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Transaction operation processing method, device and system

A technology of operation processing and transaction, which is applied in the field of communication, can solve problems such as verification code fraud, money loss, and security needs to be improved, and achieve the effect of improving security and increasing verification steps

Pending Publication Date: 2020-04-03
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the user himself may be performing transaction operations under fraudulent circumstances, and the verification code will be defrauded, resulting in money loss
[0005] Therefore, the current bank transaction operation adopts a one-time confirmation operation, and its security needs to be improved

Method used

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  • Transaction operation processing method, device and system
  • Transaction operation processing method, device and system
  • Transaction operation processing method, device and system

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Embodiment Construction

[0045] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0046] see figure 1 , the present invention provides a transaction operation processing system, comprising:

[0047] The first user equipment 100 , the relay equipment 200 and the second user equipment 100 .

[0048] The first user equipment is configured to send a transaction operation request sent by the first user equipment; wherein the transaction operation request includes a first user identifier;

[0049] The transfer device is configured to receive th...

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Abstract

The invention provides a transaction operation processing method, device and system. The method comprises the following steps: receiving a transaction operation request sent by first user equipment, wherein the transaction operation request comprises a first user identifier; if the transaction operation request meets a secondary confirmation condition, determining a second user identifier associated with the first user identifier; sending the transaction operation request to second user equipment corresponding to the second user identifier; and executing a transaction operation corresponding to the transaction operation request under the condition of having a primary confirmation instruction and receiving a secondary confirmation instruction fed back by the second user equipment. Accordingto the invention, on the basis of the primary confirmation operation, the secondary confirmation operation is added, and the verification step is added, so that the security of the transaction operation can be improved compared with only one confirmation operation.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a transaction operation processing method, device and system. Background technique [0002] With the intensification of online fraud, many users will be defrauded. Especially middle-aged and elderly users and young users, and there are also middle-aged users among them. [0003] At present, in order to ensure the security of the user's account, verification operations such as signature and password verification are required when performing transaction operations at the bank counter. However, the user may have been defrauded before the transaction operation, so it is impossible to tell whether the transaction operation is correct. [0004] When a bank application installed on a mobile terminal performs a transaction operation, a verification code or password needs to be sent to complete the transaction operation. However, the user himself may be in a fraudulent si...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/4014G06Q20/405G06Q20/382
Inventor 李宁馨
Owner BANK OF CHINA
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