data of each dimension to obtain a set number of binning combinations; 6) selecting an optimal box separation strategy; and 7) converting the index data of the three dimensions into discrete features, and starting to divide the index data of each dimension of each customer into high and low categories by using a preferable binning strategy to obtain a customer value identification result. According to the invention, an effective drugstore high-value customer identification model is established.

The application relates to the technical field of electronic equipment, in particular to a method for flashing an operating system, which comprises the following steps: generating restriction information containing a customer identification ID and an image validity period, encrypting the restriction information as a file header through the customer identification ID, forming a double-encrypted file by encrypting the main body of the image with the restriction information; binding a flashing tool with the customer identification ID and hardware information of a flashing device, decrypting the file header and checking the consistency of the customer identification ID and the image validity period in the restriction information after checking the legality of the binding; decrypting the main body of the image and burning it to a target device after the checking, and clearing temporary data after the burning is completed. The double-encryption mechanism prevents the image from being leaked and tampered with, the hardware binding realizes the authorization checking in an offline scene, the multi-dimensional checking such as the validity period and the file size precisely controls the use range of the image, and the safety and controllability of the flashing process are effectively improved.

A computer-implemented method includes determining, by a provider computing system associated with a provider, a goal of a first customer. The computer-implemented method further includes identifying, by the provider computing system, one or more second customers similar to the first customer based on a characteristic of the first customer. The computer-implemented method further includes determining, by the provider computing system, one or more actions taken by the one or more second customers to achieve the goal. The computer-implemented method further includes generating, by the provider computing system, a graphical user interface including an indication of the one or more actions taken by the one or more second customers to achieve the goal. The computer-implemented method further includes transmitting, by the provider computing system, the graphical user interface to a customer device associated with the first customer.

To provide a commodity sales data processing device and program enabling a customer to receive an electronic receipt by simply carrying a customer medium, and capable of giving a privilege to the customer.SOLUTION: In a POS terminal that is a commodity sales data processing device, a control unit 11 includes: first transmitting means for, when first customer identifying information that identifies a customer who receives electronic receipt data relating to the details of a transaction is input from an input unit, generating the electronic receipt data relating to commodity sales data, and for transmitting the generated data to an external device together with the first customer identifying information; and privilege creating means 112 for, when receiving second customer identifying information from an external device that stores the first customer identifying information and the second customer identifying information that identifies a customer who receives a privilege in association with each other, creating privilege information based on the transaction in response to the transmission of the first customer identifying information by the first transmitting means.SELECTED DRAWING: Figure 9

The present application relates to a data query method, device, computer equipment, computer-readable storage medium and computer program product. The method comprises: querying the product introduction from the first-level storage space based on the target customer identification and target product identification of the product introduction query request; the first-level storage space includes the transaction information of the product that generated transactions within the target time period and the customer during the last transaction within the target time period; when the query fails, querying the product introduction from the second-level storage space based on the target customer identification and the target product identification; the second-level storage space includes the transaction information of each product during the last transaction with the customer; when the query fails again, querying the product introduction from the third-level storage space based on the target customer identification and the target product identification; the third-level storage space includes the transaction information of each product during each transaction with the customer; and returning the product introduction to the terminal. The use of this method can improve the efficiency of data query.

Provided is an information processing method for a transport plan creation server, comprising: acquiring a transport request including customer identification information, a riding date and time, a riding position, and a get-off position from respective terminals of a plurality of customers who want to transport a vehicle; on the basis of a plurality of transport requests, a temporary transport plan for allocating a plurality of customers to a plurality of vehicles so as to satisfy a predetermined restriction condition is periodically created. And outputs travel notification information for notifying the travel from riding to getting off to the customer allocated to the temporary transport plan to the terminal of the customer allocated to the temporary transport plan.

The invention discloses a plastic particle feeding service system and method based on the Internet of Things, and the system mainly comprises the plastic particle feeding service system based on the Internet of Things, and the service system comprises at least one processing factory, a sales store and a plurality of plastic particle suppliers. The processing factory carries out plastic colloidal particle project series services in the sales store; the sales store carries out purchase information identification on the processing factories, carries out manufacturer information screening on the processing factories, carries out new and old customer identification on the obtained manufacturer information, and inquires ordering records of the processing factories; and the sales store is in data sharing connection with the plurality of plastic rubber particle suppliers, and the sales store purchases the plastic rubber particles through the plastic rubber particle suppliers, so that the transaction operation process among the plastic processing factory, the sales store and the plastic rubber particle suppliers becomes rapid and convenient, the efficiency is high, and the cost is relatively low.

This application discloses a method, apparatus, electronic device, medium, and product for identifying household customers based on a federated model, relating to the field of federated learning technology. The method for identifying household customers based on a federated model includes: collecting raw customer data, wherein the raw customer data includes at least one of the following: operator data, social data, e-commerce data, vehicle usage data, location data, or smart home data; inputting the raw customer data into a preset household group identification federated model to obtain multiple sets of household group data; inputting each household group data into a preset high-value customer identification federated model to obtain high-value customer identification results, wherein the high-value customer identification results include high-value tags corresponding to the household group data. The technical solution of this application solves the problems of low accuracy and data security risks in current identification schemes for high-value household customers.

The invention relates to the technical field of data analysis and processing based on IAO and LSTM algorithms, and discloses a logistics industry customer identification method. Comprises: obtaining customer data; establishing a customer long-term business volume prediction model through an LSTM (Long Short-Term Memory) network; generating an IAO algorithm based on the AO algorithm; using an IAO algorithm to optimize the customer long-term business volume prediction model, and generating an IAO-LSTM-based customer long-term business volume prediction model; a prediction result is generated through an IAO-LSTM-based customer long-term business volume prediction model, information integration is carried out, a comprehensive score is generated through an analytic hierarchy process, and waist customer information is generated; sending the waist customer information to the collaboration end, receiving feedback information, adjusting an analytic hierarchy algorithm and the weight of the customer long-term business volume prediction model based on the IAO-LSTM, and optimizing the waist customer information; the method has the advantages of improving the data screening efficiency and improving the data screening accuracy.

To provide a billing amount processor, a billing amount processing method, and a billing amount processing program capable of setting a monthly repayment sum on the customer side in an extreme-type loan contract, thereby shortening a repayment term and reducing a bad debt risk on the financing side.SOLUTION: A billing amount processor comprises: a monthly repayment sum setting mask in which an outstanding loan balance is associated with a monthly repayment sum and registered; a storage area for storing contract data including customer identification, the date of contract, the date of cancellation, an extreme amount, a credit limit, a credit frame, a loan interest rate, a delinquency interest rate, and the monthly repayment sum updated on the basis of the outstanding loan balance after loan transactions by referring to the monthly repayment sum setting mask, and monthly repayment sum change data which is set upon the customer's request and includes the customer identification and the monthly repayment sum after the change; and a billing amount calculation unit for comparing the monthly repayment sum in the contract data with the monthly repayment sum after the change in the monthly repayment sum change data for a target month and year and determining the higher amount as the billing amount.SELECTED DRAWING: Figure 1

Provided is a customer identification method which monitors a real-time status inside a store and identifies the same person in the store. The customer identification method comprises the steps of: receiving, from an Internet of Things (IoT) device installed in a store, a first face image vector obtained by encoding a face image of a customer detected inside the store; searching for a plurality of second face image vectors corresponding to a preset search range among data stored in advance in a vector database; calculating, as a value, a first potential that for each of the plurality of second face image vectors, the person corresponding to the first face image vector is the same as the person corresponding to the second face image vectors, and selecting, among the plurality of second face image vectors, a face image vector determined to have the highest first potential as a third face image vector on the basis of the calculated value; and determining that the person corresponding to the first face image vector is the same as the person corresponding to the third face image vector when the number of times the third face image vector has been selected as the face image vector determined to have the highest first potential reaches a predetermined first reference value.

To enable a plurality of users belonging to different customers to use one image forming apparatus via a print server.SOLUTION: The print server includes a first reception unit configured to receive first user information of login from the terminal, a first acquisition unit configured to acquire first customer identification information corresponding to the first user information, a second reception unit configured to receive a registration code of the image forming apparatus input by the terminal, and a second acquisition unit configured to acquire identification information of the image forming apparatus corresponding to the registration code. The information processing apparatus includes a registration unit configured to, in a case where second customer identification information different from the first customer identification information is registered, register the first customer identification information and the second customer identification information in the identification information of the image forming apparatus, and a first transmission unit configured to, based on a print instruction from the terminal, transmit a print job to the image forming apparatus corresponding to the identification information of the image forming apparatus in which the first customer identification information is registered.SELECTED DRAWING: Figure 6

An information processing device and a program for efficiently conducting product sales activities in financial institutions are provided. [Solution] The information processing device comprises: a selection receiving unit that receives from a user a selection of a predictive model from among a plurality of predictive models for predicting a score indicating the probability of contract success, the predictive model being machine-learned using training data that can correlate with the success or failure of a contract for a product offered by a financial institution; a customer data receiving unit that receives input of customer data in which customer identification information and the plurality of variables are associated; an extraction unit that extracts one or more variables from the plurality of variables contained in the customer data that correspond to the predictive model selected by the selection receiving unit from the user; a generation unit that generates customer data to which the score has been assigned by inputting customer data that includes at least the one or more variables extracted by the extraction unit into the predictive model; and an output unit that outputs the customer data to which the score has been assigned.

Systems and methods are provided to provision a customer-specific identifier in cloud-based communications systems so that when a communication arrives at the network services provider, it is identified as being associated with the customer, even when the customer information would otherwise not be available. In examples, when a customer orders communication services from the network services provider (or associates the communication services with a third-party Internet telephony service), the network services provider provides the customer a unique identifier that is provisioned into that customer's instance of the third-party Internet telephony service. When the customer makes a call using the third-party Internet telephony service, the identifier is inserted into the communication (e.g., in a SIP header). The identifier is extracted when the communication is received at the network services provider and used to identify the customer so that appropriate services, service levels, etc. can be applied to the call.

To provide a system that provides necessary data such as customer identification information, product information, and a price, and automatically generates estimates.SOLUTION: A system includes chat GPT and RPA as means for the system, and provides necessary information such as customer identification information, product information, and a price, and automatically generates estimates.SELECTED DRAWING: Figure 1

An object of the system according to the embodiment is to evaluate market suitability of a business idea of a user and provide a specific action plan.SOLUTION: A system includes an idea input part, a market evaluation part, a customer specification part, and a competition analysis part. The idea input unit inputs an idea of a user. A market evaluation part evaluates the market needs on the basis of the idea input by the idea input part. A customer specification part specifies a target customer layer on the basis of the market needs evaluated by the market evaluation part. The competition analysis unit analyzes a situation of a competitor based on the target customer layer specified by the customer specification unit.SELECTED DRAWING: Figure 1

To enable, in a case of causing a device that cannot transmit coin information about coins processed by a host device independently to a banking server to process the coins, the coin information to be transmitted to the banking server without performing significant system modification.SOLUTION: Provided is a coin processing system including: a first device that processes at least coins; a second device that processes coins and cannot transmit coin information about coins processed by a host device independently to a banking server; and an output device that outputs transaction identification information for identifying a transaction of coins in the second device. The second device transmits, to the first device, the coin information and the transaction identification information output from the output device. Upon receipt of the coin information and the transaction identification information from the second device, the first device transmits, to the banking server, the coin information and customer identification information for identifying a customer associated with the transaction identification information.SELECTED DRAWING: Figure 1

The present application relates to a method, apparatus, computer equipment and storage medium for processing customer information. The method comprises: receiving a subprogram link sent by a first terminal based on a parent program; the subprogram link comprises a group identifier and a target customer identifier; pushing the subprogram link to a second terminal corresponding to the target customer identifier; when monitoring the start-up operation of the subprogram link by the second terminal, obtaining the parent program identifier corresponding to the target customer identifier; generating a customer management request according to the parent program identifier and the group identifier, sending the customer management request to the data interface corresponding to the parent program, so that the data interface adds the parent program identifier of the target customer to the business group corresponding to the group identifier. The use of this method can improve customer management efficiency.

The invention provides an insurance potential customer identification method and device, a storage medium and electronic equipment, and belongs to the field of data processing. The method comprises the following steps: acquiring insurance policy internal data of a to-be-identified user; querying external data related to the to-be-identified user based on the policy internal data, wherein the external data comprises one or more of social identity attributes and financial attributes of the user; generating an index value of an evaluation index of the user based on the external data and the insurance policy internal data; and inputting the index numerical value into a pre-trained potential customer identification model to obtain an identification result of whether the user to be identified belongs to a potential customer or not. According to the invention, the accuracy of insurance potential customer identification can be improved.

There are provided systems and methods for the purchase of age-restricted merchandise without requiring the transmission of biometric information. In one form, the system includes: age-restricted merchandise items offered for sale to customers, a server that receives orders from customer devices, and a customer database containing a plurality of customer records. The system may further include: a control circuit that queries a customer whether the customer opts in to the use of local biometric authentication to enable the purchase of age-restricted merchandise items; receives customer identification proof documentation; associates a unique identifier corresponding to the customer device; stores the customer's opt in agreement, the customer's identification proof documentation, and the unique identifier associated with the customer device; receives an order for the purchase of an age-restricted merchandise item and the unique identifier; confirms local biometric authentication; verifies the customer's identity and age; and authorizes completion of the purchase transaction.