Life insurance checking responsibility data processing method, server and computer readable medium

Abstract

The embodiment of the invention discloses a life insurance checking responsibility data processing method, a server and a computer readable medium, and relates to analysis and processing of life insurance checking responsibility data, the method comprises the following steps: receiving a life insurance claim settlement request sent by an applicant terminal, the life insurance claim settlement request comprising insured person identity information and insurance accident information; When it is determined that an insurance accident corresponding to the life insurance claim settlement request meets life insurance claim settlement application conditions according to the insured person identity information and the insurance accident information, obtaining checking responsibility information ofthe insurance accident according to the insured person identity information and the insurance accident information; And determining the insurance responsibility of the insurance accident according tothe checking responsibility information of the insurance accident and the life insurance checking responsibility rule. Through the embodiment of the invention, the working efficiency of life insuranceclaim responsibility checking can be effectively improved, the labor cost is saved, the responsibility checking standard is unified, and the deviation caused by artificial subjective factors in the responsibility checking process is avoided.

Description

technical field [0001] The present application relates to the technical field of data processing, and in particular to a method for processing life insurance verification data, a server, and a computer-readable medium. Background technique [0002] Life insurance, as an investment method with dual functions of insurance and savings, is more and more understood, accepted and loved by people. Life insurance can solve the protection problems of various risks such as pension, medical treatment and accidental injury for people. People can prepare for old age when they are young, prepare for tomorrow today, and prepare for the next generation. When an accident occurs, the family can get life security, pension when they are old, and economic security when they are hospitalized. For life insurance, both users and insurance companies are more concerned about life insurance claims. In the process of life insurance claims settlement, the more important link is the verification of lia...

AI Technical Summary

Problems solved by technology

[0003] However, in the traditional life insurance claim settlement process, it is generally handled manually by the corresponding claim specialists according to the corresponding insurance claim settlement clauses or rules. The inconsistency of understanding may lead to inconsistency in the standards of claim settlement, and it is difficult to avoid the deviation brought by human subjective factors to the verification process, which will bring great inconvenience to users

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