Internet financial cloud transaction platform based on block chain and implementation method

Abstract

The invention discloses an Internet financial cloud transaction platform based on a block chain and an implementation method, wherein the block chain system is at least used for carrying out distributed data storage, point-to-point transmission, a consensus mechanism or encryption calculation so as to facilitate the non-tampering and permanent storage of the transaction data, and comprises a blockchain bottom layer platform used for carrying out data transaction; a block chain network used for providing an information environment for transaction and information transmission; a bottom layer structure which forms a block chain system framework structure; a block chain used for information transaction, storage and transmission; an online loan client used for providing online loan and borrowing information data; a borrower client used for providing the loan or borrowing for the online loan client; and a cloud server used for providing a service platform with comprehensive business capability for various Internet users. According to the invention, the public, transparent and tamper-free functions of the transaction are realized, and the safety factor during the transaction process is improved.

Description

technical field [0001] The present invention relates to the technical field of Internet financial transactions, and more specifically relates to a blockchain-based Internet financial cloud transaction platform and an implementation method. Background technique [0002] Internet finance is an emerging field that combines the traditional financial industry with the spirit of the Internet. The difference between Internet finance and traditional finance lies not only in the different media used in financial services, but also in the fact that financial participants are well versed in the essence of the Internet "openness, equality, collaboration, and sharing". Through Internet, mobile Internet and other tools, traditional Financial business has a series of characteristics such as stronger transparency, higher participation, better collaboration, lower intermediate costs, and more convenient operation. At present, many financial transactions are carried out with the help of the ...

AI Technical Summary

Problems solved by technology

Some online loan platforms lost contact, and the amount invested by investors was displayed as zero on the platform. For a while, the whereabouts of hundreds of billions of funds was unclear, and countless investors lost their money! But investors are helpless, watching their hard-earned money lost

Since the trading platform is controlled by the borrowing platform, the possibility of data tampering is very high. Investors cannot predict or manipulate the background data. Even if they are aware of the existence of unsafe factors in the investment platform, they cannot take measures to stop losses. Therefore , the current Internet financial trading platform has great flaws

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