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Method and device for processing overdraft limit information, electronic equipment and storage medium

A processing method and quota technology, applied in data processing applications, database models, finance, etc., can solve problems such as error-prone and low efficiency, and achieve the effect of ensuring accuracy and providing efficiency

Pending Publication Date: 2022-07-05
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Based on the deficiencies of the above-mentioned prior art, this application provides a processing method and device, electronic equipment, and storage medium for overdraft quota information, so as to solve the problems of low efficiency and error proneness of the prior art

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  • Method and device for processing overdraft limit information, electronic equipment and storage medium
  • Method and device for processing overdraft limit information, electronic equipment and storage medium
  • Method and device for processing overdraft limit information, electronic equipment and storage medium

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Embodiment Construction

[0064] The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application. Obviously, the described embodiments are only a part of the embodiments of the present application, but not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of this application.

[0065] In this application, relational terms such as first and second, etc. are used only to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply that any such relationship exists between these entities or operations. an actual relationship or sequence. Also the terms "comprising", "comprising" or any other variation thereof are intended to encompass a non-exclusive inclusion such that a process...

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PUM

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Abstract

The invention discloses an overdraft limit information processing method and device, electronic equipment and a storage medium, and can be applied to the distributed field or the financial field, and the overdraft limit information processing method comprises the steps: obtaining overdraft limit application information uploaded by a user; wherein the overdraft quota application information at least comprises prisoner information and overdraft quota information; checking the overdraft limit application information; if the overdraft quota application information passes the audit, creating quota information corresponding to each overdraft quota layer based on the overdraft quota information; generating overdraft quota layering information of each overdraft quota layering by using the quota information corresponding to each overdraft quota layering; and updating the overdraft limit layering information of each overdraft limit layering to an account layer layering overdraft database.

Description

technical field [0001] The present application relates to the technical field of quota information processing, and in particular, to a method and device for processing overdraft quota information, an electronic device, and a storage medium. Background technique [0002] The current banks will allow the deposit account to exceed the deposit balance within the pre-determined limit, that is, allow the user to overdraw a certain amount. With business development and market changes, it is often necessary to update the overdraft limit and account overdraft tiered information. [0003] The current update method of overdraft limit related information is mainly that the staff will enter the information in the overdraft limit contract signed with the customer into the system, and the system will provide it to the reviewer for approval. After the approval is completed, the staff will operate on the system to update and maintain the corresponding overdraft tiered information at the acc...

Claims

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Application Information

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IPC IPC(8): G06F16/23G06F16/28G06Q40/02
CPCG06F16/2308G06F16/282G06Q40/03
Inventor 吴朵陈飞飞张燕
Owner BANK OF CHINA