Online Mobile Payment System and Trusted Authentication Method Based on Somatosensory Network

Abstract

The invention provides an on-line mobile payment system based on a somatosensory network. The on-line mobile payment system based on the somatosensory network comprises a medical center, an e-business authentication center, an intelligent terminal, an aggregation node, a wearing node and an implantation node, wherein the e-business authentication center authenticates the on-line mobile payment of a user. The invention further discloses a credibility authentication method. A registration phase comprises the steps of (a) registering the medical center, (b) registering the e-business authentication center, (c) generating secret key information, (d) coding and dividing equally and (e) establishing a polynomial. An authentication phase comprises the steps of (1) starting a transaction, (2) conforming the transaction, (3) measuring physiological signals, (4) generating a set, (5) generating and sending messages, (6) authenticating a user identity, (7) reconstructing the polynomial, (8) establishing Ktf and carrying out judgment, and (9) verifying legitimacy. According to the on-line mobile payment system and method, a unique secret key can be obtained through the same physiological signal of the user in a negotiation mode, authentication of on-line mobile payment is achieved effectively, and the safety of payment is guaranteed.

Description

technical field [0001] The present invention relates to an online mobile payment system based on a somatosensory network and a trusted authentication method, and more specifically, to an online mobile payment system based on a somatosensory network and a trusted authentication method that negotiates keys using physiological parameters of users. method. Background technique [0002] With the popularity of smart mobile devices such as smartphones and tablet computers, mobile online payment has been widely used in the field of e-commerce due to its fast and convenient features, and has gradually occupied the mainstream position of e-commerce transactions. However, due to the inherent characteristics of smart mobile devices, there are huge security risks in this online payment method: (1) Most of the current commercial smart mobile devices do not have built-in trusted units (such as storage Digital certificate security device), which has caused many apps installed in smart mobi...

AI Technical Summary

Problems solved by technology

However, due to the inherent characteristics of smart mobile devices, there are huge security risks in this online payment method: (1) Most of the current commercial smart mobile devices do not have built-in trusted units (such as storage security devices for digital certificates), which has caused many APPs installed in smart mobile devices to be untrustworthy, and there are behaviors of maliciously stealing user information

Malicious APPs can even monitor the user's input behavior to obtain the user's account number and password, which poses a great threat to the user's financial security

(2) The portability of smart mobile devices makes it difficult for users to accept the method of strengthening the security of smart mobile devices through external security devices (such as external password input devices)

(3) Some legitimate online payment apps have inadequate security precautions, resulting in huge security risks for users' online payments

For example, many online payment apps do not use password protocols, but SMS verification codes to ensure payment security. However, Trojan APPs can monitor the bank’s payment verification codes and send them to the mobile phone number designated by the opponent, thereby allowing the opponent to bypass The authentication system of the payment center completes the fraudulent use of the user's credit card

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