Configuration method and configuration device for collection strategy rule

Abstract

The invention discloses a configuration method and a configuration device for a collection strategy rule. The configuration method comprises the following steps: S110, defining a strategy factor; s120, defining a value of a strategy factor; s130, defining a strategy factor group; s140, strategy rule definition: configuring a rule expression, taking factors and factor values as variables in the expression, and performing combined definition; s150, strategy group definition: on the basis of strategy rule definition, grouping to form strategy groups; and S160, rule engine processing: enabling therule engine to preferentially perform primary screening on the configured strategy group, and concurrently disassembly the batch execution tasks to generate a specific collection task corresponding to the collection strategy. According to the configuration method and the configuration device, different collection strategies can be automatically generated, and a certain rule expression is formed through dynamic factor selection and rule customization, so that the strain capacity and the flexibility of a business change rule are improved, and meanwhile, the resource investment of a science andtechnology department is reduced.

Description

technical field [0001] The present invention relates to the field of data processing, in particular to a method and device for configuring collection policy rules. Background technique [0002] At present, in the post-loan management of banks, for the safety of credit funds, borrowers will carry out regular and irregular collection work through different collection strategies. The loan collection strategies include text message collection, voice collection, centralized telephone collection, door-to-door collection, outsourced collection, judicial collection, etc. Which collection strategy to use for different customers at different stages of overdue needs to be analyzed based on the collection of information on the borrower and its financial and operating conditions, which requires a certain ability to analyze and judge the collection work. [0003] In view of the complexity of credit individuals in the bank credit business, the borrower's repayment willingness, capital sit...

AI Technical Summary

Problems solved by technology

[0003] In view of the complexity of credit individuals in the bank credit business, the borrower's repayment willingness, capital situation, sudden heavy losses and other complicated situations, different collection strategies need to be dealt with, and the factors and rules that form different collection strategies are different and constantly changing. At the same time, after many banks are connected to the Internet business, the massive loan data and post-loan management work will be very difficult and complicated, and it will take a lot of manpower to analyze and sort out the corresponding risk analysis

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