Anonymous payment and its identification method in mobile environment

A technology of mobile environment and authentication method, applied in the field of anonymous micro-payment and its authentication, which can solve the problems of complex transaction information format and so on.

Inactive Publication Date: 2005-02-16
ALCATEL LUCENT SHANGHAI BELL CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Credit cards are involved in the transaction. Compared with other micropayment mechanisms, μ-iKP has added institutions for verifying credit cards, such as credit card companies or banks, so the format of its transaction information is relatively complicated.

Method used

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  • Anonymous payment and its identification method in mobile environment
  • Anonymous payment and its identification method in mobile environment
  • Anonymous payment and its identification method in mobile environment

Examples

Experimental program
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Embodiment Construction

[0100] Below in conjunction with accompanying drawing and embodiment, the present invention is described in detail:

[0101] The present invention proposes a local anonymous micropayment in a mobile environment and its authentication method, the method comprising the following steps:

[0102] a) The user (C) obtains information about the selected product from the merchant (M) anonymously;

[0103] b) The user sends the order message, the user alias, the identity of the trust center, and the random number Rc generated by the user to the merchant;

[0104] c) The merchant sends the quotation message, the identity of the merchant, and the random number R generated by the merchant M And the order message in step b) is sent to the trust center (CC) together with the user alias, the identity of the trust center, and the random number Rc generated by the user;

[0105] d) CC verifies the identity of the user and the merchant. If the verification is successful, the encrypted billing...

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Abstract

The present invention provides a method for making anonymous micropayment in mobile environment and its authentication. It is characterized by that in the mobile micropayment the order message and quoted price message can be enciphered, then transferred into credit centre respectively by user and business unit, then the order message and the quoted price message can be deciphered by credit centre, and the identity of user and identity of business unit can be verified, so that the user and business unit can indirectly authenticate their mutual identities, and the business unit cannot know the true identity of the user. After that the user has enough funds to make payment is confirmed by liquidation centre, the confirmation message can be transferred into the credit centre, then the goods can be delivered to user by business unit, and the user can implement payment.

Description

technical field [0001] The invention relates to an anonymous micropayment in a mobile environment and an authentication method thereof, in particular to a local and roaming anonymous micropayment in a mobile environment and an authentication method thereof. Background technique [0002] The transaction amount of the so-called micropayment is very small, generally between a few cents and a few yuan per transaction. At present, most of the e-commerce in the mobile data network belongs to micropayment, such as downloading of ringtones, online news, information inquiry, small amount of software downloading and so on. Although the transaction amount in a single micropayment transaction is small, but the mobile user base is large, as long as there are a small number of unsafe transactions, it will bring huge losses to merchants. Therefore, the security of micropayments is particularly important. [0003] The research on micropayment and its securi...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04W4/24G06Q20/00H04W12/06
Inventor 胡志远刘耀伟
Owner ALCATEL LUCENT SHANGHAI BELL CO LTD
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