Supply chain finance method based on decentralized cross-chain

Abstract

The invention discloses a supply chain finance method based on decentralized cross-chain, and the method comprises the steps: constructing an alliance chain with a financial institution, a core enterprise, and upstream and downstream enterprises as organization members, and carrying out the supply chain finance business on the alliance chain through an intelligent contract. Through a safe and reliable decentralized cross-chain mechanism, supply chain barriers of different core enterprises and different industries are broken through, information asymmetry in supply chain finance is more conveniently eliminated, risks of fraud, bogus transactions and repeated financing are reduced, and the problem of data sharing between financial institutions and the core enterprises and between upstream and downstream small and micro enterprises is solved; through decentralized cross-chain, credit transmission is realized from a single industry supply chain to a multi-industry supply chain, the performance risk is managed and controlled by an intelligent contract, the supervision convenience is improved, the financing cost is reduced, the financing efficiency is improved, and the purpose of constructing a supply chain financial system with a larger scale and more complete ecology is achieved.

Description

technical field [0001] The present invention relates to the technical field of blockchain and supply chain, in particular to a supply chain financial method based on decentralized cross-chain. Background technique [0002] With the core enterprise as the axis, the supply chain finance that radiates many small and medium-sized enterprises is developing rapidly and the market scale is huge. However, under the traditional supply chain finance model, due to the lack of transparency of information, it is difficult and expensive for small and medium-sized enterprises to obtain financing, and the turnover efficiency is low. Finance is difficult to carry out on a large scale. The main problems are as follows: difficulties in confirming the rights of accounts receivable; difficulties in management of pledges; narrow range of financing entities; and difficulties in the circulation of financing tools. The characteristics of blockchain technology such as decentralization, multi-central...

AI Technical Summary

Problems solved by technology

[0002] With the core enterprise as the axis, the supply chain finance that radiates many small and medium-sized enterprises is developing rapidly, and the market scale is huge. However, under the traditional supply chain finance model, due to the lack of transparency of information, small and medium-sized enterprises have difficulty in financing, expensive financing, and low turnover efficiency. Finance is difficult to carry out on a large scale

The main problems are as follows: difficult to confirm the rights of accounts receivable; difficult to manage pledges; narrow range of financing entities; difficult to transfer financing tools

This approach does solve some problems in supply chain finance, but this approach can only open up a supply chain system of a relatively similar industry, and build an alliance chain with some core enterprises and upstream and downstream enterprises. Data sharing, but facing the problem of how to share data between different industries and the problem of data privacy protection

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