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Credit management method and system in bulk commodity trading

A bulk commodity and trading technology, applied in the field of credit management methods and systems in bulk commodity trading, can solve the problems of large transaction amount, large quantity of bulk commodities, fluctuations in the credit rating of traders, and achieve accurate credit, improve security and The effect of reliability

Inactive Publication Date: 2018-11-30
WELLONG ETOWN INT LOGISTICS
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  • Description
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Problems solved by technology

The transaction volume of bulk commodities is tens of millions, which has the characteristics of large transaction amount, and the quantity of bulk commodities is large. Usually, express companies cannot complete the logistics mission. These characteristics make bulk commodity e-commerce and consumer goods e-commerce have a natural huge difference, and bulk More and more financing services and products are involved in the electronic trading market. Credit rating is a key indicator of how to control its risks. Moreover, with the development of business and changes in operating conditions, the credit rating of traders will also change. Therefore, how to accurately and effectively evaluate the credit of traders is an important problem to be solved by the interface

Method used

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  • Credit management method and system in bulk commodity trading
  • Credit management method and system in bulk commodity trading
  • Credit management method and system in bulk commodity trading

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Embodiment Construction

[0049] In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present invention. However, the present invention can be implemented in many other ways different from those described here, and those skilled in the art can make similar extensions without violating the connotation of the present invention, so the present invention is not limited by the specific implementations disclosed below.

[0050] Due to the large amount of commodity transactions and the large quantity of commodities, the credit risk problem is particularly prominent, and there are many reasons for the formation of risks. Problems such as inventory, goods quality inconsistent with the contract, transportation bottlenecks, and insufficient payment preparations will make it difficult for traders to deliver normally, and the counterparty will default and cause losses. To this end, the embodiment of the present invention provides a credit manageme...

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Abstract

The invention discloses a credit management method and system in bulk commodity trading. The method comprises the following steps that: obtaining the current online trading data and offline industrialdata of a dealer; determining the value of each evaluation parameter object on the basis of the online trading data and the value of each evaluation parameter object on the basis of the offline industrial data; and according to the value of each evaluation parameter object and a pre-constructed credit evaluation model, carrying out calculation to obtain the credibility of the dealer. By use of the method, the dealer can be simply and accurately subjected to credit evaluation, and therefore, the safety and the reliability of bulk commodity trading are improved.

Description

technical field [0001] The invention relates to the technical field of commodity transaction security, in particular to a credit management method and system in bulk commodity transactions. Background technique [0002] At present, with the vigorous development of the Internet, electronic transactions via the Internet have become inevitable. The transaction volume of bulk commodities is tens of millions, which has the characteristics of large transaction amount, and the quantity of bulk commodities is large. Usually, express companies cannot complete the logistics mission. These characteristics make bulk commodity e-commerce and consumer goods e-commerce have a natural huge difference, and bulk More and more financing services and products are involved in the electronic trading market. Credit rating is a key indicator of how to control its risks. Moreover, with the development of business and changes in operating conditions, the credit rating of traders will also change. Th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06
CPCG06Q30/0609
Inventor 施文进郁培昌施祖永
Owner WELLONG ETOWN INT LOGISTICS
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