Mutual assistance platform built based on block chain technology

Abstract

The invention relates to the technical field of mutual assistance platform establishment, and discloses a mutual assistance platform established based on a block chain technology. The platform comprises a mutual assistance platform alliance jointly established by multiple parties such as a business platform, a public estimation mechanism, fund trusteeship, a third-party payment platform and a supervision mechanism to achieve a multi-party participation principle. Component members of each mutual assistance platform alliance on the mutual assistance platform are independent tenants on the alliance chain and have independent spaces, and the independent tenants and the independent spaces are linked through a block chain service tenant invitation mechanism to form a mutual assistance community alliance block chain. According to the mutual assistance platform established based on the block chain technology, a consensus is formed in the alliance and is not controlled by any single entity, the distributed consensus system is shared and operated by multiple parties, and the justice and transparency of the system are ensured; and by utilizing the core technology of the block chain, the process and the result of each link (participation in the community, mutual help fund payment to mutual help fund issuing and the like) of the user in the mutual help platform can be safely and credibly recorded in the block chain.

Description

technical field [0001] The invention relates to the technical field of building a mutual aid platform, specifically a mutual aid platform based on block chain technology. Background technique [0002] Mutual insurance is organized voluntarily by some people who have common requirements and face the same risk, and it is a form of insurance that prepays the share of risk loss compensation. Mutual insurance is not an individual behavior, but a group behavior. Its origin and expansion are based on the common wishes of many people, and it is the collective needs of each insured person's individual needs. At present, all mutual aid platforms are built by a specific enterprise, and all information is published in the relevant platform information of the enterprise, and publicized and publicized through social media. For example, an enterprise relies on Alibaba Cloud, Tencent Cloud and other cloud providers to set up a private cloud, publish a mutual aid platform, and publicize mut...

AI Technical Summary

Problems solved by technology

[0003] However, its biggest disadvantage is that it cannot avoid core problems such as mixed fish and dragons in the mutual aid platform community, user integrity cannot be judged, lack of supervision of compensation funds, and account security cannot be guaranteed.

From the user's point of view, users cannot be sure that they will continue to participate in mutual assistance, and when they are faced with the need for "mutual assistance", the confirmation of their valid identity and other issues

The reason for this kind of problem is that it is difficult to guarantee tamper-proof modification due to privatization construction, privatization deployment, privatization and centralization of information

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