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Condition circulation risk control decision-making method and device, computer equipment and storage medium

A decision-making method and computer technology, applied in computing, instrumentation, finance, etc., can solve problems such as poor flexibility and waste of risk control system resources, and achieve the effect of improving flexibility, efficiently utilizing risk control system resources, and reducing information query.

Pending Publication Date: 2022-03-15
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of this application is to provide a conditional flow-type risk control decision-making method, device, computer equipment, and storage media, aiming to solve the problem of poor flexibility in the way that existing risk control systems execute risk control decisions through code configuration and fixed risk control rule sets. There is a technical problem that wastes the resources of the risk control system

Method used

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  • Condition circulation risk control decision-making method and device, computer equipment and storage medium
  • Condition circulation risk control decision-making method and device, computer equipment and storage medium
  • Condition circulation risk control decision-making method and device, computer equipment and storage medium

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Embodiment Construction

[0030] The following will clearly and completely describe the technical solutions in the embodiments of the present application with reference to the drawings in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0031] The flow charts shown in the drawings are just illustrations, and do not necessarily include all contents and operations / steps, nor must they be performed in the order described. For example, some operations / steps can be decomposed, combined or partly combined, so the actual order of execution may be changed according to the actual situation.

[0032] It should be understood that the terms used in the specification of this application are for the purpose of ...

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PUM

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Abstract

The invention belongs to the technical field of artificial intelligence, and provides a conditional circulation risk control decision-making method and device, computer equipment and a storage medium, the method comprises the steps of displaying a visual configuration page, configuring a risk control process based on the visual configuration page, the risk control process comprising a plurality of risk control nodes and circulation conditions corresponding to each risk control node, each risk control node is configured with a corresponding risk control rule; creating a process set according to the risk control process; when a risk control service request is received, obtaining input data, and matching a target process set corresponding to the input data from the process set; and obtaining all risk control processes included in the target process set to obtain a target risk control process, and executing risk control rule calculation on the input data according to a plurality of target risk control nodes of the target risk control process and a circulation condition corresponding to each target risk control node to obtain a risk control decision result. The risk control decision-making flexibility can be improved, and the risk control system resources are saved.

Description

technical field [0001] The present application relates to the technical field of artificial intelligence, and in particular to a conditional flow type risk control decision-making method, device, computer equipment and storage medium. Background technique [0002] Risk control is risk control, and the risk control system is responsible for the task of making risk control decisions on the incoming parts of the business system. In a traditional risk control system, developers usually configure one or more sets of fixed risk control rule sets through code, and all incoming parts of the business system make risk control decisions according to the fixed risk control rule set. [0003] However, there are deficiencies in practical applications. First, when the risk control rules are strict, some incoming items will be rejected by mistake. When the risk control rules are loose, it will lead to an increase in the bad debt rate. The fixed risk control rule set does not apply to all i...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q10/10G06Q40/02
CPCG06Q10/0633G06Q10/103G06Q40/03
Inventor 钱明庆
Owner PING AN TECH (SHENZHEN) CO LTD
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