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Safe payment management system

A management system and secure payment technology, applied in the field of electronic payment, can solve problems such as inability to realize fund transfer, inability to achieve logistics, unification of capital flow and information flow, etc., and achieve the effect of convenient operation and guaranteed safety

Inactive Publication Date: 2017-12-15
太仓安顺财务服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] Among these five nodes, payment is the core link. Without payment, the transfer of funds cannot be realized, so that the logistics, capital flow and information flow under e-commerce cannot be unified.

Method used

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Embodiment Construction

[0024] The present invention will be further described below in conjunction with the description.

[0025] Such as Figure 1~5 As shown, a secure payment management system includes a payment management system and an account management system

[0026] An account management system and an operation management system, the payment management system includes a payment processing unit, a payment management unit, and a refund and inquiry unit, and the account management system includes a billing management unit, a reconciliation management unit, and a settlement management unit. The account management system includes a consumer account management unit and a business account management unit, and the operation management system includes a business management unit, a policy management unit and a statistical analysis management unit.

[0027] In this technical solution, the payment processing unit realizes the payment function of bank cards and internal accounts, the payment management u...

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Abstract

The present invention provides a safe payment management system. The system comprises a payment management system, an accounting management system and an operation management system; the payment management system comprises a payment processing unit, a payment management unit and a refund and inquiry unit; the accounting management system includes a billing management unit, a reconciliation management unit and a settlement management unit; the accounting management system includes a customer account management unit and a merchant account management unit; and the operation management system includes a service management unit, a policy management unit and a statistical analysis management unit. The system provided by the invention has complete control strategies and can ensure the safety of electronic payment. On the basis of Internet communication means, the safe payment management system has the advantages of convenience, quickness, high efficiency, high economic efficiency and convenient operation, and can satisfy the demand of modern shopping.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to a safe payment management system. Background technique [0002] At present, the world's e-commerce tells the development, and e-commerce has become a booster of economic globalization. With the accelerated pace of life, more and more consumers prefer fast and convenient online shopping, and the development of China's e-commerce is entering a new period of rapid development [1]. The safety and credit of online payment has become a hot issue of great concern to the development of e-commerce. The secure payment management system came into being to meet the reputation and safety requirements of online shopping merchants and consumers. The secure payment management system plays a role in connecting merchants and banks, ensuring transaction security, and realizing third-party supervision. [0003] From the participants and operation process of e-commerce, it can be seen th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/382
Inventor 张建华
Owner 太仓安顺财务服务有限公司
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