46results about How to "Convenient payment method" patented technology

The invention is a mobile payment method based on mobile communication network, characterized in: adopting communication protocol and technical criterion of financial trade standard to perform bidirectional data transmission and electronic transaction between NFC mobile charging system and financial institution, and by wireless channel of mobile communication operator, adopting special communication protocol, safe protocol and encryption protocol to implement bidirectional data transmission and electronic transaction between traditional mobile terminal and NFC mobile charging system. As compared with the existing technique, it has the following outstanding advantages of: 1) it can effectively improve market competition capacity of mobile communication operator and financial institution; 2) it provides a convenient and safe payment mode for a user of handset with NFC mobile charging system, and can assure capital safety in the NFC mobile charging system; 3) the user of NFC mobile terminal need not pay fees to any financial institution.

The invention relates to a full-automatic oiling serving robot for an unmanned oiling station.The full-automatic oiling serving robot comprises an external-expansion type rail, a movable intelligent platform, an industrial mechanical arm, a function switching rotating disc, a humanoid mechanical gripper, an electric suction cup, a touch mechanical gripper, a machine vision system, a man-computer interaction system, an oiling gun, an oiling machine, an oil pipe and a control cabinet.Automatic station switching of different kinds of devices is achieved through the function switching rotating disc in cooperation with supports with different functions and the like, and switching efficiency is improved; full-automatic oiling operation of different vehicles is achieved by using the humanoid mechanical gripper, the electric suction cup and the touch gripper in a matched mode, and the serving range of the robot is expanded; shape and position identification of outer cover plates and oil tank covers of automobiles is achieved in combination with the machine vision system, and the functions of monitoring and identifying the running condition, automobile license plates, owner identity and the like are further achieved; due to the cooperation of the human-computer interaction system, the types of the automobile oiling services of the full-automatic oiling serving robot are richer, and the application range is wider.

The invention relates to a no-card no-parking integrated highway tolling system and method, and the system is compatible with a conventional highway tolling system. Only a server and a client are added to the system, and a high-definition camera and a license plate recognition module are added to a road segment. Moreover, there is no need to replace a conventional system. The system can achieve the real no-parking tolling and quick passing of all vehicles, including a lorry. The system has no card and no OBU vehicle-mounted unit, and there is no need to carry out bigger reconstruction for a conventional lane, including an MTC and an ETC, thereby reducing the operation cost for an enterprise, and reducing the labor intensity of a toll collector. A vehicle which has not paid the last toll only can enter a highway after the toll is paid, thereby reducing the loss of toll. A payment mode is convenient, and a driver can carry out payment through a fixed account and also can change the payment account at any time. The system achieves the specific application of Internet + for the highway.

A method of processing signature-required payment using a handheld device with a wireless access capability is disclosed. When a consumer buys goods from a seller, the seller and consumer agree on the amount of payment and acceptable payment species. The delivery person of the shipper who delivers the goods on behalf of the seller processes the payment using customer's credit / debit card and a cellular phone or handheld device at the door of the customer. Upon approval of the payment, the delivery person releases the goods to the customer.

The present invention relates to a cellphone payment method with fingerprint confirmation. One credible cause-effect relationship is established among payment cellphone, payment bank card and payer. During payment, after it receives the cellphone plus purchase requesting commodity information, the authority identifying subsystem sends authority identifying command. After receiving the authority identifying command, the consumer logs on his fingerprint with the device of the present invention and sends the fingerprint characteristic data together with the preset cipher to the authority identifying subsystem for the authority identifying subsystem to compare and identify. The present invention can check and confirm the identity of the remote payer to raise the faith level and safety of cellphone payment.

The invention discloses a system, a digital television terminal, a device and a method for realizing commodity order based on a television platform. The method comprises the following steps of: at the seckilling prompting time preset for seckilling commodity, carrying the pre-stored seckilling prompting information of the seckilling commodity in a television signal by a service management system and outputting the television signal to the television platform; receiving the television signal by the television platform, setting a display mode of automatically popping a prompting frame up for the carried seckilling prompting information and displaying at the current television screen; and receiving seckillling prompting confirmation information which is input by a user, displaying the acquired commodity information, displaying corresponding information according to the operation selected by the user, confirming that the user finishes the ordering of the seckilling commodity, and charging the seckilling commodity bought by the user. By using the system, the digital television terminal, the device and the method, the time for buying the commodity can be effectively shortened for the user, and the user experience can be improved.

The invention relates to a card-free payment method. The card-free payment method specifically comprises the steps that the account information of a user is established through a mobile terminal; the user obtains a dynamic payment number and a dynamic payment command by triggering the mobile terminal before payment is conducted; a payment request is sent to a payment server after the dynamic payment number and the dynamic payment command are input into a payment terminal, and a message indicating whether payment is conducted successfully is received; after the payment server receives the payment request, the payment server sends a request for verifying and analyzing the dynamic payment number and the dynamic payment command to a verification server and receives a verification and analysis result, the payment server judges whether the payment can be executed according to the verification and analysis result sent back by the verification server, a transaction message is sent back to the payment terminal at the same time, the dynamic payment number and the dynamic payment command become invalid if not used for payment in a specific period of time, and the user needs to obtain a new dynamic payment number and a new dynamic payment for conducting payment. The card-free payment method has the advantages that payment can be conducted conveniently and fast, and the security performance is high.

The invention discloses a resource transfer method, apparatus and equipment, and a storage medium, and belongs to the technical field of the Internet. The method includes steps: obtaining a resource transfer request operation of a target object from a first user, and displaying a resource transfer request page, wherein the resource transfer request page comprises a target resource transfer type, the target resource transfer type is used for linking to a virtual resource bundle, and the virtual resource bundle is pre-distributed to the first user by a second user; and obtaining a selection operation for the target resource transfer type, and transmitting a resource transfer request to a server, wherein the resource transfer request is used for transferring a target quantity of virtual resources matched with the target object in the virtual resource bundle to a target account based on the resource transfer request after the request is received by the server, and the target account is anaccount providing a third user of the target object. According to the method, apparatus and equipment, and the storage medium, the first user can complete transaction in time without waiting payment of the second user, convenience and rapidity are realized, the timeliness is great, and the intelligence is good.

The invention discloses a payment method based on mobile phone payment. In the method, a user binds bank cards with a financial intelligent card in a mobile phone; a payment client terminal which is connected with a mobile phone payment platform by a network is installed on the mobile phone; after inquiring payment information or receiving payment bills sent form the mobile phone payment platform, the user selects a bank card, inputs passwords to pay the required charge; in the paying process, DES (Data Encryption Standard) or 3DES encryption algorithm is used for enciphering sensitive data and an encrypted message, and an MAC (Message Authentication Code) authentication method is also used. The invention provides two modes of active payment and payment by informing of the payment platform, can meet requirements of different users, pay charge very safely, ensure the payment timeliness of users, and save public payment facility resources. The invention provides a quicker, safer and more convenient payment method.

The invention discloses a voice guide payment method, and the method comprises the steps: obtaining a QR code; recognizing the QR code; generating first voice information through the QR code information, and playing first voice information; obtaining a first instruction; carrying out the voice guide of a user to transmit a second instruction and confirm a first instruction; obtaining a second instruction and completing the payment. According to the above technical scheme of the invention, the method achieves the notifying of a group with the visual impairment of the information related with the payment in a mode of voice broadcast, achieve the guiding of a user to confirm the related transaction information through voice guide, and finally completes the payment. The invention also providesa communication terminal, and the communication terminal comprises a processor, a camera and a man-machine circuit, wherein the processor is coupled to the man-machine circuit, and the processor executes an instruction during operation so as to achieve the above method. The invention also provides a device which has the storage function and stores program data, wherein the above method is implemented through the execution of the program data.

The invention provides a payment service processing method and system, and relates to the technical field of data services. The payment service processing system comprises a detection and reminding module for generating a reminding notice when the balance of a customer communication account is detected to be lower than a preset value, and a calling and payment module for initiating a payment voice call to a customer according to the reminding notice and guiding the customer to finish payment operation via voice. According to the scheme provided by the invention, the system automatically triggers the initiation of the voice call to a mobile phone number of the customer when the customer communication account is out of service or almost out of service, and customer capital deduction and communication account payment are finished in a single call, so that the defect of failure in realizing effective communication between the system and the customer when the communication account of the customer in a current system is out of service is overcome; the out-of-service duration of the customer is effectively shortened; a convenient, effective and rapid payment way is provided for the customer; the customer satisfaction can be greatly improved; and the customer off-network rate is reduced.

The invention discloses a method and a device for realizing online payment on a wearable device. The wearable device establishes a Bluetooth connection channel with a mobile terminal and a payment application icon is displayed on an interface of the wearable device. The method includes steps of: receiving a payment request through the payment application icon; sending the payment request to a mobile terminal; receiving a payment code acquired online from a server by the mobile terminal according to the payment request; displaying the payment code on a display screen in a graphic manner, so that a sales terminal scans and acquires the payment code to complete the payment. It can be seen that the method and the device realize the online payment function of the wearable device, enrich the function of the wearable device, provide the user with a more convenient payment method, and improve the user experience.

The invention relates to an intelligent cash register system for a supermarket, which includes a radio frequency identification subsystem, a shopping channel, a human-computer interaction self-service payment subsystem, and a wireless transmission subsystem for selling product information. The received commodity information is read into the human-computer interaction self-service payment subsystem, and finally the human-computer interaction self-service payment subsystem processes and feeds back to the shopping channel, and at the same time transmits the processing information to the sales commodity information wireless transmission subsystem through the wireless network. An intelligent cash register system for a supermarket according to the present invention greatly improves cash register efficiency, reduces labor costs, effectively guides the work of importing and exporting goods in the supermarket, and prevents a backlog of goods, thereby improving economic benefits. At the same time, various payment methods can be used, and manual payment can be selected And self-service payment, cash and electronic payment can be selected, which is convenient and fast to use, and has obvious beneficial effects.

Embodiments of the invention provide an automatic vending method and system. The method comprises the steps that a vending application terminal receives a request message input by a user, wherein the request message includes a first request message and a second request message, the first request message comprises a commodity viewing request and a game viewing request, and the second request message comprises a commodity purchase request, a commodity payment request, a game payment request and a commodity exchange request; if the request message is the first request message, the vending application terminal sends the first request message to a cloud server; if the request message is the second request message, the vending application terminal performs response processing on the second request message; and the cloud server performs processing on the first request message to generate response information, and the vending application terminal presents the response information to the user, wherein the response information comprises a commodity description, a commodity production date, a commodity price, a game description and a game rule. According to the automatic vending method and system provided by the embodiments of the invention, the problem of low commodity sale quantity of an automatic vending machine can be solved.

The invention discloses a payment cloud platform of internet of things based on a family payment terminal. The payment cloud platform comprises a family payment terminal and a payment cloud calculating system, wherein the family payment terminal can be bound with a payment card of a terminal user, provide the convenience of card-free payment without inputting account number to the terminal user, and simultaneously provide the card-swiping payment by using an all-in-one card-reading method of the family payment terminal; the family payment terminal is connected with the payment cloud calculating system through a network to form a complete payment system using a family as a base unit; and the payment method of internet of things based on the family payment terminal provides a payment project selected by the family terminal for users or provides a convenient and safe payment method to a third party electronic business platform. By using the family payment terminal installed in the house and provided with the all-in-one card-reading function and the family account number system, the status of the shortage of the payment terminals in the family is solved; and the problem that the account number needed to be remembered and input in the process of paying without cards is solved, so that the convenient and safe payment method for families is provided.

The invention discloses a photovoltaic charging unit for an electric vehicle, and belongs to the technical field of solar power generation. The main structure of the photovoltaic charging unit comprises a photovoltaic cell, a charge-discharge controller, a station-mounted terminal, an inverter, an energy storage cell, a remote terminal, a charging port, a charging pile and a transformer / rectifier, wherein the charge-discharge controller is connected with the photovoltaic cell, the station-mounted terminal, the energy storage cell and the inverter separately through corresponding signal lines and wires; the charging pile is connected with the energy storage cell and the charging pile through wires; the station-mounted terminal and the remote terminal are in wireless communication; the input end of the transformer / rectifier is connected to a power grid while the output end of the transformer / rectifier is connected with the energy storage cell; and the input end of the inverter is indirectly connected with the photovoltaic cell through the charge-discharge controller while the output end of the inverter is connected with the power grid for supplying power for the power grid. The photovoltaic charging unit can convert solar energy into electric energy for storage and can be used for peak clipping and valley filling for the power grid so as to charge the electric vehicle or obtain electric energy from the electric vehicle; the electric energy interchange among electric vehicles can be realized; and in addition, remote control and a payment function for multiple kinds of electric charges can be realized as well.

With the increasing popularization of automobiles, the traffic problem is the most important problem of a city, and parking and paying are difficult so that the collection of traffic big data is more and more important. The invention provides a one-card method for parking and traffic control of smart mobility. According to the method, effective, convenient and unified management means is provided for driving and parking of urban motor vehicles, information publishing, traffic control, and big data collection. The beneficial effects of the method are that by employing the unified method, automatic charging of side parking can be automatically accomplished (without manually inputting the parking space), unattended parking lots can be realized, and automatic charging of road traffic control is realized; and vehicle owners are encouraged to use the one-cards through point accumulation and message notification so that the trip rules of the motor vehicles and the instant occupation condition of the parking space can be collected, and a solid big data support is provided for intelligent transportation. According to the one-card, the usage is simple and convenient, the one-card is suitable for people in different ages for usage, and the economic and social benefits are great after large-scale popularization and usage.

The invention belongs to the technical field of food processing, and discloses a full-automatic making and selling integrated system for hot noodles with sesame paste and a control method. In the process of making and selling the hot noodles with the sesame paste, a PLC system integrated by a computer is adopted for receiving states and data of all input devices on the spot in a scanning mode, andthe states and data are stored in an input map register zone separately; then user programs are read piece by piece from a user program memory, and logic or arithmetic operation and other tasks are executed according to stipulations of instructions after command interpretation; a logic or arithmetic operation result is sent into a data register or an output map register zone; finally, all the output states of the output map zone or data in output registers is transmitted to corresponding output devices, and loads are driven to run until the tasks are completed. According to the full-automaticmaking and selling integrated system, full-automatic operation, informatization management and intellectualized transaction are achieved, the working procedure is simplified, the labor cost is effectively reduced, the production efficiency is improved, and the enterprise benefit is maximized.

The invention discloses an electric power self-help payment terminal system, which is provided with self-help payment terminal equipment and a self-help payment platform, wherein the self-help payment terminal equipment is provided with a self-help payment machine, the self-help payment machine is connected with a bus router through a website router, a bank host computer database is connected with a bank front-end processor, a bank exchanger and a bank router through a local network, the bank router is connected with the bus router, the bus router is connected with an electricity sale main server through a network, the network is communicated with a marketing host computer database and a marketing front-end processor through an exchanger, and the marketing front-end processor is connected with an intelligent ammeter. The self-help payment and the information self-help inquiry business can be realized, various kinds of information operated by users on a self-help payment terminal are processed by the self-help payment platform, the operation condition of the self-help payment terminal is monitored in real time, more convenient, faster and more diversified payment modes are provided for the users, and the simple, convenient and real-time service requirements of people are met.

The invention discloses an intelligent shared food cabinet which comprises a case, a host working power supply, a temperature control switch, a control mechanism, a display screen and a code scanningdevice. The host working power supply is arranged at the inner upper end of the case, the temperature control switch is arranged above the host working power supply, the control mechanism is arrangedon the side of the host working power supply, the display screen is arranged at the upper end of the case and faces a selling area, the code scanning device is arranged on the side of the display screen, at least one goods storage cabinet is arranged in the case, LED (light-emitting diode) lamp groups are arranged at the inner upper ends of the goods storage cabinets, and heat insulating layers are arranged on the inner sides of the peripheries of the goods storage cabinets. The intelligent shared food cabinet can adopt a charge mode of a mobile payment, a convenient and rapid payment mode isprovided for users, an operator can achieve an unmanned management purpose, labors are saved, expense controversy is decreased, and great shopping convenience is provided for the users.

The invention discloses an automatic fresh rice machine comprising a cabinet; a middle sealing plate is arranged in the cabinet; a round hole is arranged in the center of the sealing plate; a grain hopper is arranged above the middle sealing plate; a rice grinding unit is arranged below the sealing plate; a rice take away box and a rice bran box are arranged in the cabinet, and respectively arranged in the front side and rear side of the rice grinding unit; the rice grinding unit comprises a rice polisher, a compressor and a heat exhaust fan; the rice outlet on the rice polisher is connected with the rice take away box; a bran outlet is connected with the rice bran box; the rice outlet and the bran outlet are connected with the compressor through a seal pipe; the heat exhaust fan is arranged behind the rice polisher; a rice loader bucket is arranged in the rice take away box; a rice outlet baffle plate is arranged below the rice loader bucket; a weigher is arranged on the rice outlet baffle plate; a rice receive bag rack is arranged below the rice outlet baffle plate; a grain passage is arranged below the grain hopper; an electronic valve is arranged in the grain passage; the bottom of the grain passage penetrates the round hole and is connected with the rice polisher, thus realizing lasting fresh-keeping purpose of the grain, and the rice has high nutrition values.

The invention discloses an APP-based parking lot management system comprising an information receiving module, an information sending module and a response module. The information receiving module is connected with the information sending module and the response module; and the response module is connected with the information sending module. The system has the following advantages: intelligent management of a parking lot is realized; the personnel investment is reduced; and the vehicle space utilization rate is improved.

The invention discloses a virtual card payment method and a mobile device, and the method comprises the steps: receiving an NFC payment instruction with the sum which needs to be paid at present; judging whether the card balance in the local virtual card is sufficient or not; if the card balance is insufficient, recharging the local virtual card; wherein the recharging operation is completed during a payment operation. Through the above mode, the charging operation can be completed during the payment operation period.

The invention provides a garbage disposal charging method. The method comprises steps of a garbage bag with an identification code being provided for a user, and the user enabling the garbage bag to be bound with the identity of the user by scanning the identification code on the garbage bag; receiving garbage thrown by the user by using garbage bags in a classified manner, and identifying the identity of the user bound with the garbage bags; judging whether the throwing classification of the garbage is correct or not, if the throwing classification is correct, determining garbage disposal cost according to the type of the garbage and the amount of the garbage, and if the throwing classification is wrong, taking punishment measures and registering the garbage disposal cost and / or the punishment measures in a user account associated with the user identity; and after the charging period is finished, counting the total fee under the user account in the charging period, and pushing the charging bill to the user. According to the garbage disposal charging method, differentiated garbage rates are adopted, the actual situation is met, the charging means is reasonable, open and transparent, the payment mode is convenient, and a user can be guided to correctly classify garbage.

The invention discloses an Internet-of-things payment cloud platform based on a home payment terminal. The platform comprises the home payment terminal and a payment cloud calculating system. The homepayment terminal can be bound with a payment card of a terminal user, provide convenience of card-free payment without input of an account number for the terminal user, and simultaneously utilize anall-in-one card-reading manner of the home payment terminal to provide card-swiping payment. The home payment terminal is connected with the payment cloud calculating system through a network to forma complete payment system with a home as a base unit. An internet-of-things payment method based on the home payment terminal provides a payment project, which is selected through the home terminal, for the user or provides a convenient and safe payment means for a third-party e-commerce platform. By utilizing the home payment terminal, which is installed in a home and has the all-in-one card-reading function and the home account number system, by the platform, the problem of existing status of shortage of payment terminals in current homes is solved; and the problem that account numbers needto be remembered and input in card-free payment is solved. The convenient and safe payment method of the home is provided.

The invention discloses a method for enhancing the security of a face-scanning payment technology. The method comprises the following steps: a, inputting the front side of an identity card to carry out real-name authentication; b, collecting facial features A of the payer from the front side of the payer; c, comparing the collected facial features A with facial features B in the identity card portrait; d, after the comparison is passed, collecting feature information of the left ear of the payer from the left side surface of the payer; e, collecting feature information of the right ear of thepayer from the right side face of the payer; f, comparing the acquired feature information of the left ear and the right ear with feature information of the left ear and the right ear of the payer stored in a database one by one; g, after the comparison is passed, generating a face-scanning dynamic voice payment code; h, by the payer, completing the operation according to the face-scanning dynamicvoice payment code; and i, realizing face-scanning payment after the operation is successful. The accuracy of subjective payment willingness of the user is verified through three times of facial feature acquisition, and finally, a face-scanning dynamic voice payment code is verified, so that the security is high.

The invention discloses a set-top box operation charging system, which solves the charging problem of a direct broadcasting satellite set-top box through operator collection charges. The technical scheme of the set-top box operation charging system includes that the system comprises a set-top box, a management center server and an operator charging system, wherein the set-top box comprises a mainboard and a locking module. The locking module comprises a subscriber identity module (SIM) card slot for an SIM card to insert, data communication is built between the set-top box and the management center server, bi-directional data communication is built between the management center server and the operator charging system, and cost generated by the top-set box is collected by the operator charging system.

The invention provides an express delivery payment system and a payment method thereof. The system comprises a background server, wherein the background server is used for acquiring express delivery business inputted by a user through a user terminal, distributing the express delivery business, further receiving the accomplishment information of the express delivery business at a pre-determined accomplishment step and confirming whether the user pays in-advance fee, and in-advance payment fee deduction is carried out according to the accomplishment information if in-advance payment fee for the expression delivery business is accomplished. The system is advantaged in that the in-advance payment fee for the expression delivery business can be carried out by the user, a phenomenon of tediousness of an express delivery flow caused by time desynchrony of the user and an expression deliver can be effectively solved, a payment mode is convenient and rapid, and efficiency is improved.

The invention discloses an Internet of things vending vehicle. The Internet of things vending vehicle comprises a moving vehicle, a vending machine, a first power supply unit and a control unit, wherein the vending machine is arranged or mounted on the side surface of the moving vehicle; the first power supply unit is a first power storage and supply unit and electrically connected with a moving vehicle power source and the vending machine; the control unit is mounted inside the vending machine and composed of a sales query module, which is communicated with a mobile communication device so that a consumer using the mobile communication device can query the position of the vending machine within a set area. The Internet of things vending vehicle achieves the function of movable vending machines, brings closer goods and consumers and enhances convenience of goods purchase for the customers particularly during activities such as scenic spots and exhibitions, and meanwhile, is more humanized in integral conception and higher in practicality.

The embodiment of the invention provides a communication method, a public telephone and a communication center platform. The method comprises the steps of sending a communication authentication message to a mobile communication terminal, thus allowing the mobile communication terminal to send a communication authentication request to the communication center platform according to the communication authentication message, and receive an authentication identification code sent by the communication center platform; receiving the authentication identification code sent by the mobile communication terminal, wherein the authentication identification code comprises an identification code of the mobile communication terminal; sending a communication request to the communication center platform, wherein the communication request carries the authentication identification code, thus allowing the communication center platform to authenticate the authentication identification code; receiving a communication response sent by the communication center platform; using the public telephone to make a call according to the communication response, thus allowing the communication center platform to deduct fee of the mobile communication terminal corresponding to the identification code of the mobile communication terminal according to a call duration. According to the method provided by the invention, a payment mode of the public telephone can become more convenient, convenience is brought to the call of a user, and user experience is improved.