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Debt collection method, device, system and storage medium

A technology of creditor's rights and cases, applied in the field of financial creditor's rights management, can solve problems such as inflexible collection operations and existing collection risks, and achieve the effect of reducing the risk of creditor's rights collection and improving the effect of collection

Active Publication Date: 2019-01-22
WEBANK (CHINA)
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide a debt collection method, device, system, and computer-readable storage medium, aiming to solve the technical problems of inflexible collection operations and risk of collection in existing collections

Method used

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  • Debt collection method, device, system and storage medium
  • Debt collection method, device, system and storage medium
  • Debt collection method, device, system and storage medium

Examples

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Embodiment Construction

[0050] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0051] The invention provides a debt collection device.

[0052] refer to figure 1 , figure 1 It is a schematic structural diagram of the hardware operating environment of the equipment involved in the embodiment of the debt collection device of the present invention.

[0053] The debt collection device of the present invention is preferably a server device, which supports Internet connection.

[0054] Such as figure 1As shown, the debt collection apparatus may include: a processor 1001 , such as a CPU, a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard)...

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Abstract

The invention discloses a debt collection method, comprising: receiving the collection information collected from each data node pushed by a big data platform, wherein the collection information has amulti-layer data management dimension; performing a case creation operation on the collection information to establish a collection case; calling the policy engine to make a division decision for thecollection case to distribute the collection case to a corresponding collection agent account. The invention also discloses a debt collection device, a system and a computer-readable storage medium.The invention can carry out the collection operation based on the multi-layer data management dimension, improves the flexibility of the debt collection, and divides the case based on the strategy engine, reduces the risk of the debt collection, and improves the collection effect.

Description

technical field [0001] The present invention relates to the technical field of financial debt management, in particular to a debt collection method, device, system and computer-readable storage medium. Background technique [0002] Existing financial institutions usually have a mechanism for collecting overdue creditor's rights. At the same time, in order to facilitate the collection and management of a large number of creditor's rights, there is a collection system. [0003] The existing collection system generally uses the IOU level as a basic unit to construct the collection management object, so the collection operation can only be performed on the collection management object of the dimension of the IOU, which is not convenient for the flexibility of the collection operation mode, and at the same time , The existing collection operation method does not consider the possible risks of creditor's rights collection, which leads to the problem of poor collection effect. C...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/06311G06Q40/03
Inventor 彭言海万单领阮泽文范增虎江旻杨杨
Owner WEBANK (CHINA)
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