Blockchain-based e-commerce platform receivable management system and method

Abstract

The invention discloses a block chain-based e-commerce platform receivable management system and method. The system comprises nine modules including a user management module, a platform management module, a my fund ticket module, a to-do task module, a limit management module, a collection and payment management module, a user center module, a historical record module and an on-chain information module. According to the invention, an e-commerce platform multistage supplier receivable financing system is established through a block chain technology, full-chain information sharing is promoted, supply chain finance visualization is achieved, the financing cost of small and medium-sized enterprises can be reduced by relying on credit of core enterprises, the fund circulation efficiency is improved, the overall production cost is indirectly reduced, and products of the enterprises have more competitive advantages. The blockchain ensures the authenticity of a business scene, and depends on the payment of a core enterprise, so that enterprises on the whole industrial chain can finance safely, and financial institutions can more efficiently, conveniently and steadily run through the wholeindustrial chain.

Description

technical field [0001] The invention belongs to the field of block chain finance, and in particular relates to a block chain-based e-commerce platform receivables management system and method. Background technique [0002] Blockchain technology integrates distributed data storage, consensus mechanism, encryption algorithm and point-to-point transmission. There is also the alliance chain, no matter what technology selection is adopted, the data on the blockchain has these characteristics. [0003] The vast majority of small and micro enterprises in the industrial chain have the problems of difficult and expensive financing, and the long-tail effect is serious. 55 million small and micro enterprises accounting for 60% of GDP cannot obtain financing. [0004] Industry chain information is opaque. The degree of informatization of small and medium-sized enterprises is low, trade information cannot be shared in real time, and financial institutions cannot effectively verify the ...

AI Technical Summary

Problems solved by technology

The traditional receivable supply chain financial model can only meet the financing needs of the first-tier suppliers, and the suppliers after the first-tier cannot rely on the credit of the core enterprise for financing, and the traditional notes receivable and accounts receivable cannot be split, The financing process is long and the threshold is high

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