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Prepaid card directional consumption method and system based on digital currency, and digital currency wallet terminal

A technology of digital currency and prepaid card, applied in the field of digital currency, can solve problems such as limited convenience of directional consumption, loss, difficulty in capital supervision, etc., achieve low R&D and deployment costs, promote deep integration, and improve fairness

Pending Publication Date: 2022-02-08
北京极智数仓科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The prepaid card mode in the prior art conforms to the consumption culture and has a wide range of application scenarios. However, losses are caused due to the easy loss of the card / account number, forgetting to consume, etc.; A series of problems such as the quality needs to be improved, and the corresponding fund supervision is difficult

Method used

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  • Prepaid card directional consumption method and system based on digital currency, and digital currency wallet terminal
  • Prepaid card directional consumption method and system based on digital currency, and digital currency wallet terminal
  • Prepaid card directional consumption method and system based on digital currency, and digital currency wallet terminal

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Embodiment Construction

[0047] Embodiments of the present invention are described below through specific examples, and those skilled in the art can easily understand other advantages and effects of the present invention from the content disclosed in this specification. The present invention can also be implemented or applied through other different specific implementation modes, and various modifications or changes can be made to the details in this specification based on different viewpoints and applications without departing from the spirit of the present invention. It should be noted that, in the case of no conflict, the following embodiments and features in the embodiments can be combined with each other.

[0048] It should be noted that the diagrams provided in the following embodiments are only schematically illustrating the basic ideas of the present invention, and only the components related to the present invention are shown in the diagrams rather than the number, shape and shape of the compo...

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Abstract

The invention provides a prepaid card directional consumption method and system based on digital currency and a digital currency wallet terminal, which are applied to the digital currency wallet terminal. The method comprise the following steps: opening a prepaid card sub-wallet for directional consumption on a digital currency wallet; performing digital currency recharging on the prepaid card sub-wallet; and when consumption is carried out based on the prepaid card sub-wallet, realizing directional consumption of the prepaid card sub-wallet based on the prepaid card consumption smart contract associated with the prepaid card sub-wallet. According to the prepaid card directional consumption method and system based on the digital currency and the digital currency wallet terminal, various characteristic function application requirements in prepaid card directional consumption are met based on fusion of the prepaid card payment mode and the digital currency wallet.

Description

technical field [0001] The present invention relates to the technical field of digital currency, in particular to a digital currency-based prepaid card directional consumption method, system, and digital currency wallet terminal. Background technique [0002] Digital currency is embodied or carried in a digital currency wallet. A digital currency wallet is a digital currency service carrier that directly serves terminal individuals, so it needs to meet various financial consumption needs of personal terminals, and needs to support diverse, customized, and differentiated consumer transactions in various scenarios related to digital currency. Among them, the recharge prepaid card based on digital currency is a specific type of digital currency application scenario with great potential, including directional recharge, gift / transfer, directional push, real-time settlement, fund supervision, refined prepaid card management and other requirements. Application requirements such as...

Claims

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Application Information

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IPC IPC(8): G06Q20/28G06Q20/36G06Q20/08G06Q20/34
CPCG06Q20/28G06Q20/36G06Q20/0855G06Q20/349
Inventor 李晓林
Owner 北京极智数仓科技有限公司
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