Cell phone paying method with finger print identification

A fingerprint authentication and mobile payment technology, applied in the field of mobile payment with fingerprint authentication, can solve the problem of not being able to determine the identity of the payer, and achieve the effect of promoting the application in a large area, achieving quick results, and improving the degree of integrity and security.

Inactive Publication Date: 2005-03-02
ZHEJIANG MIAXIS TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In order to overcome the deficiency that the existing mobile payment system cannot determine the identity of the payment actor, the present invention adopts a mobile payment method with fingerprint authentication, and establishes a counterfeit identification deposit among the payment mobile phone, the payment bank card, and the payment actor. True, Traceable, Indisputable Causation

Method used

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  • Cell phone paying method with finger print identification
  • Cell phone paying method with finger print identification
  • Cell phone paying method with finger print identification

Examples

Experimental program
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Embodiment 1

[0021] Example 1: Figure 5 In a preferred embodiment of the present invention, a mobile phone with fingerprint collection function embodies the circuit design diagram of the connection between the fingerprint sensor and the mobile phone processor chip. U1 is a fingerprint sensor, using the AES3500 inductive fingerprint sensor produced by AuthenTec; a universal 12MHz crystal oscillator circuit, connected to the XTAL_IN pin 54 and XTAL_OUT pin 55 of the fingerprint sensor; U2 is the power isolator, the second pin I01, the third pin Pin I02 is connected to the sensor DRIVE_RING pins 38, 39; 88, 89, the first pin is grounded to GND, the fourth pin Vin is connected to a 3.3v power supply; the sensor PLL_FLTER (pin 56), PPL_ENABLE (pin 57) and external phase locked loop The filter circuit is connected; a group of parallel capacitors is the AC component of the 3.3V power supply; the fingerprint sensor data receiving RXD pin 60 is connected to the UART2_TX pin of the mobile phone process...

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Abstract

The present invention relates to a cellphone payment method with fingerprint confirmation. One credible cause-effect relationship is established among payment cellphone, payment bank card and payer. During payment, after it receives the cellphone plus purchase requesting commodity information, the authority identifying subsystem sends authority identifying command. After receiving the authority identifying command, the consumer logs on his fingerprint with the device of the present invention and sends the fingerprint characteristic data together with the preset cipher to the authority identifying subsystem for the authority identifying subsystem to compare and identify. The present invention can check and confirm the identity of the remote payer to raise the faith level and safety of cellphone payment.

Description

Technical field [0001] The invention relates to a mobile phone payment system, in particular to a mobile phone payment method with fingerprint authentication. Background technique [0002] At present, the well-known mobile payment system is composed of: consumer front-end consumption system 1.1, merchant management system 1.2, wireless operation integrated management system 1.3, and mobile payment platform 1.4. Before payment, consumers must first go to the bank, bind their bank card with their mobile phone number, and establish the corresponding relationship between the bank card and the mobile phone. When the consumer enters the front-end consumption system 1.1 to select a product or service, he uses the phone voice dial or text message to subscribe to the merchant management system 1.2; the wireless operation integrated management system 1.3 transfers accounts according to the instructions of the merchant management system 1.2; the merchant management system 1.2 delivers Goods...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K9/00
Inventor 李健邱柏云汪涤贺晓明李荣焕
Owner ZHEJIANG MIAXIS TECH CO LTD
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