Online credit payment system and payment method based on medical insurance real-time credit granting

A hospital information system and information management system technology, applied in the payment system structure, payment scheme/model, credit plan, etc., can solve the problems of long consultation time and multiple payment times, and achieves a reduction in workload, shortening consultation time, and high efficiency. The effect of convenient medical experience

Inactive Publication Date: 2017-09-22
君晟合众(北京)科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The purpose of this application is to provide an online credit payment system and payment method based on medical insurance real-time credi

Method used

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  • Online credit payment system and payment method based on medical insurance real-time credit granting
  • Online credit payment system and payment method based on medical insurance real-time credit granting

Examples

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Embodiment 1

[0032] figure 1 It is a block diagram of an online credit payment system based on medical insurance real-time credit granting according to an embodiment of the application. Such as figure 1 As shown, the payment system includes mobile terminal 1, payment platform 2, medical insurance center information management system 3 and hospital information system (Hospital Information System, HIS) 4, mobile terminal 1, payment platform 2, medical insurance center information management system 3 and hospital information The systems 4 are connected through the network. The network can be a wired network or a wireless network.

[0033] A user or a patient seeing a doctor in a hospital uses the mobile terminal 1 , and a hospital providing medical services for the patient uses the hospital information system 4 to interact with the mobile terminal 1 . The payment platform 2 obtains a credit line based on the user's medical insurance through the medical insurance center information manageme...

Embodiment 2

[0050] figure 2 It is a flowchart of an online credit payment method based on medical insurance real-time credit granting according to an embodiment of the present application. Such as figure 2 As shown, the user (patient) first opens the credit payment service, and the user passes through the mobile terminal 1 (see also figure 1 ) opens credit payment service (110). The mobile terminal 1 obtains the user's identity information, for example, medical insurance card information. The user also sets a credit line for credit payment on the mobile terminal 1 (120). Generally, the credit limit is less than the balance of the medical insurance card.

[0051] The mobile terminal 1 provides the payment platform 2 with the user's identity information, medical insurance information, and the credit line requested by the user. The payment platform 2 requests the medical insurance center information management system 3 to lock the user's medical insurance card and obtain the user's me...

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Abstract

The invention provides an online credit payment system and a payment method based on medical insurance real-time credit granting, so as to solve the technical problems of multiple payment times and long doctor seeing time when a user sees a doctor in the prior art. The payment system comprises a mobile terminal, a payment platform, a medical insurance center information management system and a hospital information system, wherein the mobile terminal provides identity information of the user for the payment platform; the payment platform requests a credit line based on the medical insurance card balance of the user to the medical insurance center information management system, and the amount corresponding to the credit line of the medical insurance card of the user is locked; the payment platform indicates the user to open credit payment to the hospital information system and the credit line of the user is indicated; according to a medical order, the hospital information system checks whether the credit line meets medical order execution requirements; and the hospital information system executes the medical order for the user. The system and the method are used for fee payment when the user sees a doctor.

Description

technical field [0001] This application relates to an online credit payment system and payment method based on medical insurance real-time credit granting. Background technique [0002] The payment methods of traditional hospitals are generally divided into offline card payment and cash payment. Due to operations such as counting, making change, and card confirmation, patients often queue up and affect the experience of seeing a doctor. In recent years, with the development of Internet technology and changes in people's payment habits, some solutions for online payment of medical fees have emerged. Such solutions generally require users to register as members and choose Alipay, WeChat or bank online banking for online payment. Only after the payment is completed can the medical service be enjoyed. This type of solution has played a certain role in improving the efficiency of medical treatment and has been recognized by many young users. [0003] In addition, online payment...

Claims

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Application Information

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IPC IPC(8): G06Q20/08G06Q20/10G06Q20/24G06F19/00
CPCG06Q20/0855G06Q20/102G06Q20/24
Inventor 李历谢鹏刘建才刘朋高其源楚莉娟王瑶
Owner 君晟合众(北京)科技有限公司
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