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Method and device for quickly locking bank card

A fast locking, bank card technology, applied in the field of communication, can solve the problems of cumbersome steps, long time and poor security of bank cards, and achieve the effect of reducing the risk of theft and brushing, saving time, and ensuring security and reliability.

Active Publication Date: 2019-11-26
CHINA UNITED NETWORK COMM GRP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] Aiming at the above-mentioned deficiencies in the prior art, the present invention provides a method and device for quickly locking bank cards, which are used to at least partially solve the problems of cumbersome steps, long time-consuming, and poor security of locking bank cards

Method used

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  • Method and device for quickly locking bank card
  • Method and device for quickly locking bank card
  • Method and device for quickly locking bank card

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Embodiment Construction

[0061] The technical solutions in the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the present invention. Apparently, the described embodiments are part of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0062] Aiming at the above-mentioned problems existing in the prior art, the embodiment of the present invention provides a kind of method of fast locking bank card, and described method is applied to comprise settlement system, NEF (Network Exposure Function, network open functional entity) and AUSF (Authentication Server Function , authentication service functional entity) system, wherein, the settlement system is the business processing system of the bank, which is used to process and mo...

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Abstract

The invention provides a method and a device for quickly locking a bank card. A settlement system sends a bank card locking request message to the NEF when identifying that a bank card unauthorized swiping risk exists; the NEF initiates dialing to a telephone number bound with the bank card information by taking the special emergency service number as a calling number; the corresponding terminal is hung up after being off-hook; calling back is carried out to initiate a call request after the special emergency service number passes the verification; after the AUSF verifies the identity successfully, the AUSF verifies the identity; the NEF sends bank card information to the terminal, the terminal inquires the user whether to lock the corresponding bank card or not, and when the NEF receivesa feedback result about whether to lock the bank card or not returned by the terminal, the NEF sends the feedback result to the settlement system, so that the settlement system correspondingly processes the corresponding bank card. According to the scheme, the bank card can be locked without excessive operation of the user, the operation is simple and convenient, the time is saved, the bank and the user can authenticate the identity of the opposite side, and the safety and reliability of the operation are ensured.

Description

technical field [0001] The invention relates to the technical field of communications, in particular to a method and device for quickly locking a bank card. Background technique [0002] With the popularization of the use of bank cards, incidents of bank card theft and swiping are also becoming more and more frequent. The process of fraudulent brushing often consists of multiple transactions in a row, and the user will also receive multiple transaction reminder text messages. When encountering such incidents, whether you can lock your bank card in time becomes one of the key factors to avoid further expansion of losses. [0003] After the incident of bank card swiping, the main ways to lock the bank card are as follows: (1) The user actively dials the customer service number, freezes or locks the bank card through telephone banking; (2) locks the bank card by using the APP program; (3) )send messages. [0004] The above three methods all require a series of operations, su...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34H04W4/90H04W12/06H04W12/48
CPCG06Q20/341G06Q20/354H04W4/90H04W12/06
Inventor 张伦泳
Owner CHINA UNITED NETWORK COMM GRP CO LTD
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