Self-service transaction system and method for second-hand houses

Abstract

The invention relates to a self-service transaction system and a method for second-hand houses, and the process is as follows: information is submitted to a house brokerage company after a buyer and a seller determine the intention, and the written information is completely verified by the house brokerage company; then the buyer and the seller sign a contract at a service net point for signing the contact under the guidance of a professional of the house brokerage company, and the service net point for signing the contact can be set in a bank; then the buyer deposits down payment in a fund supervision account which is opened by a guarantee company in the bank after signing the contact; then the buyer goes to a transaction center for handling the ownership transfer procedure; when the buyer receives a receipt that the transaction center handles the ownership transfer procedure, the buyer deposits the second payment in the supervision account of the bank; the buyer and the seller carry out the property delivery when receiving a new property ownership certificate, and the supervision account of the bank transfers the payment to the seller when completing the delivery procedure; and the whole-process supervision of the whole fund supervision account and the transaction process is carried out by the house brokerage company, the guarantee company and a system of the bank, thereby ensuring the transaction safety.

Description

technical field [0001] The present invention relates to a second-hand house self-service transaction system and method, which is mainly a transaction system constructed by a real estate brokerage company, a bank and a guarantee company. After the buyer and seller of a second-hand house confirm the transaction intention, the real estate brokerage company provides transaction signing services , a method in which banks and guarantee companies supervise funds, and in the process of transactions, improve security and save intermediary fees. Background technique [0002] Generally, the vast majority of second-hand housing transactions are carried out through intermediary companies. Usually, when the house seller wants to sell the house, he will hand over the house sales information to the intermediary company. The intermediary company will list the house. Usually, the listing forms include: Print media listings, such as posting on glass or billboards at the door of the store, or e...

AI Technical Summary

Problems solved by technology

Among them, the Minhang and Pudong areas have the largest non-intermediary transaction volume; the age is usually 25-40 years old; the total price is generally less than 1 million yuan, especially Minhang accounts for 90%, Pudong accounts for 80%, and the total price is more than 1 million. In Jing'an District, Huangpu District and Hongkou District; such a large number of real estate transactions are handled by non-professional house sellers and house buyers, which not only wastes a lot of time for house sellers and house buyers to go back and forth to supplement documents, And for the personnel of the relevant authorities, it also increases unnecessary workload in checking documents and teaching home sellers and home buyers

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