A method and system for analyzing quality credit indexes of e-commerce products

A technology for product quality and credit, applied in business, data processing applications, instruments, etc., can solve problems such as lack of credit index changes, failure to consider changes in model indicators, and inaccurate credit scores.

Active Publication Date: 2019-01-04
ZHEJIANG UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Provides a real-time monitoring of the operation of the current credit scoring model, which solves the problem of inaccurate credit scoring caused by the inability to update the credit scoring model in the existing technology, and can automatically identify the concentration of model information attributes such as current public opinion, laws, and regulations. The reliability of attributes reduces the external risks faced in the current policy fluctuation period, further improves the adaptability of the credit scoring model, reasonably sets the update cycle of the credit scoring model, and improves the performance of the credit scoring system
Its shortcoming is that it does not consider the change of model indicators in the time dimension, so it lacks the expression of the change of credit index in the time dimension
However, comments on e-commerce platforms do not necessarily play a decisive role. What is more important is the inspection report of the product by the offline National Quality Supervision Bureau and a third-party quality inspection company entrusted by the government; the evaluation of different products is too general, such as purified water It is obviously difficult to be the same as the evaluation criteria of the trolley case. The importance of the same index is also very different. There are great differences between different categories of products. A single evaluation standard cannot ensure the effectiveness of the evaluation and provide consumers with accurate reference.

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  • A method and system for analyzing quality credit indexes of e-commerce products
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  • A method and system for analyzing quality credit indexes of e-commerce products

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Embodiment Construction

[0176] Below in conjunction with accompanying drawing and specific embodiment the present invention is described in further detail:

[0177] An e-commerce product quality credit index analysis method, by establishing an e-commerce product quality credit index, and displaying the analysis results through the index value; more specifically, by collecting the commercial data of each manufacturer of a certain type of commodity, and then refining indicators, and quantify the indicators, and then calculate the quality credit index value of such e-commerce products.

[0178] The method for analyzing the quality credit index of e-commerce products specifically includes the following steps:

[0179] Step (1): Collect and integrate multi-source and cross-platform e-commerce product quality data.

[0180] The data capture and acquisition layer is mainly responsible for collecting data objects from heterogeneous system data sources, among which structured data sources include product qua...

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Abstract

The invention relates to electronic commerce, aiming at providing a method and a system for analyzing quality credit indexes of e-commerce products. A method for analyzing the quality credit index ofe-commerce products comprises steps: defining an index for constructing the e-commerce product quality credit index, obtaining an initial e-commerce product quality credit index of each commodity according to a hierarchy, calculating an original growth rate of an instrumental variable corresponding to the index of each commodity in a time dimension, and modifying the original growth rate to obtaina modified growth rate algorithm; the algorithm of updating the quality credit index of historical e-commerce products by using the revised growth rate being provided; finally, the quality credit index and voting rights of each commodity being collected to calculate the quality credit index of e-commerce products in the overall industry. The invention is an innovative calculation method for analyzing the quality credit index of e-commerce products, which can carry out in-depth analysis on the e-commerce products, can truthfully depict the track of the development fluctuation of the e-commerceproducts, and can effectively monitor the development trend of the e-commerce products industry.

Description

technical field [0001] The invention relates to the field of e-commerce, in particular to an analysis method and system for an e-commerce product quality credit index. Background technique [0002] The use of e-commerce is becoming more and more widespread. Many e-commerce platforms such as Tmall and JD.com have greatly facilitated people's lives. Users are increasingly concerned about product quality. However, only relying on online user reviews on e-commerce platforms to judge the quality of products Bad still has certain limitations. For example, some merchants use abnormal means to post positive reviews, or maliciously comment on competitors’ products, which will mislead users. Information asymmetry, incompleteness, and opacity make it impossible for users to make scientific and effective decisions, and thus unable to choose high-quality products on the e-commerce platform according to their own wishes. In the long run, it will not only cause unpleasant user experience, ...

Claims

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Application Information

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IPC IPC(8): G06Q30/06
CPCG06Q30/0609
Inventor郑小林杨煜溟陈凌飞
OwnerZHEJIANG UNIV