Business voucher matching method

A matching method and voucher technology, applied in business, special data processing applications, instruments, etc., can solve the problems of small financing amount, high labor cost, and long time period, so as to improve efficiency and reliability, improve reliability, and improve The effect of matching efficiency

Pending Publication Date: 2019-06-07
AEROSPACE INFORMATION +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the process of inclusive finance and supply chain financing, the financing enterprises are a large number of small and medium-sized enterprises, and the financing amount is relatively small. The existing methods face the problems of high labor costs and long time periods in the actual operation process

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0050] figure 1 A flow chart showing a commercial certificate matching method according to an exemplary embodiment of the present invention, such as figure 1 As shown, the commercial certificate matching method according to the embodiment includes the following steps:

[0051] Step 1: Obtain the element information A1 of the commercial certificate to be matched.

[0052] The commercial certificate to be matched includes a commercial contract, and the element information A1 of the commercial certificate to be matched includes the name of Party A, the name of Party B, the time of signing the contract, the name of the goods or services, the contract amount, and the payment time. The element information A1 of the commercial document to be matched may also include the contract number, the contract performance period, and the like. In addition, the commercial documents to be matched may also include bills, receipts, commodity specifications, quantities, unit prices, etc. The comm...

Embodiment 2

[0090] In another embodiment of the present invention, it also includes performing the following steps after step 3:

[0091] Step 3': Calculate the weighted time distance TL between the commercial certificate to be matched and each candidate commercial certificate according to the following formula:

[0092] TL=K*|Tf-T0| / |maxTf-T0|

[0093] Among them, Tf represents the billing date of the candidate commercial certificate, T0 represents the payment time of the commercial certificate to be matched, maxTf represents the latest billing date among all candidate commercial certificates, and K represents the adjustment coefficient. The value of K is an integer greater than 1, such as 100.

[0094] In this embodiment, step 4 includes: sorting the candidate commercial documents according to the degree of relevance and the weighted time distance.

[0095] Specifically, the candidate commercial vouchers are sorted in descending order of correlation, and for candidate commercial vouch...

Embodiment 3

[0097] In yet another embodiment of the present invention, step 2 includes the following steps:

[0098] Comparing the contract number of the commercial document to be matched with the remark contract number of the commercial document to be selected, if the contract number is consistent with the contract number of the remark, the commercial document to be selected is regarded as a candidate commercial document.

[0099] The element information A2 of the commercial certificate to be selected may include a remark contract number. If the contract number to be remarked is consistent with the contract number of the commercial certificate to be matched, it means that the two match, and such a commercial certificate to be selected can be directly used as a candidate commercial certificate.

[0100] Step 3 may include the following steps:

[0101] If the contract amount of the commercial voucher to be matched is equal to the sum of the invoice amounts of the candidate commercial vouch...

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PUM

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Abstract

The invention discloses a business voucher matching method. The method comprises the steps of 1, obtaining element information A1 of a to-be-matched business voucher; 2, according to the element information A1, screening is conducted in a voucher database used for storing the to-be-selected business vouchers, candidate business vouchers are obtained, and the element information of the candidate business vouchers is A2; and step 3, according to the element information A1 and the element information A2, respectively calculating the relevancy between the to-be-matched commercial vouchers and eachcandidate commercial vouchers. According to the method, to-be-matched commercial vouchers are matched with to-be-selected commercial vouchers in a voucher database. and according to the element information of the two business vouchers, the relevancy between the two business vouchers is calculated to characterize the matching degree between the two business vouchers, so that the authenticity of the to-be-matched business vouchers can be reflected through verification of the to-be-selected business vouchers, manual entry for carrying out job-demanding investigation is avoided, and the efficiency and reliability are improved.

Description

technical field [0001] The invention relates to the field of supply chain financial risk control, in particular to a commercial voucher matching method. Background technique [0002] With the development of Internet technology, big data resources such as information flow, logistics, business flow, and invoice tax data in the supply chain are increasingly used in credit and risk control systems for accounts receivable financing; Bank-tax interaction The rapid development of business has enabled the application of invoice tax data in the field of supply chain finance to go deep into the core of risk control, that is, the definition of trade authenticity of financing vouchers. [0003] In accounts receivable financing, the traditional way to define the authenticity of the trade background is that the financing company provides commercial certificates, delivery or service certificates, value-added tax invoices, and then personnel enter the site to conduct due diligence. Undergo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F17/27G06F16/33G06Q30/00
Inventor 郭奇汤庆平陈勇王彪孙艳敏孟凡涛方兴
Owner AEROSPACE INFORMATION
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