A method and apparatus for managing account receivable information based on distributed account book

An accounts receivable and distributed technology, applied in the field of communication, can solve problems such as high transaction costs and reduce the overall efficiency of supply chain value transfer, and achieve the effect of improving efficiency, reducing external capital demand, and improving efficiency

Pending Publication Date: 2019-01-25
SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Moreover, this process will generate extremely high transaction costs, reducing the overall efficiency of supply chain value transfer

Method used

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  • A method and apparatus for managing account receivable information based on distributed account book
  • A method and apparatus for managing account receivable information based on distributed account book
  • A method and apparatus for managing account receivable information based on distributed account book

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Experimental program
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Embodiment Construction

[0081] The application will be described in further detail below in conjunction with the accompanying drawings.

[0082] In a typical configuration of the present application, the terminal, the device serving the network and the trusted party all include one or more processors (CPUs), input / output interfaces, network interfaces and memory.

[0083] Memory may include non-permanent storage in computer readable media, in the form of random access memory (RAM) and / or nonvolatile memory such as read only memory (ROM) or flash RAM. Memory is an example of computer readable media.

[0084] Computer-readable media, including both permanent and non-permanent, removable and non-removable media, can be implemented by any method or technology for storage of information. Information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random acce...

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PUM

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Abstract

An object of the present application is to provide a method for managing account receivable information based on a distributed account book, in particular comprising: receiving account receivable record information sent by a first user equipment corresponding to a debtor, wherein the account receivable record information includes creditor information corresponding to an account receivable of the debtor; determining a second user equipment that receives the accounts receivable record information according to the creditor information; sending the account receivable record information to the second user equipment; recording the account receivable record information in a distributed ledger. This application assigns a definitive right to accounts receivable, payment, split, discount and other electronic and digital processing, and through the distributed account book records related information, provides a new payment method based on the accounts receivable multi-level circulation platform,reduces the external capital requirements, improves the efficiency of fund circulation, and ensures that accounts receivable are not easy to be lost and can not be tampered with, thus ensuring a moresecure and reliable transaction.

Description

technical field [0001] The present application relates to the field of communications, and in particular to a technology for managing accounts receivable information based on distributed ledgers. Background technique [0002] In the current B2B (Business to Business, business model in which data information is exchanged and transmitted between enterprises and enterprises through a dedicated network or the Internet, and transaction activities are carried out), relatively strong core enterprises (in the supply chain because they have mastered the key Enterprises occupying a core position such as technology) and their upstream suppliers use a large number of credit sales settlement methods, that is, suppliers can only obtain cash payments from core enterprises at a certain point in the future after delivery. After the supplier completes the delivery, it forms a claim (accounts receivable) to the core enterprise, and relatively, the core enterprise forms a debt (accounts payable...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q20/38
CPCG06Q20/389G06Q40/125
Inventor 石睿王红燕
Owner SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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