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Fund data information processing method and device and electronic equipment

An information processing method and capital technology, which are applied in the field of capital data information processing methods, devices and electronic equipment, can solve problems such as affecting the replenishment process, difficulty in capital turnover of sellers and users, affecting the generation of transaction orders, etc., and achieve the effect of ensuring inventory.

Pending Publication Date: 2021-08-24
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The existence of the above situation will lead to the following problems: Since the transaction orders in the B2B scenario often involve a relatively large amount, it may cause difficulties for sellers and users in terms of capital turnover when the remittance takes a long time to arrive. situation, which in turn may affect the replenishment process, resulting in the generation of more transaction orders, etc.

Method used

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  • Fund data information processing method and device and electronic equipment
  • Fund data information processing method and device and electronic equipment
  • Fund data information processing method and device and electronic equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0054] First of all, this embodiment 1 provides a method for processing capital data information from the perspective of the server of the commodity object information system, see figure 2 , the method may specifically include:

[0055] S201: Receive a notification message about the first account generating funds-in-transit data; the funds-in-transit data includes information on the first account and a second account, the first account is the target transfer-in account of the funds-in-transit data, the The second account is the transfer-out account of the funds-in-transit data; the funds-in-transit data is used to pay for the transaction orders generated in the commodity object information system;

[0056] In this embodiment of the application, the specific funds data in transit means that it has been transferred out from the second account associated with the payer, transferred into the account with the first account associated with the payee as the target, but has not yet b...

Embodiment 2

[0094] The second embodiment corresponds to the first embodiment, and provides a fund data information processing method from the perspective of the first user client, see Image 6 , the method can include:

[0095] S601: providing a fund information display page to the first user;

[0096] S602: On the fund information display page, display the fund data recorded in the associated first account, and provide an operation option for associating transaction order information with the fund data entered into the account; the fund data entered into the account is After the first account generates the fund data in transit, the fund data transferred from the third account to the first account by the commodity object information system through the associated financial institution system;

[0097] S603: Submit to the server after receiving the input transaction order information through the operation option.

[0098] Specifically, when providing an operation option for associating tr...

Embodiment 3

[0101] The third embodiment provides a method for displaying transaction order information from the perspective of the first user client. Specifically, see Figure 7 , the method may specifically include:

[0102] S701: Receive a viewing request from a first user for a target transaction order; the first user is a payee user associated with the target transaction order;

[0103] S702: Obtain the information of the target transaction order, wherein the information of the target transaction order includes: the information of the accounted fund data associated with the target transaction order; the accounted fund data is the funds in transit generated in the associated first account After the data, the fund data transferred from the third account to the first account by the commodity object information system through the associated financial institution system;

[0104] S703: Display the information of the accounted funds data on the detailed information page of the target trans...

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Abstract

Embodiments of the invention disclose a fund data information processing method and device and electronic equipment. The method comprises the steps of receiving a notification message about in-transit fund data generated by a first account; wherein the in-transit fund data comprises information of a first account and a second account, the first account is a target transfer-in account of the in-transit fund data, and the second account is a transfer-out account of the in-transit fund data, the in-transit fund data is used for paying a transaction order generated in a commodity object information system; performing risk assessment on the in-transit fund data; if the risk assessment result meets a target condition, determining a target amount; and sending a transfer request to an associated financial institution system, wherein the transfer request is used for transferring fund data corresponding to the target amount from a third account to the first account. According to the embodiment of the invention, the method can reduce the impact on a payee user due to the overlong in-transit time of funds.

Description

technical field [0001] The present application relates to the technical field of fund data processing, in particular to a method, device and electronic equipment for processing fund data information. Background technique [0002] In the product object information service system, there are several modes such as B2C (business to consumer), C2C (consumer to consumer), and B2B (business to business). Among them, in the B2C or C2C mode, buyers can directly pay online after placing an order online. In the B2B transaction scenario, since the order amount involved is often relatively large, after the buyer and the seller complete the order online, the buyer user usually needs to pay by offline remittance. Specifically, the seller user can usually provide a collection account to the buyer user, and then the buyer user goes to the bank to transfer money to the collection account. However, in the process of remittance, due to the processing time between banks, there will be problems ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/08G06Q20/40G06Q20/42G06Q40/04
CPCG06Q20/10G06Q20/085G06Q20/4016G06Q20/42G06Q40/04
Inventor 杨炳滨王颖段霂钰金欣煜陈曦張創城朱江琨林烁挺郭燕郭正敏邢力罗威王伊莹
Owner ALIBABA GRP HLDG LTD
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