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Cell phone bank card

A technology of mobile banking and bank cards, which is applied to computer components, record carriers used by machines, and telephone communications, etc. It can solve the problems of poor compatibility between mobile phones and banking business software and low security of mobile banking business, and achieve compatibility Good, high security effect

Active Publication Date: 2012-12-19
上海方付通科技服务股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of the above-mentioned shortcomings of the prior art, the purpose of the present invention is to provide a mobile phone bank card, which is used to solve the problems in the prior art that the security of the mobile phone banking business is low, and the compatibility between the mobile phone and banking business software is poor

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Embodiment Construction

[0043] The implementation of the present invention will be illustrated by specific specific examples below, and those skilled in the art can easily understand other advantages and effects of the present invention from the contents disclosed in this specification.

[0044] It should be noted that the structures, proportions, sizes, etc. shown in the drawings attached to this specification are only used to match the content disclosed in the specification, for those who are familiar with this technology to understand and read, and are not used to limit the implementation of the present invention. Limiting conditions, so there is no technical substantive meaning, any modification of structure, change of proportional relationship or adjustment of size, without affecting the effect and purpose of the present invention, should still fall within the scope of the present invention. The disclosed technical content must be within the scope covered. At the same time, terms such as "upper"...

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Abstract

The invention provides a cell phone bank card which comprises a card main body, a microprocessor, a storage module and a communication module, wherein the card main body is mounted inside a cell phone and is provided with a first surface and a second surface; a first interface contact in match with a clamping groove of an SIM (subscriber identity module) card in the cell phone is arranged on the first surface; a second interface contact which is correspondingly contacted with an interface contact of the SIM card in the cell phone is arranged on the second surface; the second interface contact and the first interface contact are communicated correspondingly so as to maintain the original electric connection of the SIM card; the microprocessor is arranged inside the card main body and is provided with an operating system; the storage module is used for storing bank control programs for handling bank businesses, transaction information for handling bank businesses and safety service information for ensuring the transaction information safety; and the communication module is connected with the microprocessor and is used for information interaction between the cell phone bank card and a bank back-end server while handling the bank businesses. With the adoption of the cell phone bank card, the problems that in the prior art the safety is low and the compatibility between the cell phone and bank business software is poor while the cell phone is used for handling the bank businesses are solved.

Description

technical field [0001] The invention relates to the technical field of financial payment, in particular to a mobile bank card. Background technique [0002] Mobile payment, also known as mobile payment, refers to a service method that allows mobile users to use their mobile terminals (usually mobile phones) to pay for the goods or services they consume. After card payment and online payment, mobile payment has become the new favorite. In 2009, the scale of China's mobile payment market reached 1.974 billion yuan. In addition, the number of mobile payment users also increased to 82.5 million as early as 2009. Since 2010, the three domestic Operators have increased their investment in mobile payment, but the lack of industry standards makes operators blind in the development process. The early introduction of industry standards will definitely speed up the popularity of mobile payment services. Currently, the Ministry of Industry and Information Technology and other relevant d...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K19/077H04M1/725G06Q20/32H04M1/72409
Inventor 苏辉东邱琦闵晓琼
Owner 上海方付通科技服务股份有限公司
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