Method, system, price enquiring system, terminal and checking system for realizing discount consumption

A single-system, discount technology, applied in cash registers, instruments, sales/lease transactions, etc., can solve the problem that the bank card acquiring business cannot meet the needs of card issuers for consumer discounts

Inactive Publication Date: 2013-08-14
北京首惠开桌科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The technical problem to be solved by the present invention is to overcome the defect/deficiency that the existing bank card acquiring business cannot meet the different consumption discount preferential demands of card issuing

Method used

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  • Method, system, price enquiring system, terminal and checking system for realizing discount consumption
  • Method, system, price enquiring system, terminal and checking system for realizing discount consumption
  • Method, system, price enquiring system, terminal and checking system for realizing discount consumption

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0065] This implementation mode provides an inquiry system that realizes discount consumption in the acquiring business, such as figure 1 As shown, it mainly includes:

[0066] Database: mainly used to save the discount policy information associated with the bank card, in addition, it can also be used to record special merchant information, product information of special merchants, POS terminal information, bank card information;

[0067] Discount strategy definition module: define the discount strategy information of bank cards at special merchants;

[0068] Discount information return module: during real-time consumption, obtain the discount strategy information stored in the database according to the bank card information and consumption information, perform discount conversion on the input consumption amount according to the discount strategy, and return the discounted consumption amount.

Embodiment 2

[0070] This embodiment provides a system for realizing discounted consumption of the acquiring business, such as figure 2 As shown, the system mainly includes an inquiry system, a terminal and an acquiring system. Wherein, the terminal includes, but is not limited to, a bank card acquiring POS terminal, a bank card cash register MIS system, and the like.

[0071] The inquiry system can be further divided into the following modules / units:

[0072] Database, used to record special merchant information, product information of special merchants, POS terminal information, bank card information, discount strategy information, etc.;

[0073] Discount strategy definition module, which defines the discount strategy information of bank cards at special merchants;

[0074] The discount information return module receives the bank card information and consumption information from the inquiry module of the POS terminal during real-time consumption, obtains the discount strategy informati...

Embodiment 3

[0093] This embodiment provides a system for realizing discounted consumption of the acquiring business, such as Figure 5 As shown, the system mainly includes an inquiry system, a terminal (such as a POS terminal), and an acquiring system.

[0094] Among them, the inquiry system further includes the following modules / units:

[0095] Database, used to record special merchant information, product information of special merchants, POS terminal information, bank card information, discount strategy information, etc.;

[0096] Discount strategy definition module, which defines the discount strategy information of bank cards at special merchants;

[0097] The discount information return module receives the bank card information and consumption information sent by the inquiry module of the acquiring system during real-time consumption, obtains the discount strategy information stored in the database according to the bank card information and consumption information, and processes th...

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PUM

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Abstract

The invention discloses a method, a system, a server, a terminal and a checking system for realizing discount consumption. The method comprises the steps that the terminal or the checking system sends a request report toward the price enquiring system according to the happened service transaction, wherein the request report comprises bank card information and consumption information of the service transaction; the price enquiring system enquires the previously saved discount strategy information related to the bank card according to the bank card information and the consumption information of the service transaction, and sends the consumption information subjected to discount processing and contained in a price enquiring responding report back to the terminal or the checking system after performing discount processing on the consumption information of the service transaction according to the enquired discount strategy information; and the terminal or the checking system finishes the billing processing of the service transaction according to the received consumption information subjected to the discount processing. After the scheme disclosed by the invention is adopted, different consumption discount and privilege requirements of each card issuing bank can be flexibly and accurately controlled and processed.

Description

technical field [0001] The invention relates to the technical field of bank card swiping consumption transactions, in particular to a method and system for realizing discounted consumption, an inquiry system, a terminal and an acquiring system. Background technique [0002] At present, the number of bank cards (such as debit cards and credit cards) is increasing, the promotion competition of bank POS acceptance terminals is becoming more and more fierce, and various card swiping discounts are also being introduced continuously. [0003] As cardholders are becoming more and more picky about card swiping services, the current trend has expanded from pursuing the convenience of swiping cards to cheaper and more preferential consumption. [0004] Affected by the functions of the bank card acquiring system, the current methods of dealing with consumption discounts in the acquiring business are mainly divided into the following categories: one is that there is no discount at the t...

Claims

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Application Information

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IPC IPC(8): G06Q30/06G07G1/12
Inventor 杨帆张飞龚蔚谢超张永泉
Owner 北京首惠开桌科技有限公司
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