45 results about "Income level" patented technology

The present invention provides a life insurance product known as longevity insurance. Longevity insurance mitigates longevity risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of longevity insurance guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a later date, which may be utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated assets.

A system and method for computing unemployment insurance premiums that directly supplements government unemployment benefits. To facilitate risk calculations, the work force is classified by industry, occupation, income level, geographic location and many other factors. The insurance premiums are calculated as part of a larger model of private unemployment insurance for high-income workers. If the worker's income exceeds a certain threshold, the insurance would supplement the replacements the government already provides. Additionally this process includes the methods in which the claimant's eligibility is assessed, and how the program is administered (including the claims process). Claim verification relies on piggybacking on the state's determination of a claimant's eligibility for unemployment compensation payments, and the premium computation process takes into account a state's history with respect to granting and denying such claims. The process can also be extrapolated to a non pure supplemental policy.

The invention relates to a user portrait generator based on social security data and a method for constructing a user portrait on the basis of the social security data. The method for constructing the user portrait comprises the following steps that: obtaining the social security data of a user, wherein the social security data is queryable data; filtering the social security data of the user to obtain the key field of the social security data, wherein the key field at least comprises one of basic information used for indicating users, insurance information, treatment information, medical information and personnel aptitude information; taking the key field as a user basic tag; adopting a big data distributed computation method to analyze the social security data of the user to obtain the social security state of the user, and taking the social security state is taken as a user analysis class tag, wherein the social security state is at least used for indicating one of the social security payment state, the health state, the income level, the living condition, the fertility conditions and the business handling behavior preference of the user; and generating the user portrait which takes the basic tag and the analysis class tag as a set.

The invention discloses an agricultural product production and marketing integration service platform based on Internet and large data. The platform comprises a data excavation subsystem used by a user and an agricultural data analysis subsystem, wherein the data excavation subsystem is used for effective collection needed by the user and excavating data; and the agricultural data analysis subsystem is used for carrying out refinement management on agricultural production In the invention, production and market demands are tightly cooperated, an effective service is realized and an original profit mode is changed; the service is integrated with a production and marketing service of agricultural products, services are provided for a consumer, an agricultural producer or a cooperative, and a final purpose is to realize a customized and multi-type C2B order type agricultural production and marketing service mode; and the agricultural product production and marketing integration service platform is constructed and an agricultural product production and marketing integration service is realized so that an agricultural production level can be effectively increased and the agriculture performs a great effect in GDP growth, and simultaneously an income level of agricultural population is improved, acceptance of labor forces is increased and new rural construction is promoted.

The present invention provides an investment option known as a lifetime income share. Lifetime income shares mitigate survival risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of a plurality of lifetime income shares guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a specified age. Furthermore, the guaranteed stream is utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated liquid assets.

The invention relates to a distributed photovoltaic energy storage peak regulation system based on power prediction, which comprises a photovoltaic unit, a grid-connected device, a power grid end, an off-grid device, power prediction, electric power dispatching, an energy storage device, loads and the like. The whole system is composed of the photovoltaic unit, a grid-connected inverter, a grid-connected electric energy meter, a gateway electric energy meter, a power grid, an off-grid DC/DC controller, an AC/DC controller, an energy storage management system, an off-grid DC/AC controller, a DC load, an AC load, an energy storage device, a power prediction device, a switch control unit, a communication unit, controlled switches K0, K1, K2, K3, K4 and K5 and the like. The output of the power prediction controls the state of the controlled switch via the switch control unit, and thus, the distributed photovoltaic energy storage peak regulation system based on power prediction can dispatch the residual capacity of the energy storage device in advance, and the following purposes can be realized: when future photovoltaic output is larger than the load, the redundant photovoltaic electric energy is stored by the energy storage device, the distributed photovoltaic self-generation self-use ratio maximization is realized, and the distributed photovoltaic income level is improved; in the case of future mains supply failure, the part with insufficient load is provided by the energy storage device and the photovoltaic off-grid power supply device, and the reliability of the power supply system is improved; and functions of peak load shifting are provided for areas with significant step tariff, the comprehensive utilization rate of the system is improved, and the income level is improved.

The invention relates to a method for evaluating the grade of a network advertisement and displaying the advertisement according to the grade. Firstly, a network advertisement and the correlation attributes of participants (comprising, without limitation to the following attributes: registered capital of an advertiser, employee number of the advertiser, the site of the advertiser, the product of the advertisement, classification of the advertisement product, the value of the advertisement product, the release site of the advertisement, the amount of advertising expenses, the exclusiveness of the advertisement, the age of consumers, income level of the consumers, the education levels of the consumers, the terrain of customers and the like) are extracted, the attribute value, the attribute coefficient and attribute correlation coefficient those the attribute corresponds to are obtained from a database, and the grade (value) of the advertisement is automatically calculated through a formula. The network advertisements are displayed in sequence according to the grades of the advertisements.

The invention discloses a system applied to investment and wealth management of general customers, and relates to the technical field of financial investment and wealth management. The system includes: customer service terminal, bank wealth management terminal, securities company wealth management terminal and supervision terminal. In the present invention, customers are graded according to the assessment and evaluation of the ability to resist risks, and by recommending suitable investment and wealth management products to general customers of different risk levels, and showing the flow direction of their investment funds, the transparency of the financial media investment process is realized for customers; by setting supervision The terminal supervises the flow of funds in customer accounts, the income level and commission status of banks and securities companies, the level of customer service and feedback status, which ensures the safety of investment behaviors of customers, banks and securities companies, and increases the relationship between general customers and bank securities companies. To improve the trust between customers, improve the efficiency of business handling, promote the sales of wealth management products of financial institutions and the investment enthusiasm of general customers.

The invention discloses an advertisement putting method, which comprises the following steps: obtaining the basic information of a user, the basic information of the user comprising gender, age, education level, income level and hobbies; selecting an advertisement to be put from a preset advertisement library according to the gender, the age, the education level, the income level and the hobbies;and delivering the to-be-delivered advertisement to a corresponding user terminal. The invention further provides a server and a computer readable storage medium. The technical problems that advertisement resources are wasted and the efficiency of converting the advertisement resources into the purchase requirement of a user is low due to the fact that an operator adopts a net casting mode to deliver advertisements are solved.

The invention relates to a novel method and thinking. Provided is a novel method and thinking which visually presents information relevant to assets/ funds of an investor (comprising investors and investing institutions, hereinafter abbreviated as investor) in the field of finance security investment such as total assets, available funds, investment market value (comprising stock market value, fund market value, foreign exchange market value, precious metal market value and the like) in the form of a time sharing line and a K line. The invention can reflect the situation of asset finance changes of the investor, the historic profit and loss cases of the investor, preference degrees of the investor towards risks, the income level of the investor (also known as the difference between the income of the investor and the average income of the market) and other relevant information related to historic assets and funds.

The invention discloses an e-commerce real-time goods-getting one-key drop-shipping operation system and method, and relates to the field of e-commerce. The e-commerce real-time goods-getting one-key drop-shipping operation system comprises a merchant end, a mobile phone app end, a portable wireless printer end and a platform system end. The system can enable merchants to perform goods selling when being outside in any place of the globe, is low in operation cost, high in popularization performance and wide in audience range, and can improve the income levels of full-time merchants or other unemployed personnel.

The invention relates to a three-dimensional planting box and an application field thereof, in particular to an ecologically integrated planting and breeding system and method. The system comprises aplurality of reclamation areas arranged on a slope land, a water tank, and ditches, wherein the water tank and the ditches are arranged at the upslope sides of the reclamation areas. The reclamation areas have polygonal structures encircled by three-dimensional planting boxes are used for breeding poultry or livestock and are built by using multiple woods as centers; and a rain shelter is arrangedamong 3 to 5 woods. The ditches are communicated with the water tank and are arranged based on a snake-like or tree-like structure, so that the ditches are communicated and pass through all reclamation areas. The three-dimensional planting boxes include box bodies, support bottom frames, and blocking nets; the box bodies are arranged at the tops of the box bodies detachably; and the upper sides of the blocking nets are connected to the upper and lower sides of the box bodies and then hang down freely. With the three-dimensional planting technology, cultivation of melons, fruit and vegetablesis combined with cultivation of poultry and livestock, so that the planting and breeding capacities are enhanced; the planting and breeding scale is extended by utilizing the topographic conditions fully while the environmentally friendly farming is realized, so that the income levels of people are increased.

The invention relates to a taxi taking system and method based on mobile phone Bluetooth. According to the method, wireless Bluetooth transmission between a mobile phone and a stop board of a taxi can help a taxi taker to conveniently and fast takes a taxi, the problem that a citizen has difficulty in taking a taxi is relieved, and meanwhile taxi takers who have the same destination or the near destinations can conveniently share the same taxi, and therefore working efficiency of taxis is effectively improved, income level of taxi drivers is improved, the problem that the taxi taker has difficulty in taking a taxi is relieved, and the situation of mutual benefits and win-win results is formed.

The invention discloses a user value assessment method and a user value assessment device, relates to the technical field of the Internet, used for solving the problem that in the prior art a user value assessed according to business data is not accurate enough. The method comprises the steps of acquiring signal data of a terminal in each resident cell within a preset time period; determining the possibility that the terminal appears in each cell under a target scene according to the signaling data of the terminal in each cell ; then determining a target scene value of the terminal according to the possibility that the terminal appears in each cell under the target scene, wherein the target scene value is used for assessing a consumption level or an income level of a user to which the terminal belongs under the target scene; and at last, determining the user value of the user to which the terminal belongs according to the target scene value of the terminal. The method and the device provided by the invention are applicable to a process of assessing the user value.

The invention discloses a method for adaptively adjusting a medical insurance coverage strategy and specifically relates to the field of medical big data. The method comprises the following steps: S1, collecting basic doctor-seeing information of a patient, wherein the information comprises names, genders, ages, income levels, types of medical insurance, proportion of personal medical insurance financing to total medical insurance financing, proportion of personal medical insurance financing to income of the personal income, and disease conditions; and marking the collected information as state information of a training sample. In the invention, through collecting doctor-seeing information of patients, a state-action-feedback sample set is constructed, a deep reinforcement learning neural network is designed, the neural network is trained, a medical insurance coverage strategy capable of being adjusted in a self-adaptive mode is obtained, different crowds can obtain better health medical guarantees, the medical insurance coverage strategy is adjusted in a self-adaptive mode, and the healthy life level of people is guaranteed.

The invention provides a method and device for evaluating the income level of a user based on income and expenditure data of the user and a storage medium. The method comprises the steps: forming corresponding income and expenditure measurement and calculation standards through a data butt-joint tool, a butt-joint system database and databases of all related industry departments according to different policy types, and automatically calculating seasonal and annual income accounts for poverty households. A package of solutions is provided for the specification of file card data of poor households, the income and expenditure calculation accuracy is improved, the problems of high subjective randomness and difficulty in calculation of income calculation in basic-level work are effectively solved, the basic-level work efficiency is improved, and the user satisfaction is improved; the unified and standard accounting mode provides technical guarantee for the precision of file card data of poor households, and provides data basis for the precise implementation of strategies and precise quitting.

The invention discloses a producing method of pepper sprouts, and relates to a producing method of woody vegetables. The method is specially used for producing pepper sprouts, the individual yield level of pepper sprouts can be greatly improved, produced pepper sprouts have large heads, good quality and high scale benefit, and pepper sprouts can be continuously picked multiple times within one year; in the area of 666.6 m<2> of a pepper sprout garden, pepper sprouts can be picked three times in the year of planting, 100 kg or above of fresh pepper sprouts can be harvested, and 5000 RMB or more is earned; from the second year, pepper sprouts can be picked three times every year, 300 kg or above of fresh pepper sprouts can be harvested, and 15000 RMB or more is earned; the income of the pepper sprout garden is three times or more that of an ordinary pepper garden for producing pepper skin, the ever-increasing market demands are met, the income level of working farmers is improved, and great development prospects are achieved.

The invention discloses a temperature-adjustable bathroom device, which comprises a bathtub and a rolling cover assembly, wherein the rolling cover assembly is detachably buckled and connected with the top of the bathtub, one side of the top of the bathtub is provided with a showering element, a water inlet pipe of the showering element is connected with a cold water valve and a warm water valve, one side, far away from the showering element, inside the bathtub is provided with a chair cushion assembly, the inner wall of the bathtub is provided with a water level meter, one side of the bottom of the bathtub is provided with a water outlet valve, the cold water valve, the warm water valve, the water level meter and the water outlet valve are respectively controlled by a controller, the controller is arranged in a position, near the chair cushion assembly, of the side surface of the bathtub, and the outer part of the bathtub is provided with an overhaul box. The temperature-adjustable bathroom device has the advantages that the structure is simple, the manufacturing cost is low, the water temperature and the water level inside the bathtub can be regulated in time, the showering time is prolonged, meanwhile, the chair cushion assembly can further buffer the human body fatigue, and the temperature-adjustable bathroom device is suitable for being generalized and used in families in all income levels.

The invention discloses a social method based on a user account balance and a server. The social method comprises the steps of acquiring account balance information of a logged user, and setting a social level of the user so that the user has a permission of browsing social data of other users whose social permission levels are not greater than the social permission level of the user. And thus, a social manner on the basis of an income level of the user is provided, the social manner is enabled to be closer to a life of the user, and the interaction among the users is greatly increased.

The invention discloses an investment auditing management analysis system. The system includes a finance acquisition module, a risk evaluation module, an investment evaluation module and an investmentsteering module. The finance acquisition module is used for acquiring running information of enterprises under investment and current income and expenditure situations acquired by investment, and sequentially sending the same to the risk evaluation module according to an order of sums of income-expenditure differences. The risk evaluation module receives information, which is sent by the financeacquisition module, to determine risk factors and income level factors of investment, and sending the same to the investment evaluation module. The investment evaluation module is used for judging investment comprehensive-coefficients of all the enterprises under investment, and outputting the investment comprehensive-coefficients to the investment steering module. According to the system, the risk coefficients and the income level coefficients of the enterprises under investment are calculated through the risk evaluation module, the investment comprehensive-coefficients are evaluated throughthe investment evaluation module to screen out enterprises of higher investment comprehensive-coefficients under investment, selection of an administrator on the enterprises under investment is facilitated, and efficiency of investment auditing is improved.