Multi-account risk prevention and control method, system and device

Abstract

The invention provides a multi-account risk prevention and control method, system and device, and the method comprises the steps: setting a risk control account identification for each user, and enabling the risk prevention and control data of each user to be correlated in the risk control account identification; during risk prevention and control, an account identifier of an account to be subjected to risk prevention and control is acquired firstly, then a risk control account identifier of a corresponding user is acquired based on the account identifier, and risk prevention and control are performed on multiple accounts under the name of the user based on the risk control account identifier. The risk control account identifier can accumulate risk prevention and control data of one user,so that the unification of multiple accounts is realized, and the continuity of user behavior data, transaction data, asset use record data, equipment and other data which are subjected to data accumulation based on the account identifier is ensured.

Description

technical field [0001] This manual belongs to the field of computer technology, and in particular relates to a multi-account risk prevention and control method, system and equipment. Background technique [0002] With the development of globalization, global business is also constantly developing and improving. International business is often more complicated. Based on the complexity of international business and historical reasons, international business is usually based on the user's account. If a natural person has multiple accounts, it is undoubtedly difficult for risk control to identify users and user behavior. Catastrophic impact, which directly affects the credible model of risk control, risk identification and risk decision-making, which will lead to an increase in user interruption, and even an increase in the rejection rate, resulting in a decline in the payment success rate and transaction success rate. Contents of the invention [0003] The purpose of the emb...

AI Technical Summary

Problems solved by technology

International business is often more complicated. Based on the complexity of international business and historical reasons, international business is usually based on the user's account. If a natural person has multiple accounts, this is undoubtedly a problem for risk control to identify users and user behavior. Catastrophic impact, which directly affects the credible model of risk control, risk identification and risk decision-making, which will lead to an increase in user interruption, and even an increase in the rejection rate, resulting in a decline in the payment success rate and transaction success rate

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