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Tourist payment system and method

A post-payment and operating system technology, applied in the fields of electronic computing and electronic payment, can solve problems that cannot be directly solved by payment, and achieve the effects of promoting consumption, promoting economic development, and reducing payment costs

Inactive Publication Date: 2013-01-16
姜晓越
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0014] However, the above method only solves the problem of safe carrying of currency or checks, and still cannot directly solve the problem of payment during travel

Method used

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  • Tourist payment system and method
  • Tourist payment system and method
  • Tourist payment system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0043] Figure 1 System overview diagram

[0044] As shown in the figure, the system consists of the following units

[0045] 1. Post-payment operation system (1);

[0046] 2. Business partner system (2);

[0047] 3. Financial institution system (3)

[0048] Simultaneously as the user (9) of this system has the medium (90) issued by the financial institution, generally is the IC smart card form at present, will evolve into the virtual Card planted in the mobile phone in the future, or other forms, hereinafter referred to as the financial card (90) ), common financial cards have credit cards, bank cash cards etc. media such as IC cards are not within the scope of rights of the present invention. (claim 1)

[0049] The post-payment operating system (1) is composed of the following units

[0050] 1. Server group (10), a group of servers to realize the post-payment operation system

[0051] 2. The card vending device (11) is connected to the server through the network and com...

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Abstract

The invention realizes a Postpaid E-money system and an operating method in tourist payment. A post-payment system is built and connected with both business partners and financial institutions in local sightseeing places. After the PAD (Pre-Authorized Debits) is received through the financial institutions, the business places of the local business partners are utilized to issue postpaid e-money, and tourist consumption and various payments in the local sightseeing places can be realized through the postpaid e-money.

Description

technical field [0001] The invention relates to the field of electronic calculation, in particular to the field of electronic payment. Background technique [0002] 1. Market background [0003] In 2012, my country's tourism revenue accounted for 7.8% of GDP, and tourism has become a pillar industry in many regions. However, travel payment has always been a problem that plagues tourists. Especially in overseas travel, due to security and exchange reasons, it is impossible to carry a large amount of cash; and the payment methods provided by financial institutions such as credit cards cannot bring the convenience that tourists should have due to the lack of franchise stores and high handling fees. sex. Therefore, if this problem can be solved, it will bring greater convenience to tourists and further promote tourism consumption, thereby further promoting sustainable economic development. [0004] 2. Problems in existing methods [0005] 2.1 Traveler's Check [0006] Trav...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/24G06Q20/42
Inventor 姜晓越
Owner 姜晓越
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