Bank non-cash business processing method, apparatus and system

Abstract

The embodiment of the invention discloses a bank non-cash business processing method, apparatus and system. The bank non-cash business data processing method is characterized by comprising the following steps: capturing and reading request data carrying non-cash business type information and a user identification; analyzing the request data, and outputting business transaction prompting information matched with the business type information; and receiving response data of the business transaction prompting information, and binding the business data and the user identification to finish the transaction when corresponding authentication information passes. The embodiment of the invention integrates multiple non-cash business models, indicates the user to operate further by outputting the business transaction information matched with the business type information in the request data in accordance with the request data sent by the user, and finishes the transaction of the non-cash business when the authentication information is authenticated. As an auxiliary or alternative mode for bank window business data processing, the method reduces the waiting time of the user in a business hall and improves the transaction efficiency.

Description

technical field [0001] The invention relates to the technical field of bank data processing, and more specifically, relates to a bank non-cash business processing method, device and system. Background technique [0002] With the continuous improvement of people's income level and the increase of capital liquidity, coupled with the continuous launch of financial management and other services by banks, the frequency of people going to banks to handle related financial services is also increasing. [0003] The processing of business data by banks is mostly for depositors to bring valid certificates to the window of the business hall and the bank staff will carry out through the business terminal. Due to the limited windows set up by each bank branch, it often occurs that a large number of depositors wait in line for a long time during peak business processing hours. Condition. [0004] The use of bank self-service service terminals such as ATM machines has alleviated to a cert...

AI Technical Summary

Problems solved by technology

[0003] The processing of business data by banks is mostly for depositors to bring valid certificates to the window of the business hall, and the bank staff will carry out through the business terminal. Due to the limited windows set up by each bank branch, it often occurs that a large number of depositors wait in line for a long time during the peak hours of business processing. Happening

[0004] The use of bank self-service service terminals such as ATM machines has alleviated to a certain extent the situation of depositors waiting in line for cash services such as deposits and withdrawals and transfers, but there is still the problem of depositors being slow to handle non-cash services.

Images