System and method for achieving transaction safety protection of financial card based on location binding

Abstract

The invention relates to a system and a method for achieving transaction safety protection of financial card based on location binding, wherein the system comprises a user registration module which is used for obtaining registration information of a user and financial card information added by the user, and sending the information to a system platform for user registration and financial card addition; a location service module which is used for obtaining location information of a client terminal; the system platform comprises a user information storage module which is used for storing personal information and the financial card information of the user; a financial card using location obtaining module; a safety judgment module which is used for judging whether the transaction is safe based on that whether the using location of the financial card corresponding to the user is in accordance with the location of the client terminal at the same moment. The method and the system for achieving transaction safety protection of financial card based on location binding employing such a structure implement the safety judgment based on the location identification via binding the location of the financial card with the location of the client terminal, thus the transaction of the financial card is more safe and reliable; the method and system have a wider application range.

Description

technical field [0001] The present invention relates to the technical field of information security management, in particular to the technical field of information security management based on location binding, and specifically refers to a system and method for realizing financial card transaction security protection based on location binding. Background technique [0002] In today's society, people use financial cards more and more frequently. They often take bank cards when they go out, but they use less and less cash. Swiping a card is an essential part of a transaction, but there are potential safety hazards in it. At present, our bank cards and prepaid cards basically use magnetic stripes, and the process of swiping cards is also protected by passwords and signatures. However, with the increase in hacker attacks, credit card data theft, and identity fraud cases in recent years, More and more people are paying attention to the security issue of swiping financial cards. ...

AI Technical Summary

Problems solved by technology

However, with the development of science and technology, hacker attacks, credit card data theft, and identity fraud cases continue to occur, causing great security risks to the safety of users' funds

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