A new financing mode method based on alliance chain supply chain finance

Abstract

The invention relates to a new financing mode method based on alliance chain supply chain finance. The method includes: the information of an enterprise unit is collected and integrated to obtain theindustrial data; then the industry data is evaluated; the risk control guarantee institution receives the financing demand application from the platform, obtains the enterprise data, inspects and evaluates the enterprise offline, and determines whether the financing conditions are met; if the financing requirements are conformed, the guarantee contract is signed, the enterprise pays the related expenses, and the platform generates the digital certificate of bill contract according to the purchase information; block chain records are formed after a purchaser bill contract digital record is issued; the trading rules stipulate that the number of bills and contracts deposited shall be paid to the platform party in advance, and the supplier shall deliver the goods; after the purchaser accepts the goods correctly, the bill contract number certificate is transferred from the platform to the supplier for collection. The method combines the use of a risk-controlled guarantee mechanism and a combined method such as a compensation fund or insurance in advance to realize the purpose of disintermediation, reducing financing cost and improving efficiency.

Description

technical field [0001] The invention belongs to the field of financial financing, in particular to a method based on a new financing mode of alliance chain supply chain finance. Background technique [0002] The essence of supply chain finance is based on the grasp of the structural characteristics of the supply chain and transaction details, and with the help of the credit strength of core enterprises or the self-compensation degree of a single transaction and the value of goods circulation, it provides comprehensive financial services to a single enterprise or multiple upstream and downstream enterprises in the supply chain. Serve. [0003] In the existing supply chain finance, credit sales have become the mainstream mode of B2B industry transactions. It is difficult for suppliers in the middle and upper reaches to obtain financial support from banks through "traditional" credit methods. Expensive financing has become an important factor restricting the development of the...

AI Technical Summary

Problems solved by technology

[0005] The present invention provides a method based on a new financing mode of alliance chain supply chain finance, which is used to solve the problem of low supply chain financing rate and the inability of the supply chain to play its role due to the limitation of the comprehensive ability of supply chain data and the difficulty of mutual trust between enterprises in the prior art. The role of credit, and at the same time, it also restricts technical issues such as the coordinated development of the supply chain financial ecosystem

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