Embedded electronic wallet and payment method thereof

An electronic wallet and embedded technology, applied in the field of embedded electronic wallet and its payment, can solve the problems of user loss, easy to be copied, inconvenient for users to carry and use, and achieve the effect of good utilization and improved security.

Inactive Publication Date: 2015-02-18
WUHAN TIANCONG CREATIVE TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in order to cope with various payment situations, people often need to carry a variety of cards, which brings inconvenience to users to carry and use, and more attention is paid to bank cards, especially magnetic stripe bank cards, which are easy to be copied , insufficient security
It is not uncommon to bring losses to users

Method used

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  • Embedded electronic wallet and payment method thereof
  • Embedded electronic wallet and payment method thereof
  • Embedded electronic wallet and payment method thereof

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0060] Such as Figure 4 As shown, the embedded electronic wallet is embedded and installed in the wrist-worn product to become a wrist-style electronic wallet. The embedded electronic wallet includes a fingerprint identification module 10, a fingerprint information conversion module 20, a user personal identification code setting module 30, an electronic wallet management module 40, a communication module 50, a storage module 60, and a touch screen display module 70, wherein the The fingerprint identification module 10 also includes a fingerprint image acquisition unit 11, a fingerprint feature extraction unit 12, and a fingerprint matching unit 13. The communication module 50 includes a short-range wireless communication unit 51, a radio frequency IC communication unit 52, and a USB communication unit 53. The fingerprint image acquisition unit 11 is connected with the fingerprint feature extraction unit 12 and the fingerprint matching module 13 in sequence, the output end of...

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PUM

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Abstract

The invention provides an embedded electronic wallet and a payment method thereof. The embedded electronic wallet comprises a fingerprint identification module, a fingerprint information conversion module, a user personal identification code setting module, an electronic wallet management module and a communication module. The fingerprint identification module is connected with the fingerprint information conversion module, and the electronic wallet management module is connected with the fingerprint information conversion module, the user personal identification code setting module and the communication module. The automatic fingerprint identification technique is adopted for substituting for the method that user personal identification codes are inputted by an existing bankcard keypad to serve as personal identification, so that security of bankcards is improved greatly; besides, the communication module is compatible to various transaction terminal devices, so that multiple transaction modes can be coped with, and the problem of inconvenience in carrying multiple cars by users is solved.

Description

technical field [0001] The invention relates to an electronic wallet, in particular to an embedded electronic wallet and a payment method thereof. Background technique [0002] With the progress of human society and the rapid development of science and technology, human beings have begun to enter an intelligent society based on digitization and networking. Compared with cash payment, all kinds of bank cards and consumer cards are more and more recognized by everyone because of their convenient portability, safety and convenience, and have become one of the most extensive means of payment at present. At present, bank cards and consumer cards are used as carriers to transmit transaction information through fixed networks and private networks to conduct transactions on transaction terminal equipment such as ATMs and POS machines. The country, banks and merchants have made huge investments to form a complete transaction system, and consumers have become familiar with it and for...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/36G06Q20/38G06Q20/40
CPCG06Q20/3674G06Q20/3823G06Q20/40145
Inventor 王丽春陈志森
Owner WUHAN TIANCONG CREATIVE TECH
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