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132results about How to "Reduce business risk" patented technology

Cross-border payment rapid settling method based on credit big data

InactiveCN107103460AThe risk of advance payment is smallIncrease credibilityFinanceProtocol authorisationThird partyE-commerce
The invention discloses a cross-border payment rapid settling method based on credit big data. Based on the historical transaction big data accumulated on e-commerce platforms by merchants, commodities and users, the method carries out estimation to the transaction risks using the artificial intelligence method. For the transactions whose estimated risks are low, a third-party is used to pay in advance so that the capital settlement is made in advance to the domestic accounts of merchants. This avoids the complicated and tedious procedures of a regular settling mode requiring the transaction completion by the users, e-commerce platform financial period completion, e-commerce settlement to a third party and third-party clearance via banks until to the domestic accounts of merchants. Therefore, under the condition that the pre-paid risk is controlled, the cross-border capital settling procedure for the merchants is simplified, the third-party payment and settlement efficiency is increased; and the capital can be transferred among accounts in shorter time. Therefore, the capital cycling efficiency is increased; the risk change risk incurred from an excessively regular long settlement period is reduced, and the operation risks of the merchants are reduced.
Owner:HANGZHOU PINGPONG INTELLIGENT TECH CO LTD

Public service platform and usage method thereof

InactiveCN106169987AGuaranteed safety and reliabilityGuaranteed uninterrupted service capabilityTransmissionService flowOrder processing
The present invention relates to a platform and a usage method thereof, concretely to a public service platform and a usage method thereof. The platform comprises a terminal and a cloud server; the terminal includes a PC terminal and a mobile terminal, wherein the PC terminal and the mobile terminal form a presentation layer; the cloud server includes a logic layer and a data layer; and the data layer, the logic layer and the representation layer form the whole framework of the public service platform, and the whole framework of the public service platform includes two processes of content publishing and order processing. The present invention provides a product display and selling mode similar to a traditional supermarket, and divide a large-scale application business flow management software implementation process with long period, high cost and big risk into a gradually advanced iterative implementation process with short period, low cost and small risk; and moreover, through providing a service platform, the normalized flow correlation product selling, the standardized requirement customization service, standardized order processing and the pre-sales and after-sales service flows, the problem of the traditional offline implementation service of the BPM industrial field is solved, and the cost and risk of supplying to both parties are reduced.
Owner:山东达创网络科技股份有限公司

Power customer comprehensive rating method based data excavation

InactiveCN107507076AThe results of credit rating are comprehensive, objective and effectiveGood effectBuying/selling/leasing transactionsData dredgingThree level
The invention discloses a method for comprehensive credit rating of electric power customers based on data mining, which includes step 1: data collection; step 2: preprocessing the data, extracting relevant data factors and reducing dimensionality; step 3: reducing The time-series statistical factors, kernel distribution factors, and multi-dimensional operation factors in the post-dimensional data factors are automatically extracted, combined and changed, and constructed into new data factors; Step 4: sort out customer-related characteristics, and predict and judge customer behavior in the future; Step 5 : Sort out the three-level indicators of customers, calculate credit scores, and divide credit ratings; solve the lack of marketing professional definitions in the naming and definition of user characteristics in the existing technology credit evaluation system, the calculation method is opaque, and the characteristics are too few to truly reflect the various unique behaviors of users. There is a lack of user characteristics to calculate future trends, and the user boundary is too vague to be integrated into the marketing business, so there is little guidance for the marketing department and other technical problems.
Owner:GUIZHOU POWER GRID CO LTD

Management system for automobile leasing and renting information

The invention relates to a management system for automobile leasing and renting information. The management system comprises a server and further comprises a mobile terminal, a database, an external interface, an input module and an output module which are connected with the server, wherein the server is used for receiving and processing various instructions; the mobile terminal is arranged on an automobile terminal and is used for sending automobile state information and instruction to the server; the database is used for storing various information in the management system for the automobile leasing and renting information; the external interface is in communication connection with other databases; and the input module is used for receiving an input information instruction of a user, and the output module is used for outputting a processing result of the server. When the management system is used, the identity information of the user is identified by the input module, and then the identity information is compared with the information in the database through the server, so that a leasing company can judge whether the automobile is rented or not. Meanwhile, the management system also has the functions of blacklist warning, one-certificate multi-renting, resource sharing, and the like.
Owner:QUANZHOU HAOJIE INFORMATION TECH DEV

Method for removing boron and phosphorus during production of polysilicon with improved siemens process

The invention relates to a method for removing boron and phosphorus during the production of polysilicon with the improved siemens process, belonging to the filed of the production of polysilicon and aiming at providing a method for removing boron and phosphorus during the production of polysilicon with the improved siemens process with low cost and a method for producing trichlorosilane with low cost. The method for removing boron and phosphorus during the production of polysilicon with the improved siemens process comprises the following steps: a, making silicon powder react with hydrogen chloride to generate trichlorosilane synthesis gas, and dedusting the trichlorosilane synthesis gas with dry method; b, making the dedusted trichlorosilane synthesis gas fully react with moisture, and spraying or leading the generated gas into silicon tetrachloride liquid to generate liquid phase 1 and gas phase 1; and c, putting the gas phase 1 in a separator, washing and separating the gas phase 1 with the silicon tetrachloride liquid to obtain the purified trichlorosilane synthesis gas and liquid phase 2. The invention saves the cost of the investment on equipment in the polysilicon plant and provides a novel method for removing boron, phosphorus and other impurities with the improved siemens process.
Owner:LESHAN LEDIAN TIANWEI SILICON TECH CO LTD

Electric power customer credit comprehensive evaluation method based on grey relational degree

The invention relates to an electric power customer credit comprehensive evaluation method based on the grey relational degree, and belongs to the field of electric power analysis. The new electric power customer credit evaluation indexes including big customer direct-purchase electricity contract breach electric quantity ratio and the new energy power generation grid connection quantity are taken into consideration, and an electric power customer credit rating evaluation index system is established in the seven aspects of electricity utilization payment credit, the electric power law and regulation credit, the electric power cooperation credit, the operation capacity credit, the social communication credit, the mortgage credit guarantee and development prospect credit of the electric power customers. Three evaluation methods with different attributes including a layer analysis method, an entropy weight method and a neural network method are integrated, combined weight is adopted, linear combination coefficients are determined by minimizing the deviation between single evaluation weights and combination weights, the potential information of an evaluated object is fully extracted, and the one-sidedness of a single evaluation method is avoided. Compared with the prior art, the electric power customer credit comprehensive evaluation method based on the grey relational degree has the advantages that a grey relational degree analysis method is adopted, operation is easy, efficiency is high, and the quantity of needed data is small.
Owner:STATE GRID CORP OF CHINA +2

Energy conservation potential evaluation method for power grid contract energy management projects

The invention discloses an energy conservation potential evaluation method for power grid contract energy management projects. Firstly, a typical energy conservation scheme library including operation parameters of all power grid devices in the contract energy management projects is built; then, each power parameter of each power grid device in a to-be-reformed project is acquired; according to the each power parameter during operation of each power grid device, initial selection is carried out on each power grid device, power grid devices with energy conservation potentials are selected, a power grid with a large energy conservation potential is selected to be substituted to the typical energy conservation scheme library, and an energy conservation quantitative diagnosis model is generated; and finally, according to the energy conservation quantitative diagnosis model, energy conservation benefit comprehensive analysis is carried out on the power grid devices, and a project with a large energy conservation potential is selected as the energy conservation prophase project. The method of the invention can be applied to various change conditions of an energy consumption unit, an energy conservation potential evaluation result can be given more quickly and reasonably, and the service risks of an energy conservation service company are reduced.
Owner:国网河南综合能源服务有限公司 +2

Raw material asphalt for carbon-based new material and production process thereof

The invention relates to a raw material asphalt for a carbon-based new material and a production process thereof. The production process comprises the following steps of: feeding a residual product obtained by removing light oil from raw material oil through a reduced pressure distillation tower into a polymerization reaction kettle, and carrying out pressurized asphalting reaction to obtain polymerized asphalt; settling and separating the polymerized asphalt and a solvent I to obtain aromatic-rich light oil and aromatic-rich heavy oil; mixing and separating the aromatic-rich heavy oil and thesolvent I to obtain a soluble component and an insoluble component; carrying out reduced pressure distillation on the aromatic-rich light oil and the soluble component to obtain light refined asphalt; carrying out hydrogenation reaction on the light refined asphalt and a hydrogen supply reagent to obtain hydrogenated asphalt, and further acquiring refined hydrogenated asphalt; mixing and separating the insoluble component, the solvent I and a solvent II to obtain filtrate and filter residue; and distilling the filtrate under reduced pressure to obtain heavy refined asphalt. The process is used for preparing the high-quality asphalt raw material which is narrow in molecular weight distribution, moderate in molecular weight, highly ordered in molecular arrangement, good in flowability, excellent in aggregation state structure and stable in thermal reaction activity.
Owner:鞍钢化学科技有限公司

NFC management method and system for safety helmet of shared electric vehicle

The invention provides an NFC management method and system for a safety helmet of a shared electric vehicle. The system comprises a safety helmet embedded with an NFC electronic tag, a storage box anda vehicle lock device. An NFC control module, a first driving module, a storage box locking mechanism and an antenna are arranged in the storage box; the safety helmet is fixedly placed in the storage box; the vehicle lock device comprises a main control module, and the main control module is used for correspondingly sending an unlocking / locking instruction according to a received unlocking / locking request signal; the NFC control module is in signal connection with the NFC electronic tag through an antenna, and is used for receiving the unlocking / locking instruction sent by the main control module, reading identification information of the NFC electronic tag, and sending unlocking / locking feedback information when the identification of the NFC electronic tag is correctly associated; and the first driving module receives the unlocking / locking feedback information to control the opening / closing of the storage box locking mechanism. According to the invention, the loss risk of the safetyhelmet of the shared electric vehicle can be effectively reduced, and the safety helmet is properly stored.
Owner:华大恒芯科技有限公司

Method for predicting symptom appearance rate and severity of sweet potato virus disease in nursery stage

The invention discloses a method for predicting the symptom appearance rate of severity of the sweet potato virus disease in the nursery stage. The method comprises the following steps: randomly extracting a sweet potato seed sample before breeding sweet potatoes; extracting total DNA and total RNA of the sweet potato seed sample, and detecting the virus situation carried by the sweet potato seedsrespectively by adopting PCR and RT-PCR methods; and predicting the symptom appearance rate and severity of the sweet potato virus disease in the nursery stage according to the type of the virus carried by the sweet potato seeds and the virus carrying rate of the sweet potato seeds. The prediction method is obtained through massive field tests, and is reliable since the actual result is close tothe predicted value through sweet potato breeding verification, is applicable to existing sweet potato varieties on the market, especially commercial sweet potatoes 19, can be used for early accurately predicting the risk of nursery stage diseases in the storage stage of sweet potato seeds, and provides early warning to the occurrence risk of sweet potato virus disease. The method can be used foreffectively reducing the business risk of sweet potato seeds and seedling enterprises and economic loss of sweet potato farmers, and has an important meaning for increasing the pre-warning and prevention and control level of the sweet potato virus disease in China.
Owner:INST OF PLANT PROTECTION HENAN ACAD OF AGRI SCI
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