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46 results about "Income level" patented technology

Longevity insurance

ActiveUS20080010095A1Mitigate longevity riskReduce riskFinancePaymentLongevity risk
The present invention provides a life insurance product known as longevity insurance. Longevity insurance mitigates longevity risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of longevity insurance guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a later date, which may be utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated assets.
Owner:TALCOTT RESOLUTION LIFE INSURANCE CO

Agricultural product supply and demand matching system and method

The invention belongs to the field of agricultural product circulation intelligentization, and discloses an agricultural product supply and demand matching system and method. Methods such as model prediction, production monitoring and network information grabbing are used to predict the time to market and the market volume of agricultural products in all regions in advance; the demand for consumption of the agricultural products in all regions is predicted according to aspects such as population, an income level and a consumption habit in advance; market prices of the agricultural products can be judged through a big data technique from aspects such as monitoring data and network data, and supply and demand matching of the agricultural products is conducted in advance according to factors such as marketing periods of the agricultural products, preservation time, transportation preservation conditions and producing and marketing region prices. The matching and schedule arrangement of main agricultural products in the nation can be achieved in advance, a producing and marketing matching scheme which is highest in benefit can be custom-made for a producer and a customer, the best purchasing region is selected for the customer, the best marketing region is selected for the producer, so that the optimized producing and marketing matching and the lowest risk can be achieved.
Owner:AGRI INFORMATION INST OF CAS

Method for delivery accurate advertisement to mobile terminals

The invention relates to a method for casting precision advertisement to mobile terminal. The invention provides a method to acquire commercial attribute (such as agenda, age range, occupation, educational level, income level, hobby etc.) of mobile terminal user from IP address information of interacting mobile terminal for ISP, thereby casts precision advertisement to mobile terminal user.
Owner:沈阳 +1

Private supplemental unemployment/layoff insurance method and system

InactiveUS20090150190A1Long durationReduce the impactFinanceCompensation paymentComputation process
A system and method for computing unemployment insurance premiums that directly supplements government unemployment benefits. To facilitate risk calculations, the work force is classified by industry, occupation, income level, geographic location and many other factors. The insurance premiums are calculated as part of a larger model of private unemployment insurance for high-income workers. If the worker's income exceeds a certain threshold, the insurance would supplement the replacements the government already provides. Additionally this process includes the methods in which the claimant's eligibility is assessed, and how the program is administered (including the claims process). Claim verification relies on piggybacking on the state's determination of a claimant's eligibility for unemployment compensation payments, and the premium computation process takes into account a state's history with respect to granting and denying such claims. The process can also be extrapolated to a non pure supplemental policy.
Owner:ASSURA GRP OF NY

Method for constructing user portrait on the basis of social security data, and user portrait generator based on social security data

The invention relates to a user portrait generator based on social security data and a method for constructing a user portrait on the basis of the social security data. The method for constructing the user portrait comprises the following steps that: obtaining the social security data of a user, wherein the social security data is queryable data; filtering the social security data of the user to obtain the key field of the social security data, wherein the key field at least comprises one of basic information used for indicating users, insurance information, treatment information, medical information and personnel aptitude information; taking the key field as a user basic tag; adopting a big data distributed computation method to analyze the social security data of the user to obtain the social security state of the user, and taking the social security state is taken as a user analysis class tag, wherein the social security state is at least used for indicating one of the social security payment state, the health state, the income level, the living condition, the fertility conditions and the business handling behavior preference of the user; and generating the user portrait which takes the basic tag and the analysis class tag as a set.
Owner:DAREWAY SOFTWARE

Agricultural product production and marketing integration service platform based on Internet and large data

The invention discloses an agricultural product production and marketing integration service platform based on Internet and large data. The platform comprises a data excavation subsystem used by a user and an agricultural data analysis subsystem, wherein the data excavation subsystem is used for effective collection needed by the user and excavating data; and the agricultural data analysis subsystem is used for carrying out refinement management on agricultural production In the invention, production and market demands are tightly cooperated, an effective service is realized and an original profit mode is changed; the service is integrated with a production and marketing service of agricultural products, services are provided for a consumer, an agricultural producer or a cooperative, and a final purpose is to realize a customized and multi-type C2B order type agricultural production and marketing service mode; and the agricultural product production and marketing integration service platform is constructed and an agricultural product production and marketing integration service is realized so that an agricultural production level can be effectively increased and the agriculture performs a great effect in GDP growth, and simultaneously an income level of agricultural population is improved, acceptance of labor forces is increased and new rural construction is promoted.
Owner:四川省巴食巴适电子商务有限公司

Lifetime income

ActiveUS20080052210A1Guaranteed lifeEasily contributeFinancePaymentIncome level
The present invention provides an investment option known as a lifetime income share. Lifetime income shares mitigate survival risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of a plurality of lifetime income shares guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a specified age. Furthermore, the guaranteed stream is utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated liquid assets.
Owner:EMPOWER ANNUITY INSURANCE CO OF AMERICA

Distributed photovoltaic energy storage peak regulation system based on power prediction

The invention relates to a distributed photovoltaic energy storage peak regulation system based on power prediction, which comprises a photovoltaic unit, a grid-connected device, a power grid end, an off-grid device, power prediction, electric power dispatching, an energy storage device, loads and the like. The whole system is composed of the photovoltaic unit, a grid-connected inverter, a grid-connected electric energy meter, a gateway electric energy meter, a power grid, an off-grid DC / DC controller, an AC / DC controller, an energy storage management system, an off-grid DC / AC controller, a DC load, an AC load, an energy storage device, a power prediction device, a switch control unit, a communication unit, controlled switches K0, K1, K2, K3, K4 and K5 and the like. The output of the power prediction controls the state of the controlled switch via the switch control unit, and thus, the distributed photovoltaic energy storage peak regulation system based on power prediction can dispatch the residual capacity of the energy storage device in advance, and the following purposes can be realized: when future photovoltaic output is larger than the load, the redundant photovoltaic electric energy is stored by the energy storage device, the distributed photovoltaic self-generation self-use ratio maximization is realized, and the distributed photovoltaic income level is improved; in the case of future mains supply failure, the part with insufficient load is provided by the energy storage device and the photovoltaic off-grid power supply device, and the reliability of the power supply system is improved; and functions of peak load shifting are provided for areas with significant step tariff, the comprehensive utilization rate of the system is improved, and the income level is improved.
Owner:姜宪明 +1

Longevity insurance

ActiveUS8010388B2Reduce riskFinancePaymentLongevity risk
The present invention provides a life insurance product known as longevity insurance. Longevity insurance mitigates longevity risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of longevity insurance guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a later date, which may be utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated assets.
Owner:TALCOTT RESOLUTION LIFE INSURANCE CO

Method for automatically computing network advertisement grade and displaying advertisement

The invention relates to a method for evaluating the grade of a network advertisement and displaying the advertisement according to the grade. Firstly, a network advertisement and the correlation attributes of participants (comprising, without limitation to the following attributes: registered capital of an advertiser, employee number of the advertiser, the site of the advertiser, the product of the advertisement, classification of the advertisement product, the value of the advertisement product, the release site of the advertisement, the amount of advertising expenses, the exclusiveness of the advertisement, the age of consumers, income level of the consumers, the education levels of the consumers, the terrain of customers and the like) are extracted, the attribute value, the attribute coefficient and attribute correlation coefficient those the attribute corresponds to are obtained from a database, and the grade (value) of the advertisement is automatically calculated through a formula. The network advertisements are displayed in sequence according to the grades of the advertisements.
Owner:陈正伟

System and method for processing data related to longevity insurance

ActiveUS20110313796A1Reduce riskFinancePayment architectureLongevity riskPayment
The present invention provides a life insurance product known as longevity insurance. Longevity insurance mitigates longevity risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of longevity insurance guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a later date, which may be utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated assets.
Owner:TALCOTT RESOLUTION LIFE INSURANCE CO

System applied to general client investment finance

InactiveCN107392776AAchieve transparencyPromote investment enthusiasmFinanceIncome levelComputer science
The invention discloses a system applied to investment and wealth management of general customers, and relates to the technical field of financial investment and wealth management. The system includes: customer service terminal, bank wealth management terminal, securities company wealth management terminal and supervision terminal. In the present invention, customers are graded according to the assessment and evaluation of the ability to resist risks, and by recommending suitable investment and wealth management products to general customers of different risk levels, and showing the flow direction of their investment funds, the transparency of the financial media investment process is realized for customers; by setting supervision The terminal supervises the flow of funds in customer accounts, the income level and commission status of banks and securities companies, the level of customer service and feedback status, which ensures the safety of investment behaviors of customers, banks and securities companies, and increases the relationship between general customers and bank securities companies. To improve the trust between customers, improve the efficiency of business handling, promote the sales of wealth management products of financial institutions and the investment enthusiasm of general customers.
Owner:SHANXI DATONG UNIV

Advertisement putting method, server and computer readable storage medium

The invention discloses an advertisement putting method, which comprises the following steps: obtaining the basic information of a user, the basic information of the user comprising gender, age, education level, income level and hobbies; selecting an advertisement to be put from a preset advertisement library according to the gender, the age, the education level, the income level and the hobbies;and delivering the to-be-delivered advertisement to a corresponding user terminal. The invention further provides a server and a computer readable storage medium. The technical problems that advertisement resources are wasted and the efficiency of converting the advertisement resources into the purchase requirement of a user is low due to the fact that an operator adopts a net casting mode to deliver advertisements are solved.
Owner:KANGMEI PHARMA

Time sharing line and K line of asset change in finance security investment

The invention relates to a novel method and thinking. Provided is a novel method and thinking which visually presents information relevant to assets / funds of an investor (comprising investors and investing institutions, hereinafter abbreviated as investor) in the field of finance security investment such as total assets, available funds, investment market value (comprising stock market value, fund market value, foreign exchange market value, precious metal market value and the like) in the form of a time sharing line and a K line. The invention can reflect the situation of asset finance changes of the investor, the historic profit and loss cases of the investor, preference degrees of the investor towards risks, the income level of the investor (also known as the difference between the income of the investor and the average income of the market) and other relevant information related to historic assets and funds.
Owner:袁勇

E-commerce real-time goods-getting one-key drop-shipping operation system and method

The invention discloses an e-commerce real-time goods-getting one-key drop-shipping operation system and method, and relates to the field of e-commerce. The e-commerce real-time goods-getting one-key drop-shipping operation system comprises a merchant end, a mobile phone app end, a portable wireless printer end and a platform system end. The system can enable merchants to perform goods selling when being outside in any place of the globe, is low in operation cost, high in popularization performance and wide in audience range, and can improve the income levels of full-time merchants or other unemployed personnel.
Owner:刘帅

Ecologically integrated planting and breeding system and method

PendingCN109197776AScale upRealize environmentally friendly farmingWatering devicesFertiliser distributersIncome levelDitch
The invention relates to a three-dimensional planting box and an application field thereof, in particular to an ecologically integrated planting and breeding system and method. The system comprises aplurality of reclamation areas arranged on a slope land, a water tank, and ditches, wherein the water tank and the ditches are arranged at the upslope sides of the reclamation areas. The reclamation areas have polygonal structures encircled by three-dimensional planting boxes are used for breeding poultry or livestock and are built by using multiple woods as centers; and a rain shelter is arrangedamong 3 to 5 woods. The ditches are communicated with the water tank and are arranged based on a snake-like or tree-like structure, so that the ditches are communicated and pass through all reclamation areas. The three-dimensional planting boxes include box bodies, support bottom frames, and blocking nets; the box bodies are arranged at the tops of the box bodies detachably; and the upper sides of the blocking nets are connected to the upper and lower sides of the box bodies and then hang down freely. With the three-dimensional planting technology, cultivation of melons, fruit and vegetablesis combined with cultivation of poultry and livestock, so that the planting and breeding capacities are enhanced; the planting and breeding scale is extended by utilizing the topographic conditions fully while the environmentally friendly farming is realized, so that the income levels of people are increased.
Owner:王育华

Synergistic environment-friendly energy-saving fertilizer for sugarcanes and manufacturing method for fertilizer

The invention relates to the technical field of fertilizers, in particular to a synergistic environment-friendly energy-saving fertilizer for sugarcanes and a manufacturing method for the fertilizer. The energy-saving fertilizer is formed by mixing 20 percent of monopotassium phosphate, 10 percent of potassium nitrate, 20 percent of urea, 10 percent of potassium sulfate and 40 percent of an additive according to a certain proportion, wherein N:P:K is 10:15:35; the additive comprises the following raw materials: 10 percent of chelating-state medium trace elements, 20 percent of fulvic acid, 20 percent of amino acid, 10 percent of a sustained-releasing agent, 10 percent of a water retaining agent and 30 percent of an organic matter. The energy-saving fertilizer and the manufacturing method have the benefits that the defects of low yield, low sugar and low benefit of the sugarcanes caused by blind fertilization are overcome, so that the yield of the sugarcanes is improved, and the income level of a farmer is increased.
Owner:广西钦威王生态肥业科技有限公司

System and method for administering a lifetime income share plan

ActiveUS20080140586A1Easily contributeEasy accessFinancePaymentIncome level
The present invention provides a system and method for administering an investment option known as a lifetime income share. Lifetime income shares mitigate survival risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of a plurality of lifetime income shares guarantees an individual a predetermined, periodic income payment for the life of the purchaser. The guaranteed stream of monthly income commences at a specified age. Furthermore, the guaranteed stream is utilized to supplement an existing income level or provide income in the event that the individual outlives his or her accumulated liquid assets.
Owner:EMPOWER ANNUITY INSURANCE CO OF AMERICA

Taxi taking system and method based on mobile phone Bluetooth

The invention relates to a taxi taking system and method based on mobile phone Bluetooth. According to the method, wireless Bluetooth transmission between a mobile phone and a stop board of a taxi can help a taxi taker to conveniently and fast takes a taxi, the problem that a citizen has difficulty in taking a taxi is relieved, and meanwhile taxi takers who have the same destination or the near destinations can conveniently share the same taxi, and therefore working efficiency of taxis is effectively improved, income level of taxi drivers is improved, the problem that the taxi taker has difficulty in taking a taxi is relieved, and the situation of mutual benefits and win-win results is formed.
Owner:西安发威电子科技有限公司

User value assessment method and device

The invention discloses a user value assessment method and a user value assessment device, relates to the technical field of the Internet, used for solving the problem that in the prior art a user value assessed according to business data is not accurate enough. The method comprises the steps of acquiring signal data of a terminal in each resident cell within a preset time period; determining the possibility that the terminal appears in each cell under a target scene according to the signaling data of the terminal in each cell ; then determining a target scene value of the terminal according to the possibility that the terminal appears in each cell under the target scene, wherein the target scene value is used for assessing a consumption level or an income level of a user to which the terminal belongs under the target scene; and at last, determining the user value of the user to which the terminal belongs according to the target scene value of the terminal. The method and the device provided by the invention are applicable to a process of assessing the user value.
Owner:CHINA UNITED NETWORK COMM GRP CO LTD

Method for adaptively adjusting medical insurance coverage strategy

InactiveCN110136007AGuarantee life and healthComplete medical insurance coverage strategyFinanceDiseaseNerve network
The invention discloses a method for adaptively adjusting a medical insurance coverage strategy and specifically relates to the field of medical big data. The method comprises the following steps: S1, collecting basic doctor-seeing information of a patient, wherein the information comprises names, genders, ages, income levels, types of medical insurance, proportion of personal medical insurance financing to total medical insurance financing, proportion of personal medical insurance financing to income of the personal income, and disease conditions; and marking the collected information as state information of a training sample. In the invention, through collecting doctor-seeing information of patients, a state-action-feedback sample set is constructed, a deep reinforcement learning neural network is designed, the neural network is trained, a medical insurance coverage strategy capable of being adjusted in a self-adaptive mode is obtained, different crowds can obtain better health medical guarantees, the medical insurance coverage strategy is adjusted in a self-adaptive mode, and the healthy life level of people is guaranteed.
Owner:中康龙马(北京)医疗健康科技有限公司

Method and device for evaluating user income level based on user income and expenditure data and storage medium

The invention provides a method and device for evaluating the income level of a user based on income and expenditure data of the user and a storage medium. The method comprises the steps: forming corresponding income and expenditure measurement and calculation standards through a data butt-joint tool, a butt-joint system database and databases of all related industry departments according to different policy types, and automatically calculating seasonal and annual income accounts for poverty households. A package of solutions is provided for the specification of file card data of poor households, the income and expenditure calculation accuracy is improved, the problems of high subjective randomness and difficulty in calculation of income calculation in basic-level work are effectively solved, the basic-level work efficiency is improved, and the user satisfaction is improved; the unified and standard accounting mode provides technical guarantee for the precision of file card data of poor households, and provides data basis for the precise implementation of strategies and precise quitting.
Owner:中电万维信息技术有限责任公司

Special compound fertilizer for sugarcane

The invention relates to the technical field of agricultural fertilizers, in particular to a special compound fertilizer for sugarcane. The ratio of N to P2O5 to K20 in the compound fertilizer is (23-26) to (7-11) to (18-24). According to the compound fertilizer, aiming at the characteristic of poor soil in Guangxi, the contents of N, P2O5 and K20 in soil are increased, and the defects of low sugarcane yield, low sugar content and low benefit due to blind fertilization can be effectively overcome, so that the sugarcane yield is increased, the income level of sugarcane farmers is increased, and the stability and development of Guangxi pillar industry are promoted; the fertilizer is applied in a two-section manner, so that the out-dated production habits of the farmers in the past is changed, the enthusiasm of the sugarcane farmers in promoting development by science and technology is guided, and the productivity level of sucrose industry is continuously increased.
Owner:康剑光

Temperature-adjustable bathroom device

The invention discloses a temperature-adjustable bathroom device, which comprises a bathtub and a rolling cover assembly, wherein the rolling cover assembly is detachably buckled and connected with the top of the bathtub, one side of the top of the bathtub is provided with a showering element, a water inlet pipe of the showering element is connected with a cold water valve and a warm water valve, one side, far away from the showering element, inside the bathtub is provided with a chair cushion assembly, the inner wall of the bathtub is provided with a water level meter, one side of the bottom of the bathtub is provided with a water outlet valve, the cold water valve, the warm water valve, the water level meter and the water outlet valve are respectively controlled by a controller, the controller is arranged in a position, near the chair cushion assembly, of the side surface of the bathtub, and the outer part of the bathtub is provided with an overhaul box. The temperature-adjustable bathroom device has the advantages that the structure is simple, the manufacturing cost is low, the water temperature and the water level inside the bathtub can be regulated in time, the showering time is prolonged, meanwhile, the chair cushion assembly can further buffer the human body fatigue, and the temperature-adjustable bathroom device is suitable for being generalized and used in families in all income levels.
Owner:蔡彩良

Managing professional development

Systems and methods for managing professional development are provided. A client provides information indicating a current status, which may concern a professional task performed by the client and a portion of income associated with the task. The progress of the client toward a professional goal is calculated, and a recommendation concerning an appropriate next step is communicated to the client. Professional goals may include a level of income, efficiency, type of tasks performed, etc.
Owner:THE STRATEGIC COACH

Social method based on user account balance and server

The invention discloses a social method based on a user account balance and a server. The social method comprises the steps of acquiring account balance information of a logged user, and setting a social level of the user so that the user has a permission of browsing social data of other users whose social permission levels are not greater than the social permission level of the user. And thus, a social manner on the basis of an income level of the user is provided, the social manner is enabled to be closer to a life of the user, and the interaction among the users is greatly increased.
Owner:SICHUAN YANBAO TECH CO LTD
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