A method and device for identifying offline merchants

A technology for identifying lines and merchants, applied in the computer field, can solve problems such as not being able to meet the needs of trusted merchant applications, narrow industry coverage, and declining credibility

A technology for identifying lines and merchants, applied in the computer field, can solve problems such as not being able to meet the needs of trusted merchant applications, narrow industry coverage, and declining credibility

CN110659961AInactive Publication Date: 2020-01-07ADVANCED NEW TECH CO LTD
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  • A method and device for identifying offline merchants
  • A method and device for identifying offline merchants
  • A method and device for identifying offline merchants

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Experimental program
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Embodiment Construction

[0044] The present disclosure will be further described below in conjunction with specific embodiments and drawings, but the protection scope of the present disclosure should not be limited thereby.

[0045] The present disclosure proposes a method and device for identifying offline merchants. In one embodiment, the transaction platform may collect transaction data of multiple transactions of merchants, and perform feature extraction based on the transaction data to obtain transaction features, wherein the extracted transaction features may include transaction locations generated according to location services. Transaction clusters falling within a predetermined geographic range can then be determined based on transaction location. If the transaction cluster includes more than a predetermined number of transactions, the merchant may be determined to be an offline merchant and the transaction cluster may represent an offline transaction point for the merchant.

[0046] This pa...

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Abstract

The invention provides a method and a device for identifying offline merchants. In one embodiment, a transaction platform may collect transaction data for a plurality of transactions of a merchant andperform feature extraction based on the transaction data to obtain a first transaction feature, where the first transaction feature may include a transaction location generated from a positioning service. Transaction clusters falling within a predetermined geographic range may then be determined from the transaction locations. If the transaction cluster includes more than a predetermined number of transactions, it may be determined that the merchant is an offline merchant and the transaction cluster may represent an offline transaction point of the merchant.

Description

technical field [0001] The present disclosure relates to the field of computers, and in particular to a method and device for identifying offline merchants. Background technique [0002] Merchants can sign up to the trading platform, and the trading platform will manage the merchant's transactions, such as electronic payment and settlement. Merchants may include offline merchants and online merchants. Offline merchants refer to merchants with offline physical business points, while online merchants do not have offline physical business points. The merchant credible strategy system is an important consideration for the trading platform in the management and operation of merchants, and it is also an important reference dimension for punishing risky merchants. Trading platforms sometimes need to identify offline merchants, and can implement targeted operational control for offline merchants, or prevent non-offline merchants from pretending to be offline merchants. With the e...

Claims

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Application Information

Patent Timeline
07 Jan 2020
Publication
CN110659961A
IPC
G06Q30/06
CPC
G06Q30/06; G06Q30/0609
Inventors
逄铭雪; 胡圻圻