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ims transaction payment system

A payment system and transaction technology, which is applied in the field of communication and communication, can solve the problems of hackers forging and tampering with transactions in the payment process, the inability to prevent hackers, and security loopholes, so as to speed up the process of fund payment and settlement, reduce fund processing links, and ensure security. sexual effect

Active Publication Date: 2016-08-10
罗德汉森(北京)国际建设有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Most of the information on the Internet and mobile Internet (such as SMS, WAP pages) is transmitted in plain text, and the payment process is easily forged and tampered with by hackers. Even by setting user passwords, hackers cannot prevent hackers from implanting Trojan horses in the operating system before transactions. transaction data
Security breaches occur even when payments are made after verifying the identity of the customer using digital certificates

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0074] Embodiment 1, TV-on-demand service.

[0075] Such as Figure 5 As shown, the promotion request is initiated by the background of the preferential program content or the program is recommended by a friend or the application video is clicked to pay for the program, and the unique identifier of the payer (which can be a mobile phone number, email address, or registration ID) is input, and the active user login terminal type of the system is queried according to the unique identifier. (Television, computer or other terminals) The default is the mobile phone number, start the client terminal of the payer, display the payment content and amount, and complete the payment by the customer.

Embodiment 2

[0076] Embodiment 2, collection of funds.

[0077] Such as Figure 6 As shown, when the background of the headquarters system regularly initiates a fund collection request, or the financial staff of the headquarters initiates a fund collection request, or the person in charge of a region initiates a fund collection request, when the headquarters system background regularly initiates a fund collection request, query according to the unique identifier The terminal type (television, computer or other terminals) of the active users of the system defaults to the mobile phone number, and the personal terminals of the persons in charge of each region are activated to display the payment information and amount, and complete the transfer of funds; when the financial personnel of the headquarters initiate a fund collection request , you need to enter the unique identifier of the payer (it can be a mobile phone number, email address, registration ID), and query the system active user log...

Embodiment 3

[0078] Embodiment 3, payment collection.

[0079] Such as Figure 7 As shown, when a reminder request is initiated by the background, the terminal type (TV, computer or other terminal) of the active user in the system is checked according to the unique identifier. The default is a personal mobile terminal, and the client terminal of the payer is activated and the payment order and amount are displayed In this way, the transaction and payment can be completed; when the payee initiates a collection request, the unique identifier of the payer (which can be a mobile phone number, email address, or registration ID) needs to be entered, and the terminal type (television, computer, etc.) of active users in the system can be queried based on the unique identifier. or other terminal) is the mobile phone number by default, start the payer's client terminal and display the payment order and amount to complete the payment; when the payer initiates a payment request. Start the payer's cli...

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PUM

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Abstract

The invention discloses an IP multimedia subsystem (IMS) trade payment system which is composed of an IMS client and an IMS service management system. The IMS client comprises an IMS communication module, an IMS safety certification module, an IMS starting control module and a client business processing engine; and the IMS service management system comprises a communication module, a safety certification module, a device registering module, a merchant access management module, a supplier management module, a commodity management module, an ordering relationship management, a user management module, a system management module, a trade activation module and a trade payment module. A communication terminal such as a mobile phone, a computer and a television set top box, which is provided with a friendly interactive client interface and an operating system or an embedded operating system is communicated with a background service management system by means of a digital signature certification method to complete various payment transaction and business popularization.

Description

technical field [0001] The invention belongs to the communication field, and in particular relates to an IMS transaction payment system for electronic commerce and payment. Background technique [0002] Mobile communication: IMS (IP Multimedia Subsystem) is an IP multimedia system. IMS supports conversational and non-session multimedia services. Based on the idea of ​​the IMS framework, this technology focuses on the innovation of information services, and can realize the secure communication of transaction and payment information between different terminal devices. [0003] Existing e-commerce platforms take advantage of the convenience of the Internet, but require users to initiate actions to conduct business. In the modern e-commerce link, due to the lack of understanding and mutual trust between the two parties in the transaction, the traditional concept of cash on delivery is still used. Transaction payment can only be made in the form of an effective online credit i...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q30/00G06Q20/40G06Q20/42
Inventor 徐雷
Owner 罗德汉森(北京)国际建设有限公司
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