The invention discloses a dual-card terminal, a method and device for automatically switching data services of the dual-card terminal. The method includes the following steps that: the transmission state of data passing through a first network into which a main client identification module SIM card is monitored; whether the replacement of the first network is required is judged according to monitoring results; when it is judged that the first network is required to be replaced, the other SIM card, adopted as a main SIM card, is connected into a corresponding second network, so that data services can be provided for a user, wherein the first network and the second network both accord with mobile communication standards higher than the fourth generation mobile communication standards 4G. Taking switching between different 4G networks as an example, with the method and device of the invention adopted, the terminal can automatically and quickly switch 4G data services to the other SIM card when a 4G network to which a main SIM card belongs is incapable of providing excellent data transmission, wherein the main SIM card provides 4G data services currently, and therefore, a 4G network of the other SIM card can be utilized to perform data services.