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339 results about "Electronic database" patented technology

An electronic database is a searchable electronic collection of resources. There are two basic types of databases: Indexes or bibliographic databases.

Systems and methods for loan management with variable security arrangements

A data processing system, program product, and method is provided for managing at least one credit-granting account of a participant. The system comprises in one embodiment an electronic database including information describing collateral assets of the participant used for securing the credit-granting account, and a computer system comprising one or more processors coupled to the electronic database and programmed among them to establish through an API a credit-granting account with a facility to maintain a plurality of collateral assets as collateral for the credit-granting account; receive new information regarding a collateral asset that is real estate for securing the credit-granting account; determine perfection status of a security interest in the collateral asset; store, in the electronic database, the new information and at least any change in the perfection status; and determine an interest rate to be charged on outstanding credit balances based on the new information regarding the collateral asset available for securing the credit-granting account containing the perfection status. The system further comprises an electronic network access device for sending a signal identifying the new interest rate to an access-vehicle issuing system so that the issuing system can charge the interest rate on outstanding credit balances. In one of the alternative embodiments, the system sends a signal identifying the interest rate to an interest rate program that controls the interest rate for the credit-granting account.
Owner:ACCESS CONTROL ADVANTAGE

Computer-based system for assessing compliance with governmental regulations

A computer-based system comprising the following three components: (1) an electronic database that documents a governmental regulation and associates the regulation with a firm's interpretations and best practices for compliance therewith; (2) an electronic database that records descriptive information relating to a computer-based system and screening criteria to determine if the computer-based system being inventoried is covered by the governmental regulation; and (3) an electronic database that assesses whether the computer-based systems included in the inventory and covered by the regulation meet the criteria of compliance. Preferably, the computer-based system further comprises means for tracking actions taken to correct any deficiencies noted. This invention provides numerous benefits. One major benefit involves providing the capability to determine whether the computer-based systems of a firm comply with a governmental regulation. A second major benefit involves providing a means for remediating the computer-based system, if the assessment of the computer-based system indicates that the computer-based system does not meet the criteria of compliance. A third major benefit involves providing a means for tracking the status of any projects for remediating those computer-based systems that fail to comply with the regulation.
Owner:ABBOTT LAB INC
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