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Method for enhancing security of face-scanning payment technology

A face-swiping payment and security technology, applied in the field of electronic payment, can solve problems such as theft of funds, users worrying about payment security, and the face-swiping payment system cannot be quickly accepted by users, and achieves the effect of enhancing security performance and ensuring security.

Pending Publication Date: 2020-12-18
江西台德智慧科技股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, during the promotion process, the face-swiping payment system cannot be quickly accepted by users. An important reason is that users are worried about payment security issues, and users are worried that funds will be passively stolen without knowing it.

Method used

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  • Method for enhancing security of face-scanning payment technology
  • Method for enhancing security of face-scanning payment technology
  • Method for enhancing security of face-scanning payment technology

Examples

Experimental program
Comparison scheme
Effect test

Embodiment

[0038] see figure 1 , the embodiment of the present invention provides a method for enhancing the security of facial recognition payment technology, including the following steps:

[0039] a. If figure 2 As shown, enter the front and back of the ID card on the trading platform for real-name authentication;

[0040] Among them, the portrait and identity information on the front of the ID card will be entered into the database of the trading platform, and the validity period on the back of the ID card is to prove that the ID card is valid. If the ID card has expired, the real-name authentication will fail.

[0041] b. If image 3 As shown, use the camera to collect the facial features A of the payer from the front:

[0042] Wherein, the facial feature A includes feature information of the payer's eyebrows, eyes, nose, and lips.

[0043] c. Compare the collected facial feature A with the facial feature B in the portrait of the ID card;

[0044] Among them, the facial featur...

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Abstract

The invention discloses a method for enhancing the security of a face-scanning payment technology. The method comprises the following steps: a, inputting the front side of an identity card to carry out real-name authentication; b, collecting facial features A of the payer from the front side of the payer; c, comparing the collected facial features A with facial features B in the identity card portrait; d, after the comparison is passed, collecting feature information of the left ear of the payer from the left side surface of the payer; e, collecting feature information of the right ear of thepayer from the right side face of the payer; f, comparing the acquired feature information of the left ear and the right ear with feature information of the left ear and the right ear of the payer stored in a database one by one; g, after the comparison is passed, generating a face-scanning dynamic voice payment code; h, by the payer, completing the operation according to the face-scanning dynamicvoice payment code; and i, realizing face-scanning payment after the operation is successful. The accuracy of subjective payment willingness of the user is verified through three times of facial feature acquisition, and finally, a face-scanning dynamic voice payment code is verified, so that the security is high.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to a method for enhancing the security of face-swiping payment technology. Background technique [0002] With the improvement of people's living standards, payment methods and concepts have changed, and the safety of electronic payment has attracted more and more attention from consumers. [0003] In order to solve the electronic payment security problem, identification technology has been improving. In particular, the face recognition algorithm has gradually matured, and the false recognition rate of its 1:1 comparison can be lower than one in 100,000, which is enough to meet the commercial standard. Payment products have been widely studied. With the development of my country's mobile Internet and facial information collection technology, the emergence of WeChat Frog and Alipay Dragonfly, products based on facial recognition payment, has realized the problem of facial ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40G06Q20/42G06K9/00
CPCG06Q20/3272G06Q20/40145G06Q20/42G06V40/171G06V40/172
Inventor 许兵兵黄志敏
Owner 江西台德智慧科技股份有限公司
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