Rating system of heavy machinery manufacturing enterprises suitable for banking systems

Abstract

The invention relates to a rating system of a heavy machinery manufacturing enterprise suitable for a bank system. The rating system comprises an information processing module, a text recognition module, a communication module, a data module and a central control module. According to the invention, the information processing module and the text recognition module are used for recognizing and processing information, a communication module is used for acquiring information from big data in a server, a specified keyword is selected through the data module to retrieve the enterprise information, and the authenticity of the enterprise and the field of the enterprise can be quickly judged. Meanwhile, the central control module is used for carrying out initial risk rating and initial credit rating on the enterprise in sequence, the risk rating is set before the credit rating, so that the risk coefficient of a bank in business handling of an enterprise is reduced, the credit rating of the enterprise is quickly judged through the central control module, the rating efficiency of the bank to the enterprise is improved, and the bank can rating a large number of enterprise customers in the heavy machinery manufacturing industry in a short time.

Description

technical field [0001] The invention relates to the technical field of enterprise credit rating, in particular to a rating system suitable for heavy machinery manufacturing enterprises in the banking system. Background technique [0002] Credit is the premise and basis for the operation of a market economy. The market economy mainly realizes resource allocation through the market mechanism, and the basic principle of commodity exchange as the core content of the market mechanism is the equivalent exchange based on credit. With the complexity of the exchange relationship, the entire economic activity is connected by credit relationships that are connected and restrict each other. [0003] As a complete system, enterprise credit rating includes elements and indicators of credit rating, grades and standards of credit rating, methods and models of credit rating, etc. Enterprise credit rating The credit rating activities carried out with enterprises or units as the objects to b...

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Problems solved by technology

[0005] Therefore, the present invention provides a rating system suitable for heavy machinery manufacturing enterprises in the banking system to overcome the problem of low rating efficiency due to the inability to conduct standardized evaluations on a large number of heavy machinery manufacturing enterprise customers in the prior art

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