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User information processing method and device, electronic equipment and storage medium

A user information and user technology, applied in the field of data processing, can solve problems such as inaccurate prediction of user income levels, and achieve the effect of solving inaccurate predictions

Pending Publication Date: 2021-12-21
大箴(杭州)科技有限公司
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  • Claims
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AI Technical Summary

Problems solved by technology

[0005] In view of the above problems, the present invention proposes a user information processing method and device, electronic equipment, and storage media to at least solve the technical problem of inaccurate prediction of user income levels by existing rule models

Method used

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  • User information processing method and device, electronic equipment and storage medium
  • User information processing method and device, electronic equipment and storage medium
  • User information processing method and device, electronic equipment and storage medium

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Embodiment Construction

[0029] Exemplary embodiments of the present invention will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present invention are shown in the drawings, it should be understood that the invention may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present invention and to fully convey the scope of the present invention to those skilled in the art.

[0030] It should be noted that the terms "first" and "second" in the description and claims of the present invention and the above drawings are used to distinguish similar objects, but not necessarily used to describe a specific sequence or sequence. It is to be understood that such terms are interchangeable under appropriate circumstances such that the embodiments of the invention described herein can be practiced in sequences other than those il...

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Abstract

The invention provides a user information processing method and device, electronic equipment and a storage medium, and the method comprises the steps: obtaining user information of a target user, with the user information at least comprising user personal information and historical financial behavior information; inputting the user information into a pre-trained user income level prediction model for feature learning, and outputting income level information of the target user; wherein the user income level prediction model is obtained by training a regression tree model by using a user sample set containing user personal information, historical financial behavior information, a credit line of a credit card and historical income information. The technical problem of inaccurate user income level prediction of an existing rule model is solved.

Description

technical field [0001] The present invention relates to the technical field of data processing, in particular to a method and device for processing user information, electronic equipment, and a storage medium. Background technique [0002] At present, the user's income level provides effective support for the construction of user portraits, and the income level is also one of the main factors affecting consumption power, which has an indispensable demand in the commercial field. However, due to the current diversification of social income, it is difficult to accurately reflect the income level of users. [0003] Existing conventional rule models for evaluating user income levels, such as keyword matching, cover a small number of users, and the rules have certain limitations, and user income evaluation is inaccurate. [0004] Aiming at the technical problems existing in the above-mentioned related technologies, no effective solution has been proposed at present. Contents o...

Claims

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Application Information

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IPC IPC(8): G06Q10/04G06Q30/02G06N20/00G06K9/62
CPCG06Q10/04G06Q30/0201G06N20/00G06F18/214
Inventor 刘欢
Owner 大箴(杭州)科技有限公司
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