A new financing mode method based on alliance chain supply chain finance

A supply chain and financial technology, applied in the field of financial financing, can solve problems such as restricting the coordinated development of the supply chain financial ecosystem, the inability of the supply chain to play a role in credit, and the limitation of the comprehensive ability of supply chain data, so as to reduce the cost of commercial transactions and improve the thoroughness. safety and security, and the effect of reducing financing costs

Inactive Publication Date: 2019-01-11
程玉亮
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Problems solved by technology

[0005] The present invention provides a method based on a new financing mode of alliance chain supply chain finance, which is used to solve the problem of low supply chain financing rate and the inability of the supply chain to play its role due to the limitation of the

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  • A new financing mode method based on alliance chain supply chain finance
  • A new financing mode method based on alliance chain supply chain finance

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[0031] In order to make the objectives, technical solutions, and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be described clearly and completely in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of the embodiments of the present invention, not all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0032] A method based on the new financing model of alliance chain supply chain finance, including the following steps:

[0033] Step 1: Collect and integrate enterprise information and trade information of enterprise units to obtain industrial data;

[0034] Step 2: Combine the big data model and the risk control analysis model to condu...

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Abstract

The invention relates to a new financing mode method based on alliance chain supply chain finance. The method includes: the information of an enterprise unit is collected and integrated to obtain theindustrial data; then the industry data is evaluated; the risk control guarantee institution receives the financing demand application from the platform, obtains the enterprise data, inspects and evaluates the enterprise offline, and determines whether the financing conditions are met; if the financing requirements are conformed, the guarantee contract is signed, the enterprise pays the related expenses, and the platform generates the digital certificate of bill contract according to the purchase information; block chain records are formed after a purchaser bill contract digital record is issued; the trading rules stipulate that the number of bills and contracts deposited shall be paid to the platform party in advance, and the supplier shall deliver the goods; after the purchaser accepts the goods correctly, the bill contract number certificate is transferred from the platform to the supplier for collection. The method combines the use of a risk-controlled guarantee mechanism and a combined method such as a compensation fund or insurance in advance to realize the purpose of disintermediation, reducing financing cost and improving efficiency.

Description

technical field [0001] The invention belongs to the field of financial financing, in particular to a method based on a new financing mode of alliance chain supply chain finance. Background technique [0002] The essence of supply chain finance is based on the grasp of the structural characteristics of the supply chain and transaction details, and with the help of the credit strength of core enterprises or the self-compensation degree of a single transaction and the value of goods circulation, it provides comprehensive financial services to a single enterprise or multiple upstream and downstream enterprises in the supply chain. Serve. [0003] In the existing supply chain finance, credit sales have become the mainstream mode of B2B industry transactions. It is difficult for suppliers in the middle and upper reaches to obtain financial support from banks through "traditional" credit methods. Expensive financing has become an important factor restricting the development of the...

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Application Information

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IPC IPC(8): G06Q40/02G06Q40/04
CPCG06Q40/04G06Q40/03
Inventor 程玉亮
Owner 程玉亮
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