System applied to general client investment finance

Abstract

The invention discloses a system applied to investment and wealth management of general customers, and relates to the technical field of financial investment and wealth management. The system includes: customer service terminal, bank wealth management terminal, securities company wealth management terminal and supervision terminal. In the present invention, customers are graded according to the assessment and evaluation of the ability to resist risks, and by recommending suitable investment and wealth management products to general customers of different risk levels, and showing the flow direction of their investment funds, the transparency of the financial media investment process is realized for customers; by setting supervision The terminal supervises the flow of funds in customer accounts, the income level and commission status of banks and securities companies, the level of customer service and feedback status, which ensures the safety of investment behaviors of customers, banks and securities companies, and increases the relationship between general customers and bank securities companies. To improve the trust between customers, improve the efficiency of business handling, promote the sales of wealth management products of financial institutions and the investment enthusiasm of general customers.

Description

technical field [0001] The invention relates to the technical field of investment in financial wealth management products, and more specifically relates to an investment system applied to investment and wealth management of general customers (non-enterprises). Background technique [0002] With the continuous development of society and economy, residents' concept of financial management has become popular, and various financial management channels and products have also emerged. Financial financial products such as funds, bonds, stocks, and stock index futures have become the most common financial management products for ordinary investors. one of the ways. Among them, securities is a general term for a variety of economic rights and interests certificates, and also refers to special types of products. It is a legal certificate used to prove a certain specific rights and interests enjoyed by bond holders. It mainly includes capital securities, currency securities and commodi...

AI Technical Summary

Problems solved by technology

[0006] The embodiment of the present invention provides a system applied to investment and financial management of general customers, which is used to solve the opacity of the handling process and income trend and the lack of third-party supervision when general customers conduct financial management and investment through banks or securities companies in the prior art , reducing the trust between the customer and the bank securities company and the problem of business handling efficiency

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