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Virtual card payment method and mobile device

A virtual card and payment collection equipment technology, applied in payment architecture, equipment, data processing applications, etc., can solve problems such as low payment efficiency, and achieve the effects of reducing time, high efficiency, and high security

Inactive Publication Date: 2019-07-30
SHENZHEN VFUCHONG TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The inventor of the present application found in the long-term research process that in the prior art, when the card balance in the virtual card is insufficient, it can only be judged when the payment fails; and in order to complete this payment, the terminal needs to exit the payment operation first, and proceed Recharge operation, after the recharge operation is completed, the user triggers the payment operation again; this method leads to low payment efficiency

Method used

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  • Virtual card payment method and mobile device
  • Virtual card payment method and mobile device
  • Virtual card payment method and mobile device

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Embodiment Construction

[0024] The following will clearly and completely describe the technical solutions in the embodiments of the present application with reference to the drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0025] see figure 1 , figure 1 It is a schematic flow chart of an implementation of the virtual card payment method of this application, the payment method includes:

[0026] S101: Receive an NFC payment instruction, the NFC payment instruction carries the current amount to be paid;

[0027] Specifically, NFC is a short-distance high-frequency radio technology, which can realize information transmission through electromagnetic induction coupling in the radio...

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Abstract

The invention discloses a virtual card payment method and a mobile device, and the method comprises the steps: receiving an NFC payment instruction with the sum which needs to be paid at present; judging whether the card balance in the local virtual card is sufficient or not; if the card balance is insufficient, recharging the local virtual card; wherein the recharging operation is completed during a payment operation. Through the above mode, the charging operation can be completed during the payment operation period.

Description

technical field [0001] The present application relates to the technical field of terminals, in particular to a virtual card payment method and a mobile device. Background technique [0002] With the development of near field communication (Near Field Communication, NFC) technology, using the card simulation function of NFC, mobile devices can be simulated as virtual cards, reducing the issuance of physical cards. [0003] The inventor of the present application found in the long-term research process that in the prior art, when the card balance in the virtual card is insufficient, it can only be judged when the payment fails; and in order to complete this payment, the terminal needs to exit the payment operation first, and proceed Recharge operation, after the recharge operation is completed, the user triggers the payment operation again; this method leads to low payment efficiency. Contents of the invention [0004] The technical problem mainly solved by this application...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/34
CPCG06Q20/3278G06Q20/351
Inventor 陈凌霞王帆李晓云戴友平戴辉辉
Owner SHENZHEN VFUCHONG TECH CO LTD
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